Deciding on the perfect SUV can feel challenging, particularly when you’re weighing a pre-owned Honda Elevate against the allure of a fresh-off-the-lot Hyundai Creta. Both models demonstrate strong performances in the mini SUV segment: the Honda Elevate emphasises convenience and durability.
Meanwhile, the Creta maintains its supremacy in the market with upscale features and a variety of variants. To many buyers, that is not a decision based on horsepower or touchscreen size, but rather about sound financial buying.
This comparison guide is designed to help you compare the two options and make an informed decision about which SUV best aligns with your budget, lifestyle, and plans. Let’s explore in detail.
New Hyundai Creta Quick Overview
The facelifted Hyundai Creta 2024 is an aggressive update to one of the best-selling mid-size SUVs in India. The new Creta features an updated design language, with a bolder front grille, stylish LED lights, and a redesigned and classy rear profile, further enhancing its road presence.
The facelifted Creta is poised to remain a top choice in the segment, thanks to its combination of style, technology, and performance, making it a strong contender for buyers seeking a fresh, feature-rich SUV.
Key Updates of the New Hyundai Creta
Here is a clear summary of the significant changes in the 2025 Hyundai Creta facelift:
- New Variants Introduced
- EX (O): It is placed above the standard EX trim and has added:
- Panoramic sunroof
- LED reading lights
- SX Premium: Slotted between SX Tech and SX (O), offering:
- Ventilated front seats
- 8-way powered driver’s seat
- 8-speaker Bose sound system
- Leatherette scooped seats
- Feature Enhancements Across Trims
- SX (O) variant now gets:
- Rain-sensing wipers
- Rear wireless charger
- Scooped seats for added comfort
- Level 2 ADAS with lane keep assist
- S (O) variant now includes:
- Smart key with motion sensor
- Colour Updates
- New colour options added:
- Titan grey matte
- Starry night
- Powertrain (No Changes)
- Engine options are the same:
- 1.5L petrol, 1.5L turbo-petrol, and 1.5L diesel
- Available transmission options: Manual, IVT, 6-speed, 7-speed AT and DCT 2
Hyundai is evidently prioritising comfort, technology, and accessibility with no significant changes to the proven mechanical setup.
| New Hyundai Creta Ex-Showroom Price | ||
| Car Variant | Transmission | Price |
| Creta E 1.5 Petrol | Manual | ₹12.92 Lakh |
| Creta EX 1.5 Petrol | Manual | ₹14.31 Lakh |
| Creta E 1.5 Diesel | Manual | ₹15.04 Lakh |
| Creta EX (O) 1.5 Petrol | Manual | ₹15.05 Lakh |
| Creta S 1.5 Petrol | Manual | ₹15.69 Lakh |
| Creta EX 1.5 Diesel | Manual | ₹16.47 Lakh |
| Creta EX (O) 1.5 Petrol CVT | Automatic (CVT) | ₹16.64 Lakh |
| Creta S (O) 1.5 Petrol | Manual | ₹16.75 Lakh |
| Creta S (O) 1.5 Petrol Knight Edition | Manual | ₹16.92 Lakh |
| Creta S (O) 1.5 Petrol Knight Edition Dual Tone | Manual | ₹17.09 Lakh |
| Creta EX (O) 1.5 Diesel | Manual | ₹17.22 Lakh |
| Creta S 1.5 Diesel | Manual | ₹17.73 Lakh |
| Creta SX 1.5 Petrol | Manual | ₹17.83 Lakh |
| Creta SX 1.5 Petrol Dual Tone | Manual | ₹18.00 Lakh |
| Creta S (O) 1.5 Petrol CVT | Automatic (CVT) | ₹18.46 Lakh |
| Creta SX Tech 1.5 Petrol | Manual | ₹18.60 Lakh |
| Creta S (O) 1.5 Petrol CVT Knight Edition | Automatic (CVT) | ₹18.63 Lakh |
| Creta SX 1.5 Premium Petrol | Manual | ₹18.71 Lakh |
| Creta SX Tech 1.5 Petrol Dual Tone | Manual | ₹18.77 Lakh |
| Creta S (O) 1.5 Petrol CVT Knight Edition Dual Tone | Automatic (CVT) | ₹18.80 Lakh |
| Creta EX (O) 1.5 Diesel AT | Automatic (TC) | ₹18.86 Lakh |
| Creta S (O) 1.5 Diesel | Manual | ₹18.96 Lakh |
| Creta SX 1.5 Premium Petrol Dual Tone | Manual | ₹19.04 Lakh |
| Creta S (O) 1.5 Diesel Knight Edition | Manual | ₹19.13 Lakh |
| Creta S (O) 1.5 Diesel Knight Edition Dual Tone | Manual | ₹19.30 Lakh |
| Creta SX (O) 1.5 Petrol | Manual | ₹20.16 Lakh |
| Creta SX Tech 1.5 Petrol CVT | Automatic (CVT) | ₹20.31 Lakh |
| Creta SX (O) 1.5 Petrol Knight Edition | Manual | ₹20.33 Lakh |
| Creta SX (O) 1.5 Petrol Dual Tone | Manual | ₹20.33 Lakh |
| Creta SX 1.5 Premium Petrol CVT | Automatic (CVT) | ₹20.41 Lakh |
| Creta SX Tech 1.5 Petrol CVT Dual Tone | Automatic (CVT) | ₹20.48 Lakh |
| Creta SX (O) 1.5 Petrol Knight Edition Dual Tone | Manual | ₹20.50 Lakh |
| Creta S (O) 1.5 Diesel AT | Automatic (TC) | ₹20.70 Lakh |
| Creta SX 1.5 Premium Petrol CVT Dual Tone | Automatic (CVT) | ₹20.76 Lakh |
| Creta SX Tech 1.5 Diesel | Manual | ₹20.85 Lakh |
| Creta S (O) 1.5 Diesel AT Knight Edition | Automatic (TC) | ₹20.88 Lakh |
| Creta SX 1.5 Premium Diesel | Manual | ₹20.95 Lakh |
| Creta SX Tech 1.5 Diesel Dual Tone | Manual | ₹21.02 Lakh |
| Creta S (O) 1.5 Diesel AT Knight Edition Dual Tone | Automatic (TC) | ₹21.05 Lakh |
| Creta SX 1.5 Premium Diesel Dual Tone | Manual | ₹21.30 Lakh |
| Creta SX (O) 1.5 Petrol CVT | Automatic (CVT) | ₹21.83 Lakh |
| Creta SX (O) 1.5 Petrol CVT Dual Tone | Automatic (CVT) | ₹22.00 Lakh |
| Creta SX (O) 1.5 Petrol CVT Knight Edition | Automatic (CVT) | ₹22.18 Lakh |
| Creta SX (O) 1.5 Petrol CVT Knight Edition Dual Tone | Automatic (CVT) | ₹22.35 Lakh |
| Creta SX (O) 1.5 Diesel | Manual | ₹22.44 Lakh |
| Creta SX (O) 1.5 Diesel Knight Edition Dual Tone | Manual | ₹22.79 Lakh |
| Creta SX (O) Diesel Knight Edition | Manual | ₹22.80 Lakh |
| Creta SX (O) 1.5 Diesel Dual Tone | Manual | ₹22.80 Lakh |
| Creta SX (O) 1.5 Turbo DCT | Automatic (DCT) | ₹23.27 Lakh |
| Creta SX (O) 1.5 Turbo DCT Dual Tone | Automatic (DCT) | ₹23.44 Lakh |
| Creta SX (O) 1.5 Diesel AT | Automatic (TC) | ₹23.55 Lakh |
| Creta SX (O) 1.5 Diesel AT Dual Tone | Automatic (TC) | ₹23.73 Lakh |
| Creta SX (O) 1.5 Diesel AT Knight Edition | Automatic (TC) | ₹23.96 Lakh |
| Creta SX (O) 1.5 Diesel AT Knight Edition Dual Tone | Automatic (TC) | ₹24.13 Lakh |
Used Honda Elevate Quick Overview
The Honda Elevate is a stylish SUV featuring an aggressive design, a spacious and technologically advanced interior, and a refined 1.5L petrol engine. It features innovative elements, including a large touchscreen, wireless connectivity, and advanced safety features, making it an intelligent choice for commuters who value both style and functionality.
The Honda Elevate was introduced to the Indian market in September 2023 and has remained available there since, lasting a little less than two years by the time August 2025 rolls around. During this period, it has not undergone any significant redesign; however, special editions such as the Apex Edition and the Black Edition have been introduced to give it a new look.
| Production Year | Transmission & Fuel Options | Price Range |
| 2023 | Petrol MT, Petrol CVT | ₹12.33 Lakh – ₹15.56 Lakh |
| 2024 | Petrol MT | ₹13.10 Lakh |
Note: The Honda Elevate comes with a variety of transmission options, which vary depending on the engine type used; petrol variants are configured differently from diesel versions. The pricing of new and used models may vary based on the city and other current offers by the dealer.
New Creta vs Used Elevate: Financing Comparison
A new Hyundai Creta (₹12.92 lakh ex-showroom) and a used Honda Elevate (₹11.97 lakh listed) have the same down payment of ₹1,00,000, but the loan costs differ, approximately ₹11.9 lakh for the Creta and ₹12.78 lakh for the Elevate. Refer to the table below for a better understanding:
| New Hyundai Creta Financing | Used Honda Elevate Financing | |
| Down payment | ₹1,00,000 | ₹1,00,000 |
| Loan Tenure | 5 Years | 5 Years |
| Loan Amount | ₹11,92,198 | ₹12,78,596 |
| Interest Rate | 10% | 10% |
| Interest Amount | ₹1,16,000 | ₹98,500 |
| Total Paid | ₹15,19,860 | ₹15,56,544 |
| Difference | ₹2,27,860 | ₹3,23,520 |
New Creta vs Used Elevate: Insurance Comparison
The insured declared value (IDV) of a brand new Hyundai Creta (current model) lies between ₹13.5 lakh and ₹18 lakh, depending on the variant. Annual premiums associated with comprehensive insurance of this model can vary between ₹18,000 and ₹28,000. This translates to approximately ₹90,000 to ₹1,40,000 over 5 years, providing a substantial safety net and comfort to a new SUV owner.
On the other hand, a second-hand Honda Elevate (1-2 years old) has a lower IDV and will have depreciated, with an average cost of ₹11 lakh to ₹14 lakh on Spinny. The cost of insurance for such a vehicle is more affordable, with annual averages of ₹12,000 to ₹20,000.
In 5 years, this translates to approximately ₹60,000 to ₹1,00,000 going out of it, which is easy on the pocket but still provides decent coverage. When comparing the two, the new Hyundai Creta provides stronger coverage and warranty-backed assurance, but at a higher premium.
The used Honda Elevate, on the other hand, helps owners save significantly on insurance costs without sacrificing core protection.
New Creta vs Used Elevate: Which to Choose?
The new Hyundai Creta is ideal for customers who want peace of mind, the latest features, and an extended warranty. It offers good resale value, a new design, and advanced features such as ADAS, but it comes with a higher initial cost, including insurance and financing.
The older Honda Elevate is more affordable to low-end buyers. It offers better premiums that consider depreciation, providing financial convenience while retaining Honda’s reliability, good build, and driving comfort. However, it doesn’t match the latest options of the Creta.
It depends on what your priorities are. The new Hyundai Creta is the obvious choice for those who want the latest features, warranty security, and market demand. Nevertheless, given that low price, lower operating expenses, and dependable performance are major factors, the pre-owned Honda Elevate will be a savings-oriented, smart buy.
FAQs about New Creta vs Used Elevate
How much cheaper is a used Honda Elevate compared to a new Hyundai Creta?
Depending on age, condition, and variant, a used Elevate can be 15 to 30% cheaper than a brand-new Creta of similar trim level.
Which car has better resale value, the Elevate or the Creta?
The Creta has a stronger resale demand due to its popularity. However, since the Elevate is relatively new to the Indian market, depreciation may be higher in the first few years.
Which car has a lower insurance cost, the used Elevate or the new Creta?
A used Elevate will usually have a lower Insured Declared Value (IDV), making its premium cheaper compared to a new Creta.
Which SUV is safer — the used Elevate or the new Creta?
Both are equipped with multiple airbags and safety features, but newer Creta trims offer ADAS and advanced driver aids. Safety ratings for the Elevate are good; however, buyers should inspect the condition and service history of used models.
Should I buy a used Elevate or stretch my budget for a new Creta?
If budget and lower insurance or EMI costs are a priority, a used Elevate is a smart choice. If you prefer warranty coverage, advanced features, and a stronger resale value, the new Creta is worth the premium.
