A used Maruti Baleno still has plenty of takers, mostly because it’s easy on the pocket and has built a solid name over the years. Workshops and parts are never hard to find, and that makes ownership less of a headache. On the road, the car feels smooth, the petrol motor has enough punch for everyday runs, and the cabin doesn’t feel cramped. For anyone watching their spend, a Baleno in the used market can deliver comfort without the price tag of something new.
The Tata Altroz is a different story altogether. It’s fresh out of the showroom, styled to turn heads, and loaded with new-age features. Safety is where it really makes a mark — with a five-star Global NCAP rating for adult safety, three-star for child safety and the backing of a company warranty, it’s a package aimed at buyers who don’t want to compromise on peace of mind.
So the choice becomes simple on paper but personal in reality. Do you stretch for the Altroz, with its warranty and latest kit, or settle into a Baleno that’s proven, familiar, and easier on the wallet? Both answers can be right, depending on what you value more.
New Tata Altroz: Quick Overview
The Tata Altroz is a high-end hatchback that looks good from the outside and feels roomy and fancy inside. Among other things, it has six airbags, a sunroof, a 10.25-inch tablet with wireless Android Auto and Apple CarPlay, and a camera that can see in all directions. It also gets 5 stars from Global NCAP for safety. You can pick a car with gasoline, diesel, or compressed natural gas (CNG) engine. You can also pick a regular or automatic drive. The Altroz has enough space for five people, and its trunk can hold a lot, like 345 litres of stuff.
The Tata Altroz got a new look in May 2025. With the new, smooth door handles and better LED lights, the outside looks brand new. To make it even better in its class, it also made the inside more comfy and tech-savvy.
Key Updates of the New Tata Altroz
- The Altroz’s facelift includes a new grille with a glossy black finish and vertical holes for the fog lights.
- The new LED headlights have daytime running lights (DRLs) that look like eyebrows. The front doors now have new lighted door handles that fit flush, like the ones on the Tata Curvv SUV. They make the car look more expensive and cleaner.
- The indicators that were on the fenders have been taken off to make the side look smoother. The new LED taillights in the back are connected by a thin light bar, and the bumper has been redesigned with a sportier two-tone finish.
- The new look includes a 10.25-inch digital driver’s display and a 10.25-inch touchscreen entertainment system that works better with the rest of the car. The new dashboard has a steering wheel with two spokes, like the Tata Curvv. It also has automatic climate control, cruise control, AC vents in the back, and a camera system that can see in all directions.
- There are still a lot of great things about it, like the sunroof, wireless charging, six airbags, and Apple CarPlay and Android Auto.
- The new alloy wheels with a pattern that looks like an electric vehicle finish off the look.
- Most models now come with six airbags and an Electronic Stability Program (ESP), which makes them safer.
- The extra comfort features include rain-sensing wipers, folding outside rearview mirrors, and different drive modes for both petrol and diesel models. The facelift doesn’t change the engines or make any other big mechanical changes.
| Variant | Fuel Type | Transmission | Ex-Showroom Price (INR Lakh) |
| Smart | Petrol | 5-speed Manual (MT) | 6.89 Lakh |
| Pure | Petrol | 5-speed MT | 7.69 Lakh |
| Pure S | Petrol | 5-speed MT | 8.05 Lakh |
| Pure (AMT) | Petrol | 5-speed Automatic (AMT) | ~8.29 Lakh |
| Pure S (AMT) | Petrol | 5-speed AMT | ~8.65 Lakh |
| Creative | Petrol | 5-speed MT | 8.69 Lakh |
| Creative S | Petrol | 5-speed MT | 9.05 Lakh |
| Creative (AMT) | Petrol | 5-speed AMT | ~9.29 Lakh |
| Creative S (AMT) | Petrol | 5-speed AMT | ~9.65 Lakh |
| Creative S (6-speed DCT) | Petrol | 6-speed Dual Clutch (DCT) | 10.30 Lakh |
| Accomplished S | Petrol | 5-speed MT or DCT | 9.99 L (MT); 11.24 Lakh (DCT) |
| Accomplished Plus S (6-speed DCT) | Petrol | 6-speed DCT | 11.49 Lakh (top variant) |
| Smart CNG | CNG | 5-speed MT | 7.89 Lakh |
| Pure CNG | CNG | 5-speed MT | 8.79 Lakh |
| Pure S CNG | CNG | 5-speed MT | 9.15 Lakh |
| Creative CNG | CNG | 5-speed MT | 9.79 Lakh |
| Creative S CNG | CNG | 5-speed MT | 9.99 Lakh |
| Accomplished S CNG | CNG | 5-speed MT | 11.09 Lakh |
| Pure Diesel | Diesel | 5-speed MT | 8.99 Lakh |
| Creative S Diesel | Diesel | 5-speed MT | 10.35 Lakh |
| Accomplished S Diesel | Diesel | 5-speed MT | 11.29 Lakh |
Used Maruti Baleno: Quick Overview
The Maruti Baleno has been available in India for more than ten years, since it came out in 2015. The Baleno has gotten two big makeovers since then, the first in 2019 and the second in 2022. Both made big changes to the car’s look, safety features, and technology.
For a long time, the Maruti Baleno has been one of the most popular premium hatchbacks in India. It always sold the most in its category, with sales of 15,000 to 20,000 units per month. More than a million Baleno cars had been sold by the start of 2025, which shows how popular and in demand it was. This car has been popular for a long time because it is reliable, gets good gas mileage, and is a good deal. This makes it a popular choice for people who want to buy a new or used car.
| Production Year | Transmission | Typical Used Price (₹ Lakh) |
| 2022 | Automatic (CVT/AMT) | INR 6.75 Lakh to INR 8.25 Lakh (e.g., Alpha CVT AMT) |
| 2021 | Both Manual & CVT | INR 5.10 Lakh to INR 6.46 Lakh (Delta/Manual, Zeta CVT) |
| 2019 | Automatic (CVT) | INR 5.45 Lakh to INR 6.90 Lakh (Zeta/Alpha) |
| 2018 | Manual & CVT | INR 4.55 Lakh to INR 5.99 Lakh (Delta manual to Alpha CVT) |
| 2017 | Manual & CVT | INR 5.00 Lakh to INR 5.70 Lakh (Sigma manual, Zeta CVT) |
| 2016 | Manual & CVT | INR 4.00 Lakh to INR 4.25 Lakh (Delta/Alpha manual and 1.2-CVT) |
New Tata Altroz vs Used Maruti Baleno: Financing Comparison
A new listing says that a used Maruti Baleno Alpha AGS costs around INR 7.99 lakh. When you get a loan for a used car, the interest rate is usually a little higher, about 11%. The loan amount is usually close to the car’s estimated resale value minus the down payment.
On the other hand, the new Tata Altroz Accomplished Plus S would be paid for based on its ex-showroom and on-road price, which for the base models is usually around INR 6.65 lakh. The Accomplished Plus S is expected to cost more than that base price. You can often get financing for a new car at a lower interest rate and with terms that are flexible enough to cover the full price of the car on the road.
| Data Point | Used Maruti Baleno Alpha AGS | New Tata Altroz Accomplished Plus S |
| On-road Price | INR 7,50,000 | INR 11,00,000 |
| Down Payment (20%) | INR 1,50,000 | INR 2,20,000 |
| Loan Amount | INR 6,00,000 | INR 8,80,000 |
| Loan Tenure | 5 years (60 months) | 5 years (60 months) |
| Interest Rate | 9% p.a. | 9% p.a. |
| Interest Amount (approx.) | INR 1,45,000 | INR 2,12,000 |
| Total Paid (Loan + Interest + DP) | INR 8,95,000 | INR 13,32,000 |
| Difference | — | ~INR 4,37,000 more than Baleno |
New Tata Altroz vs Used Maruti Baleno: Insurance Comparison
The Maruti Baleno Alpha AGS is worth about ₹9.83 lakh for insurance purposes right now. This is the IDV (total insured value). Depending on the extras and coverage you choose, the cost of insurance for this type of coverage can range from INR 9,000 to INR 19,000 per year. If the rates stayed the same every year, the total cost of the premium would be between INR 45,000 and INR 95,000 over five years. But the premium can go down every year because of depreciation and how many claims have been made in the past.
The IDV for the new Tata Altroz Accomplished Plus S is probably similar as what you would pay for a new car at a dealership or on the road. The price is usually a little lower than what the Baleno Alpha AGS is worth used, which can be anywhere from INR 7 lakh to 9 lakh, depending on the model and where you live. People believe that the insurance for a new Tata Altroz is cheaper at first than for an old Baleno, which costs between INR 8,000 and INR 15,000 a year. Over five years, this would add up to about INR 40,000 to INR 75,000 in premiums, depending on things like extra coverage and claim-free bonuses.
New Tata Altroz vs Used Maruti Baleno: Which to Choose?
The used Maruti Baleno Alpha AGS may need a bigger loan and cost more to insure over five years because it is used and has a high insured stated value. This might mean that the total cost of owning it will be higher. If you really like the Baleno’s features, how it drives, and the brand, and you’re okay with paying a little more for financing and insurance, it’s still a good choice.
On the other hand, the new Tata Altroz Accomplished Plus S has the advantages of being a new car, having lower financing costs, likely lower insurance premiums over time, and the peace of mind that comes with a factory warranty and fewer maintenance problems. The Altroz is the best choice if you want to get the most out of a brand-new car without spending a lot of money or having to deal with a lot of problems.
Also Read: How to Buy a Used Maruti Suzuki Baleno
FAQ about Used Maruti Baleno VS New Tata Altroz
Q. Is a used Maruti Baleno Alpha AGS or a new Tata Altroz Accomplished Plus S cheaper?
Ans: The old Baleno is much cheaper, with an average market price of about INR 7 to INR 8 lakh, while the new Altroz costs about INR 11 lakh. The Baleno also has lower expenses for financing and EMIs.
Q. Which one has greater technology and features?
Ans: The 2017 Tata Altroz Accomplished Plus S has the newest technology, safety features, and upgraded interiors. The Baleno Alpha AGS offers a lot of great features, but some of the newer tech and safety features that are accessible in the Altroz may not be available in previous Baleno versions.
Q. What about the cost of operation and fuel efficiency?
Ans: Both automobiles are hatchbacks that save gas. The Maruti Baleno is noted for getting a little better gas economy and costing less to maintain. The Altroz, on the other hand, is a good mix of efficiency and better build quality and driving characteristics.
Q. Which car is worth more when you sell it?
Ans: People trust the Maruti brand, and the automobiles are easy to take care of; therefore, they usually have a higher resale value. The Altroz is newer, and its resale value has been going up over time, but Tata’s reliability is getting better, which is closing the gap.
Q. Which choice makes sense for financing: a used Baleno or a new Altroz?
Ans: The used Baleno is the preferable alternative if you desire lesser EMI, down payment, and total interest payments. The new Altroz is worth the extra cost of financing if you want to acquire a brand-new car with a warranty and the newest amenities.
