The Maruti Suzuki Ertiga has crept up as one of India’s most popular multi-purpose vehicles (MPVs). With compact size and seven-seater versatility in one neat package, the Ertiga combines great fuel efficiency and economical operating costs. You can transport families, undertake long-distance travel, or simply desire a versatile secondary car; the Ertiga provides common sense utility without the bulbous look.
But the question remains: do you choose a brand-new Ertiga fresh from the assembly plant with the latest updates and full warranty? Or do you choose a used Maruti Suzuki Ertiga, such as a 2022 or 2023 model, which has absorbed most of the depreciation loss and still comes equipped with most of the comforts?
We’ll examine both in full detail, navigating current prices, key feature differences, finance numbers, insurance costs, driver experience, and lasting values. You’ll know which Ertiga is the most logical in 2025 by the time we finish.
Table of Contents
New Ertiga: Quick Overview
The latest Ertiga (3rd generation) was introduced in early 2022, featuring a new look, state-of-the-art safety, and more refined interiors. Built on the improved HEARTECT platform, it’s lighter and more rigid, which boosts ride, handling, and efficiency. Its Maruti K-Series 1.5-litre DualJet petrol engine produces approximately 103 PS and 138 Nm. A 5‑speed manual and 6‑speed ‘torque-converter’ automatic transmission are the transmission options.
On the inside, the new Ertiga is new and family-friendly, featuring a spacious touchscreen infotainment system with Apple CarPlay/Android Auto, auto climate control, rear AC vents, ample stowage spaces, and a boot room. Safety has been improved with six airbags, ABS with EBD, ESC, hill hold, Isofix mounts, and a rear camera on variants. That translates into the fuel efficiency being 17‑18 kmpl in combined driving.
In short, the new Ertiga offers improved build quality, enhanced safety features, and added convenience, while still retaining the familiar charm of the MPV.
Key Updates of New Ertiga
- Revamped styling: sleeker front fascia, LED DRLs
- DualJet 1.5‑litre petrol engine (103 PS / 138 Nm)
- Transmission choices: 5‑speed MT and 6‑speed AT
- Cabin upgrades: large touchscreen, connected‑car features
- Safety bolstered: 6 airbags, ESC, hill hold, Isofix, rear camera
- Comfortable cabin with dual-zone AC, multiple cupholders
- 7‑seat flexibility with split‑fold second seat and foldable third row
- Refined ride and handling via HEARTECT platform upgrade
New Ertiga Ex‑Showroom Price
| Variant | Transmission | Price (₹ Lakhs) |
| Lxi | Manual | ₹9.11 |
| Vxi | Manual | ₹10.21 |
| Vxi AT | Automatic | ₹11.61 |
| Zxi | Manual | ₹11.30 |
| Zxi+ | Manual | ₹12.01 |
| Zxi+AT | Automatic | ₹13.40 |
Ex-showroom prices may vary slightly by dealer and city.
Used Ertiga: Quick Overview
A second-hand Maruti Suzuki Ertiga will be available from 2016 to 2023. The previous generation (2016-2018) was equipped with K-Series petrol motors, a manual gearbox, two airbags, and basic amenities. Dual airbags, ABS, and more amenities on the inside were standard from 2019 until 2021. The initial third-generation facelift was introduced at the end of 2021, featuring improved styling and enhanced quality on the inside.
A 2022-aged Ertiga equipped with manual or automatic transmission provides a perfect blend of specs and value for money. The current Ertiga is more or less a small SUV with enough space for seven people and decent boot space when a number of seats are folded.
Used Ertiga Price Overview
| Year | Transmission | Approx. Price (₹ Lakhs) |
| 2023–2022 | MT / AT | 8.0 – 9.5 |
| 2021–2020 | MT / AT | 7.0 – 8.5 |
| 2019–2018 | MT | 5.5 – 7.0 |
| 2017–2016 | MT | 4.0 – 5.5 |
Prices depend on mileage, condition, and variant.
New Ertiga vs Used Ertiga: Financing Comparison
Let’s compare two options:
- New Ertiga VXI AT (₹11.61 lakh ex-showroom; ~₹12.80 lakh on-road)
- Used Ertiga (2018 VXI AT) (₹9.00 lakh on-road)
| Details | New Ertiga VXI AT | Used Ertiga VXI AT (2022) |
| On-Road Price (₹) | ₹11.61 lakh | ₹8.05 lakh |
| Down Payment (20%) | ₹2.32 lakh | ₹1.60 lakh |
| Loan Amount (₹) | ₹9.29 lakh | ₹6.44 lakh |
| Loan Tenure | 5 years | 5 years |
| Interest Rate | 9% | 11% |
| Total Interest Paid | ₹2.08 lakh | ₹2.20 lakh |
| Total Repayment Cost | ₹13.69 lakh | ₹10.24 lakh |
| Total Savings | — | ₹3.45 lakh |
Choosing the used Maruti Suzuki Ertiga saves nearly ₹3.45 lakh in financing.
New Ertiga vs Used Ertiga: Insurance Comparison
Insurance difference over five years:
New Ertiga VXI AT
- IDV: ₹11.61 lakh
- First-year premium: ₹16,000
- 5-year total: ₹60,000–₹65,000
Used Ertiga VXI AT (2018)
- IDV: ₹8.05 lakh
- First-year premium: ₹13,000
- 5-year total: ₹50,000–₹55,000
Opting for the used Maruti Suzuki Ertiga VXI AT saves about ₹10,000 on insurance.
New Ertiga vs Used Ertiga: Which to Choose?
Here’s the thing:
Choose the New Ertiga if:
- You want a pristine cabin and a full factory warranty
- You prefer the latest safety pack 6 airbags, ESC, hill hold
- You plan long-term ownership and zero downtime
- You appreciate fresh design, updated interiors, and tech
Choose the Used Ertiga if:
- You’re happy avoiding the initial steep depreciation
- You still get most of the same space, engine, and features
- You want significant savings on EMIs and insurance
- You find a well-maintained, low‑km, certified example
The used Ertiga offers almost identical family-friendly comfort at about ₹5 lakh less in the overall cost of ownership. The trade-off is fairly aged interiors and fewer safety features—but for most buyers, it’s a small compromise.
Conclusion
The new and the used Ertiga address two separate needs. The former is a fresh start—brand new, warranted, and equipped with safety and convenience features. It appeals to customers who desire long-haul peace of mind and the latest technology.
A 2022 model or older Maruti Suzuki Ertiga variant offers near-identical utility, smooth engine operation, and ample passenger space at a price that includes lakhs in EMI and insurance. Perfect for families seeking spaciousness, versatility, and efficiency at affordable prices.
Thus, where warranty, new sensation, and current amenities are the priorities, the new Ertiga comes out on top. Where affordability and savvy ownership are the aims, the used Ertiga completely serves the purpose in 2025.
FAQs
Q. Is a used Ertiga reliable in 2025?
A. Absolutely, 2021–2022 models with full service history remain dependable, fuel-efficient, and ideal for family use.
Q. Do the petrol engines differ between new and used models?
A. Not much, the same 1.5L DualJet engine is used. Expect similar mileage (~17–18 kmpl) in both.
Q. Should I go manual or automatic?
A. Manual gets slightly better mileage; automatic gives ease in traffic. Both are reliable; choose based on your preference.
Q. What’s the maintenance like on a used Ertiga?
A. Routine servicing costs ₹6,000–8,000 annually. Used ones may need minor part replacements, but overall cost remains low.
Q. What resale value can I expect?
A. Ertiga holds value well, expect 50–60% of the on-road price after 3 years for well-maintained models.



