Hyundai Creta is one of the most popular SUVs in India and there is a good reason why. It is sleek, feature-rich, and available in different variations in engines and transmission. Since the Creta was first launched in 2015 and completely revamped in 2020, the car continued gaining traction. Hyundai launched a new facelift at the beginning of 2024 with some essential design and technological updates, making the new Hyundai Creta even more appealing for SUV enthusiasts.
All the same, there are doubts about the expenditure on a brand new car. That is where the used Hyundai Creta market comes in with close to all the essentials on this popular SUV at a lesser cost. So which one do we choose?
Let’s go through the complete comparison, including features, prices, financing, insurance, resale value, and more in order to help lead you into the wiser financial decision.
New Hyundai Creta: Quick Overview
Hyundai Creta 2024 was released in January 2024. It brought crucial design, tech, safety, and comfort updates but retained the solid mechanical foundation of the 2020 generation.
It offers three engine options:
- 1.5L naturally aspirated petrol
- 1.5L turbo-petrol (new for 2024)
- 1.5L diesel
Transmission options include:
- 6-speed manual
- IVT (for 1.5L NA petrol)
- 7-speed DCT (for turbo-petrol)
- 6-speed automatic (for diesel)
The cabin now features a dual-screen setup, ADAS (Advanced Driver Assistance Systems), updated infotainment, and six airbags standard across all variants.
Key Updates of the New Hyundai Creta
- Refreshed front fascia with updated LED DRLs and bumper
- New 1.5L turbo-petrol engine with DCT
- 10.25-inch dual digital displays (instrument + infotainment)
- Level 2 ADAS suite with lane keep assist, adaptive cruise, and more
- Six airbags are standard across variants
- Updated BlueLink connected car tech
- 360-degree camera and electronic parking brake in top variants
New Hyundai Creta Ex‑Showroom Price
| Variant | Transmission | Price (₹ lakh) |
| E | Manual | ₹11.11 |
| EX | Manual | ₹12.32 |
| S (O) iVT | Automatic | ₹15.97 |
| SX Tech iVT | Automatic | ₹17.59 |
| SX (O) Turbo DCT | Automatic | ₹20.19 |
| SX (O) DT | Manual | ₹17.61 |
| SX (O) iVT DT | Automatic | ₹19.07 |
On-road prices can range from ₹12.5 lakh to ₹21 lakh, depending on the variant and location.
Used Hyundai Creta: Quick Overview
The 2020-launched second-generation Hyundai Creta was a hot seller even before the 2024 updates. Even without the 2024 updates, the 2020-2023 models are good options. With luxury interiors, panoramic roof, wireless charging, BlueLink connectivity, and smooth ride quality, even the 2020-2023 models still seem appealing.
Hyundai had retailed over 7.5 lakh Cretas in India by 2023, and the majority of these are entering the secondary car market—mainly from the 2020-2022 model years. Those typically come with full-service histories and fairly low mileage.
Used Hyundai Creta Price Overview
| Year | Engine & Transmission | On‑Road Price (₹ lakh) |
| 2023 | 1.5 Petrol IVT / Diesel AT | 14.0 – 17.0 |
| 2022 | 1.5 Petrol MT / Diesel MT | 12.0 – 14.5 |
| 2021 | 1.5 Petrol MT / Diesel MT | 11.0 – 13.5 |
| 2020 | 1.5 Petrol MT / 1.4 Turbo DCT | 10.5 – 13.0 |
These models often have 15,000–40,000 km on the odometer and may still be under warranty.
New Hyundai Creta vs Used Hyundai Creta: Financing Comparison
Let’s compare:
- New Creta SX (O) Turbo DCT – ₹17.50 lakh ex-showroom, ₹20 lakh on-road
- Used Creta 2021 SX 1.5 Petrol IVT – ₹13 lakh on-road
Assumptions:
• Down payment – 20%
• Loan tenure – 5 years for new, 4 years for used
• Interest rate – 9% for new, 11% for used
| Parameter | New Creta | Used Creta |
| On-road Price | ₹20.19 lakh | ₹13.00 lakh |
| Down Payment (20%) | ₹4.04 lakh | ₹2.60 lakh |
| Loan Amount | ₹16.15 lakh | ₹10.40 lakh |
| Loan Tenure | 5 years | 4 years |
| Interest Paid | ₹3.78 lakh | ₹1.80 lakh |
| Total Paid | ₹23.97 lakh | ₹14.80 lakh |
| Difference | — | ₹9.18 lakh saved |
Opting for the used Hyundai Creta saves nearly ₹9.18 lakh overall across the loan tenure.
New Hyundai Creta vs Used Hyundai Creta: Insurance Comparison
Insurance also differs significantly between the two.
New Hyundai Creta SX (O) Turbo DCT
- IDV: ₹18.50 lakh
- 1st-year premium: ₹42,000
- 5-year total: ₹1.75 lakh approx.
Used Hyundai Creta 2021 Petrol IVT
- IDV: ₹11.5 lakh
- 1st-year premium: ₹25,000
- 4-year total: ₹1.0 lakh approx.
Savings: ₹75,000 over five years on insurance if you go for the used Hyundai Creta 2021 petrol IVT.
Ownership & Running Costs
Fuel Efficiency
- 1.5L NA Petrol MT/IVT: ~16–17 kmpl
- 1.5L Diesel MT/AT: ~19–21 kmpl
- 1.5L Turbo DCT: ~17–18 kmpl
For 12,000 km/year at ₹105/litre:
- Petrol models cost ~₹75,000/year
- Diesel models cost ~₹60,000/year
Service & Maintenance
- Scheduled servicing: ₹6,000–₹8,000/year
- Spare parts are widely available and affordable
- Used Creta buyers should ensure brake pads, AC unit, and clutch are in good shape
Resale Value
- New Creta loses 10–12% value in the first year
- After 3 years, depreciation flattens
- 2021–2022 Creta models retain 60–70% resale value
- Diesel variants generally depreciate more slowly than petrol
New Hyundai Creta vs Used Hyundai Creta: Which to Choose?
If the price is negotiable and the wish is for the full 2024 package featuring futuristic interiors, ADAS, the latest infotainment, and warranty support, the new Hyundai Creta makes perfect sense.
But if you’re price-conscious, the old Hyundai Creta offers true cost savings (₹9 lakh plus on a five-year term) with the same luxury experience. The performance, comfort, and styling are still comparable; the negative is the steep depreciation on a new car.
Verdict? Buy new if the technology appeals to you and you’ll be owning the car in the years ahead. Otherwise, the well-maintained older Creta is the intelligent buy.
FAQs
Is the new Hyundai Creta worth buying over a used one?
Not necessarily. A used Hyundai Creta offers nearly the same engine options, strong resale value, and a significantly lower price tag. Unless you specifically want ADAS or the newest design updates, a well-maintained used Creta makes more financial sense.
How reliable is a 2020–2022 Hyundai Creta?
Very reliable. These models feature proven engines and transmissions, and are known for their low-maintenance costs.
What is the best engine option for used Creta buyers?
The 1.5L petrol IVT offers great city drivability and fuel efficiency without the complexity of a turbo or DCT.
Are there any long-term concerns with used Creta DCT variants?
Only if driven hard or used in high-traffic cities—DCT clutches may wear faster. Regular service helps.
Does the new Creta have better resale value?
Yes, especially the turbo and diesel variants introduced in the 2024 facelift. But depreciation still hits hardest in the first 1–2 years.
