The comparison between old and new models of premium luxury cars is inevitable. BMW X3 is one of the most in-demand luxury cars in India. The new BMW X3 model released in 2025 comes with a more aggressive styling and offers better tech-based features too. The old BMW X3 refers to the models in action between 2018 to 2021. They still come with some modern features and offer great value-for-money. The detailed comparison between the old and new models of BMW X3 have been provided in the below sections of this blog.
New BMW X3 Quick Overview
The new BMW X3 was launched in 2025 for the Indian buyers. comes with a 2.0-litre TwinPower Turbo Petrol Engine and 8-Speed Steptronic automatic transmission. A mild-hybrid engine is provided to improve the fuel-efficiency and performance of this car. A mileage of up to 14.6 kmpl is provided by this new model.
Key Updates of New BMW X3
- The all new BMW X3 comes with a 14.9-inch touchscreen infotainment system upgraded with latest car connected technology.
- The 15-speaker Harmon Kardon music system gives an immersive sound experience in the cabin.
- It is with the 3-zone climate control, electrically adjustable seats, and many other comfort-related features.
- Multiple drive modes such as Eco Pro, Comfort, Sport, and Sport+ are provided to suit your driving style and preferences.
- A panoramic sunroof is provided as a standard across all the variants
- It is equipped with electric front seats with a memory function for the driver’s seat.
- Adaptive Cruise Control is also provided in the higher variants.
The pricing details of the different variants of the current generation BMW X3 have been provided in the below table:
| Car Variant | Transmission | Ex-Showroom Price (In Rs.) |
| xDrive 20 M Sport (Petrol) | Automatic | Rs. 75.80 lakh |
| xDrive 20d M Sport (Diesel) | Automatic | Rs. 77.80 lakh |
Note: These are the ex-showroom prices of the recently launched BMW X3. The actual prices may vary as per the local and variant.
Used BMW X3: A Quick Overview
Mostly, the third-generation BMW X3 car which was launched in 2018 is available in the pre-owned car markets of India. It comes with multiple engine options including the 2.0-litre 4-cylinder diesel, 3.0-litre 6-cylinder diesel, and 2.0-litre petrol engines. The 8-Speed Steptronic Automatic transmission is provided as a standard across all the variants.
The latest generation BMW is equipped with the best-in-class tech and safety features. However, the older models also have all the basic safety features and specs covered. They also get 5-star Euro NCAP safety ratings like the new models. Therefore, the older models do not disappoint when it comes to the safety of the cars. In terms of engine options and fuel-economy, the used BMW X3 series provides more options for the car buyers in India.
Used BMW X3: Price Range
The year-wise price range of used BMW X3 is given in the below table:
| Production Year | Transmission | Price Range (In Rs.) |
| 2011 to 2014 | Automatic | Rs. 6 lakh to Rs. 11 lakh |
| 2014 to 2018 | Automatic | Rs. 9 lakh to Rs. 25 lakh |
| 2018 to 2022 | Automatic | Rs. 19 lakh to Rs, 40 lakh |
| 2022 to 2025 | Automatic | Rs. 42 lakh to Rs. 55 lakh |
New BMW X3 vs OlD BMW X3: Financing Comparison
If you are seeking financing options for purchasing the car, you must compare the financing options available for both new and used BMW X3 models. We have compared the latest generation BMW X3 (2025) with the third-generation BMW X3 (2018) for the sake of convenience here:
| Financing Details | New BMW X3 | Used BMW X3 |
| Downpayment | Rs. 8,50,000 | Rs. 4,50,000 |
| Loan Tenure | 5 years | 5 years |
| Principal Loan Amount | Rs. 76,50,000 | Rs. 40,50,000 |
| Rate of Interest | 7 | 10 |
| Interest Amount | Rs. 12,10,000 | Rs. 9,00,000 |
| Total Payable Amount | Rs. 88,60,000 | Rs. 49,50,000 |
| Difference | Rs. 39,10,000 |
It is clear that the new BMW X3 demands a higher pricing and you end-up saving almost Rs. 40 lakh if you prefer the used BMW X3 over the old one. However, remember that the insurance and maintenance costs associated with the used vehicle will also be higher. Also, you can expect a better price while reselling your new BMW X3 as compared to when selling a pre-owned BMW X3 car. Also, the interest rates applicable on used car loans are on the higher side which ends up increasing the monthly EMI charges.
New BMW X3 vs Used BMW X3: Insurance Comparison
You must also consider the insurance costs while comparing the new BMW X3 with an older or used variant. A used car will require less insurance premium as compared to the new car but the coverage offered by a used car insurance will also be limited. Let’s compare the insurance costs associated with new and second-hand BMW X3 models:
| Insurance Details | New BMW X3 (2025) | Used BMW X3 (2018) |
| Total Coverage or Insured Declare Value (IDV) | Rs. 80 lakh (Up to 90% of the ex-showroom price) | Rs. 20 to 25 lakh |
| Yearly Premium | Rs. 90,000 to Rs. 1,20,000 | Rs. 30,000 to Rs. 45,000 |
| Insurance Cost for 5 Years | Rs. 4,50,000 to Rs. 6,00,000 | Rs. 1,50,000 to Rs. 2,25,000 |
| Difference | Rs. 3,00,000 to Rs. 3,75,000 | – |
You’ll end up saving more on the insurance costs on the used BMW X3. However, as you opt for the used cars of recent years, this difference will be negligible. Also, the used car will offer limited coverage and your out-of-pocket expenses will be much more during insurance claims.
New BMW X3 vs Used BMW X3: Which Car to Choose?
The new BMW X3 is lengthier and wider than the previous models. It is also longer in terms of wheelbase and due to the increased dimensions, it proves to be more spacious than the used BMW X3 models.
There is no great difference in the dimensions and the bootspace and ground clearance remain identical in both the used and new models of BMW X3.
The older models offer more engine options than the new BMW X3 cars. Also, the transmission options are similar. Though the petrol engine of the new BMW X3 models offer slightly better mileage, the used diesel X3 models still provide much higher fuel-economy. The diesel engine in the older variants also offers better torque.
The new BMW X3 models offer some advanced tech, comfort, and safety-related features. The old BMW X3 models might lag in these areas but offer great value-for-money because they offer a perfect blend of premium looks, good-to-have features, and price. You can find the used car models of BMW X3 on the official site of Spinny.
FAQs about New BMW X3 vs Used BMW X3
Q. Which BMW X3 models provide the most mileage in India?
The diesel variants of BMW X3, particularly the xDrive 20d M Sport, offer the best mileage of up to 17.86 kmpl.
Q. When was the facelift model of BMW X3 launched?
The facelift model of BMW X3 was launched in January 2022 in India.
Q. Why do the BMW X3 models retain their value over the years?
The reliability, performance, and durability of BMW X3 cars is top-notch. These factors along with the brand value helps retain their value over the years.
Q. Which is the most value-for-money variant in the new generation BMW X3?
The X3 xDrive M Sport Pro variant offers a great combination of design, features, and comfort. It also includes a touch of premiumness due to soft touch materials and cosmetic upgrades. Even though it is the top model of BMW X3, it retains its value over the years and proves to be the best car overall in terms of value.
Q. How do used BMW cars retain their value so well over the years?
The robust build-quality, dependable performance, and reliable engine of the BMW cars make them a valuable asset for the owners. Most of the models including the used BMW X3 retain their value over the years.
Q. Do the old BMW X3 models offer parking assistance?
As the older BMW X3 models are equipped with front and rear parking sensors along with the rearview camera, they offer top-notch parking assistance to the drivers.
Q. Which things to check while buying a second-hand BMW X3 model in India?
Check for the engine performance, oil leaks, and structural integrity while purchasing a second-hand BMW X3 model in India. Also, go through the car ownership details and service records carefully before buying any used car.
