When buyers in India consider an affordable and practical car, two names frequently come up: the Tata Tiago and the Tata Tigor. Both cars have been instrumental in strengthening Tata Motors’ presence in the hatchback and compact sedan market. For buyers who are weighing the option of a used Tata Tiago vs a new Tata Tigor, the decision often comes down to balancing affordability with updated features. This blog will break down the tata tiago vs tata tigor comparison across pricing, features, financing, insurance, and long-term ownership, helping you make a smart financial choice.
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New Tata Tigor Quick Overview
The Tata Tigor, positioned as the sedan sibling of the Tiago, has been an appealing option for those wanting extra boot space and a more premium stance. The latest facelift was introduced in 2023, with Tata giving the car sharper design cues and additional safety features. Buyers looking at the new tata tigor price vs old tata tiago price will immediately notice that the sedan commands a premium but also justifies it with added space, comfort, and refinement.
Key Updates of New Tata Tigor
- Revamped front grille and sharper headlamps for a modern look
- Updated 7-inch infotainment system with Android Auto and Apple CarPlay
- Dual airbags and ABS with EBD now standard
- Revised suspension tuning for better ride comfort
- Improved safety ratings under Global NCAP
| New Tata Tigor Ex-Showroom Price | ||
| Car Variant | Transmission | Price (Ex-Showroom) |
| XE | Manual | ₹6.30 lakh |
| XM | Manual | ₹6.80 lakh |
| XZ | Manual/AMT | ₹7.40 lakh – ₹7.80 lakh |
| XZ+ | Manual/AMT | ₹8.00 lakh – ₹8.60 lakh |
The tata tigor on road price can go higher depending on city taxes and insurance, making it an important consideration for budget-conscious buyers.
Used Tata Tiago Quick Overview
The Tata Tiago has been around since 2016 and has received multiple updates over its lifecycle, including facelifts in 2020 and 2022. Known for its peppy yet frugal engines, youthful styling, and safety credentials, the Tiago remains a favorite in the pre-owned market. Over the years, it has consistently been one of Tata’s top-selling models, with strong resale demand.
For buyers curious about the used tata tiago resale value, the car holds its worth better than many other hatchbacks in its segment, thanks to its safety features, stylish design, and reliability.
| Used Tata Tiago Pricing Snapshot | ||
| Production Year | Transmission | Price Range (Used Market) |
| 2018 | Manual | ₹3.00 – ₹3.50 lakh |
| 2019 | Manual/AMT | ₹3.40 – ₹4.00 lakh |
| 2020 | Manual/AMT | ₹4.00 – ₹4.50 lakh |
| 2021–22 | Manual/AMT | ₹4.80 – ₹5.20 lakh |
A tata tiago used car review often highlights positives like fuel efficiency, ease of driving, and comfort, though some owners report minor niggles with infotainment and plastics.
Read More: Want the lowdown on pre-owned Tata Tiago models? Check out our roundup on Used Tata Tiago Cars value, condition, and what to look for.
New Tata Tigor vs Used Tata Tiago: Financing Comparison
When comparing the tata tiago vs tata tigor, one of the biggest differences comes in financing. A new Tigor attracts a higher loan value, longer repayment tenure, and higher EMIs, while a used Tiago requires a smaller loan but often comes with a slightly higher interest rate for used cars.
Here’s a financing snapshot (using 12.99% loan interest rate for both):
| Financing Aspect | New Tata Tigor (2025) | Used Tata Tiago (2022) |
| Down Payment | ₹1,00,000 | ₹75,000 |
| Loan Tenure | 5 years | 4 years |
| Loan Amount | ₹6,50,000 | ₹5,00,000 |
| Interest Rate | 12.99% | 12.99% |
| Interest Amount | ₹2,37,170 | ₹1,43,741 |
| Total Paid | ₹8,87,170 | ₹6,43,741 |
| Difference | ₹2,43,429 saved | |
Clearly, the financing aspect tilts toward the Tiago if affordability is the prime concern. However, if you’re considering the new car vs used car loan interest rate, both fall under similar rates, but used cars sometimes attract slightly higher processing fees.
Read More: Tata Tigor: compact charm, solid specs, smart pricing. Learn more in our blog
New Tata Tigor vs Used Tata Tiago: Insurance Comparison
Insurance is another key factor in the tata tiago vs tata tigor debate. A new Tata Tigor will have a higher Insured Declared Value (IDV), which pushes up the premium. Over a 5-year ownership, insurance for a new Tigor can be significantly higher than for a used Tiago.
- New Tata Tigor (2025): The first-year insurance premium is around ₹30,000, which reduces slightly every year as the car depreciates. Over 5 years, the total premium adds up to approximately ₹1.05 lakh. This higher insurance outlay is something buyers must factor in, especially when planning long-term ownership costs.
- Used Tata Tiago (2022): On the other hand, a used Tiago has already gone through its initial depreciation, lowering its IDV and thereby reducing its premium. The first-year insurance is about ₹18,000, decreasing year by year. The 5-year total works out to around ₹65,000, which is notably easier on the wallet.
This difference of around ₹40,000 between the two cars may not seem very large in isolation, but when combined with other ownership expenses such as loan EMIs, fuel, and maintenance, it can significantly influence affordability. For buyers focused on budget-conscious decisions, this gap makes the used Tiago a more appealing option. However, buyers who prefer peace of mind with the latest safety features and warranty coverage may find the new Tigor’s higher insurance worth the added expense.
New Tata Tigor vs Used Tata Tiago: Which to Choose?
The final choice in the tata tiago vs tata tigor comparison depends on what matters more to you: modern features and a sedan stance, or affordability and proven reliability.
- If you prioritize space, safety upgrades, and modern cabin tech, the Tigor makes sense despite the higher cost. The balance of features and comfort makes it appealing for small families. The new tata tigor features vs used tata tiago features clearly show how much more the Tigor offers in terms of infotainment, refinement, and safety.
- If your focus is on value for money, lower EMIs, and economical ownership, the used Tiago is the smarter bet. Its lower price and manageable insurance costs ensure it remains an excellent budget hatchback.
In summary:
- Buyers seeking long-term ownership → New Tata Tigor.
- Buyers wanting affordability with reasonable features → Used Tata Tiago.
FAQs About Tata Tiago vs Tata Tigor
Which is more affordable: Tata Tiago or Tata Tigor?
The Tiago is generally more affordable, especially in the used market, while the Tigor carries a premium for its sedan styling and added features. This makes the Tiago the go-to choice for buyers who want value for money without stretching their budget.
Is the Tata Tigor good for long-term ownership?
Yes, the Tigor is designed as a practical family car with good ride quality and decent boot space, making it a solid long-term option. Its 4-star GNCAP safety rating also ensures confidence in everyday use.
How reliable is a used Tata Tiago?
A well-maintained Tiago is reliable and delivers good fuel efficiency. Checking service records before purchase is essential, as it helps ensure the car has been driven responsibly and serviced on time.
What’s the difference in resale value between these two cars?
The Tiago enjoys strong resale demand, while the Tigor holds steady value but not as high as the hatchback. For owners, this means the Tiago can fetch a better return in the used market compared to its sedan sibling.
Should I buy a new Tata Tigor or a used Tata Tiago?
If you’re budget-focused, go for the Tiago. If you want updated tech and safety with a sedan body, the new Tigor is worth it. Ultimately, your decision should balance affordability with your preference for body style and features.
