Spinny Capital

Financing made possible for every car buyer

Completely Online
Same-day Approval
Attractive EMIs
Hassle-free Process
Car Loan Calculator
EMI
Loan Estimate
Loan Amount
₹ 50,000
₹ 50,00,000
Minimum loan amount required is ₹ 50,000.
Duration of Loan
4 Years
1 Year
5  Years
Sorry! Maximum tenure possible on this car is 0 years.
Interest Rate*
13%
Please enter a valid value
₹10,730 per month
Principal Loan Amount
₹4,00,000
Total Interest Payable
₹1,15,040
Total Amount Payable
₹5,15,040
*Rate of interest can vary subject to credit profile. Loan approval is at the sole discretion of the finance partner.
Finance your dream car
Friendly financing lies at the heart of our customer relationships, that’s why more Spinny customers stay with us in their car-ownership journey through life.
Depending on your requirement Spinny Capital tailors the right loan option for you. So the car you’d love to own, comes to you on your terms.

Spinny Capital works with you

Check your loan eligibility

Fill in a form online to know your loan eligibility in minutes, without impacting your credit score.

Upload documents

Upload your documents online and you’ll be served the best finance deal, customized just for you by our finance partners.

Same-day approval

Avail of the Spinny Capital deal, get same-day approval and complete disbursal formalities at your convenience.

Home delivery

Your polished, cleaned and serviced Spinny Assured® car is delivered the same day, right at your doorstep.

Enter Your Details To Start Finance Process

Make a wish, get your desired car!

Trusted by over 20,000 car buyers. Choose from 5000+ Spinny Assured®cars
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Our Finance Partners

A loan process that’s easy to love

  • You think it’s not possible! But it is. Finding a car has never been easy. I got a city top for an unbelievable deal. The loan assistance was so prompt. Liked the car. Took it home same day. Effortless. Indescribable. Happy 😊
    • Kunj Behari Beriwala, Honda City
    • Gurugram
  • Excellent service from Spinny right from test drive to delivery. Will recommend to everyone good support from Sreekanth for home delivery and loan process also done better and faster within a single day my loan is approved for this special thanks to Imtiaz. Thanks to Spinny&team.
    • Arun, Grand i10 Asta
    • Hyderabad
  • Great place to buy a used car. Mostly all the cars are in great condition & my eyes were glued to only one, 'The Fluidic Verna 1.6'. Pityajit is really good with loan disbursal and had been really helpful.
    • Rituraj, Hazarika, Fluidic Verna
    • Kolkata

Frequently Asked Questions

How is my loan eligibility determined?

Your eligibility for a car loan from Spinny is determined on the basis of parameters such as:

  • Income
  • Type of residence ownership
  • Past credit and banking history
  • Credit score maintained by an accredited credit rating agency

What factors impact my loan interest rate?

The interest rate you are offered for your car finance is dependent on your credit score as well as overall income profile. These parameters are examined at the time of your loan application to determine the interest rate on your choice of car.

How much of the car’s price can I finance?

With Spinny Capital, upto 100%* of the car’s price can be financed with a car loan. The actual funding amount, as well as the interest rate, will depend on your choice of car and credit profile.
*This is dependent on the finance partner, customer credit history and other parameters. We can only give a fair idea once we get all the details from you.

I have not decided on a car, can I get a pre-approved loan?

Yes, you can get a pre-approved loan even if you have not decided on a car yet. We understand that choosing your dream car can take time.

What if I take a loan and return my car back in the 5-day guarantee period ?

In the event that you return the Spinny Assured car in the 5-day money back guarantee period, the loan shall be cancelled. Your down payment will be refunded and any additional charges will be borne by Spinny. Your money is safe with us!

Is Spinny Capital available in all locations?

Spinny Capital is currently available in all locations where Spinny Car Hubs are located. We have partnered with multiple financiers at other locations as well to provide you with financing opportunities. Please feel free to reach us out at 727-727-7275 to confirm availability.

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