Best Used Cars Under ₹10 Lakh in India: A Complete Buyer’s Guide

2024 Kia Seltos
Last updated 4 months ago

If you’re an Indian vehicle buyer who wants a reliable, feature-rich automobile without spending too much, the used car market under Rs.10 lakh has a lot of great possibilities. There is something for everyone in this range, whether you want a family sedan, a beautiful SUV, or a high-end hatchback with a lot of equipment.

This guide looks at the best used automobiles in India that cost less than Rs.10 lakh. It talks about their pros and cons, how much they cost to own, and when to buy them.

Why Consider a Used Car Instead of a New One?

Purchasing a used car has become a smart choice for several practical reasons:

  • Better features for less money: Used automobiles around Rs.10 lakh are a lot cheaper than new cars, yet they still have better trims, more powerful engines, sunroofs, and entertainment systems.
  • Entry into the luxury market: You can get into the luxury/premium segment with manufacturers like Skoda, Volkswagen, or even some lower-end Mercedes-Benz vehicles.
  • More options: This budget lets you choose from numerous body options, like SUVs, sedans, MPVs, and high-end hatchbacks.
  • Less Depreciation: Most of the depreciation hits have already happened, which makes resale more stable.

Best Used Cars Under ₹10 Lakh: Top Picks

Here’s a list of popular used cars under ₹10 lakh in India, categorised by type and use case.

1. Hyundai Creta (2016–2020)

Spinny Assured Hyundai Creta
  • Segment: Mid-size SUV
  • Types of fuel: Diesel and Petrol
  • Why Buy: It’s stylish, has a lot of features, has a high ground clearance, and has great customer service after the sale. It’s great for families and young workers.
  • Price Range: Rs. 7–10 lakh
  • Expected Mileage: 16–21 km/l

2. Honda City (4th and 5th Gen)

Honda-City
  • Segment: Mid-size Sedan
  • Types of fuel: Petrol or Diesel Fuel Options
  • Why Buy: Lots of room inside, a smooth engine, and a high-end feel.
  • Best For: People who want to be comfortable on the highway.
  • Price Range: Rs.6–9 lakh
  • Expected Mileage: 14–18 km/l

3. Mahindra XUV500 (2015–2019)

Spinny Assured Mahindra XUV500
Spinny Assured Mahindra XUV500
  • Segment: SUV (7-seater)
  • Fuel Option: Diesel
  • Why Buy: Strong engine, tough build, and good on the road.
  • Best For: Big families and lengthy journeys.
  • Expected Mileage: 13–15 km/l
  • Price Range: Rs.8–10 lakh

4. Kia Seltos (2019 and later)

Kia Seltos
  • Segment: Compact SUV
  • Fuel Options: Petrol or Diesel
  • Why Buy: Modern look, high-end features, and a smooth ride
  • Best For: People who drive in cities and people who know a lot about technology
  • Expected Mileage: 16 to 20 km/l
  • Price Range: Rs. 9 to 10 lakh (base models)

5. Toyota Innova (2012–2016)

Spinny Toyota Innova Hycross
  • Segment: MPV
  • Fuel Option: Diesel
  • Why Buy: Unmatched reliability, great for long travels and big families.
  • Ideal For: Families and people who travel between cities.
  • Expected Mileage: 12 to 14 km/l
  • Price Range: Rs. 7 to 9.5 lakh

6. Volkswagen Polo GT TSI (2016–2019)

Spinny Assured VW Polo GT TSI
  • Segment: Premium Hatchback
  • Fuel Option: Petrol
  • Why Buy: Fun to drive, well-built, and fast with a turbocharger.
  • Best For: Enthusiasts and people who like to travel alone.
  • Expected Mileage: 16–18 km/l
  • Price Range: Rs.6.5–8 lakh

7. The Maruti Suzuki Ciaz (2015–2020)

maruti-suzuki-ciaz-hybrid-cars
  • Segment: Mid-size Sedan
  • Choices of Fuel: Gasoline or Diesel
  • Why Buy: Lots of space, lots of features, and low cost
  • Best For: Families and business people
  • Expected Mileage: 18–22 km/l
  • Price Range: Rs.6.5–9 lakh

8. Tata Harrier (from 2019)

Spinny Assured Tata Harrier
Tata Harrier
  • Segment: SUV of Medium Size
  • Fuel Option: Diesel
  • Why Buy: A strong design, a powerful engine, and safety features
  • Best For: People who adore SUVs and drive on the highway
  • Expected Mileage: 14–17 km/l
  • Price Range: Rs.9–10 lakh (basic to mid trims)

9. Skoda Rapid (from 2017 to 2021)

Skoda Rapid
  • Segment: Sedan
  • Fuel Options: Petrol or Diesel
  • Why Buy: Built in Europe, strong TSI engine
  • Best For: People who want to save money and drive on the highway
  • Expected Mileage: 16–19 km/l
  • Price Range: Rs.6.5–9 lakh

10. Renault Duster (2015–2019)

Renault duster
Renault Duster
  • Segment: Small SUV
  • Options for Fuel: Diesel or Petrol
  • Why Buy: Tough utility vehicle with a comfortable ride
  • Best For: People who like to go off-road and tier-2 purchasers
  • Expected Mileage: 13–19 km/l
  • Price Range: Rs.6–8.5 lakh

Comparison Chart: Used Cars Under ₹10 Lakh

ModelSegmentFuel TypeIdeal YearsMileage (km/l)Average Price (Rs.)
Hyundai CretaMid-size SUVPetrol/Diesel2016–202016–217–10 lakh
Honda CitySedanPetrol/Diesel2014–202114–186–9 lakh
Mahindra XUV500SUVDiesel2015–201913–158–10 lakh
Kia SeltosCompact SUVPetrol/Diesel2019–202116–209–10 lakh
Toyota InnovaMPVDiesel2012–201612–147–9.5 lakh
VW Polo GT TSIHatchbackPetrol2016–201916–186.5–8 lakh
Maruti CiazSedanPetrol/Diesel2015–202018–226.5–9 lakh
Tata HarrierMid-size SUVDiesel2019–202014–179–10 lakh
Skoda RapidSedanPetrol/Diesel2017–202116–196.5–9 lakh
Renault DusterCompact SUVPetrol/Diesel2015–201913–196–8.5 lakh

Where to Buy a Used Car Under ₹10 Lakh

Finding a good used car requires more than just searching online. Here are your best options:

  • Certified Pre-Owned Programs

Some manufacturers have programs like Maruti True Value, Hyundai H Promise, and Mahindra First Choice, which come with inspection reports, limited warranties and more.

  • Online Platforms

There are online platforms like Spinny, Cars24, CarDekho, and OLX Autos that offer large inventories, home test drives, and buyback guarantees.

  • Direct Sellers

Purchasing from an individual through platforms like OLX or referring someone is often cheaper, but take caution! Verify ownership, service records or any legal papers first.

  • Local Used Car Dealers

A professional used car dealer gives reassurance that cars are typically refurbished cars when sold, and of course, there is a premium price for such an assurance, although a test drive is a must! Negotiate hard, it’s part of the purchase.

How to Get the Best Deal

  • Check the history of the vehicle: Check the history of ownership and insurance claims with sites like CarInfo or Spinny.
  • Look at it in the light: It’s easier to see hidden flaws, scratches, and paint that doesn’t match.
  • Mechanic’s Opinion: Always worth the extra money before making a decision.
  • Transfer of RC: Make sure there are no hypothecation and that the paperwork is clean.
  • Don’t take deals that seem too good to be true: Often, such offers hide serious issues. Verify every detail thoroughly, and trust your instincts, if something feels off, it’s best to walk away.

Summary

In India in 2025, it would be a good idea to buy a used car that costs less than Rs. 10 lakh. You may obtain high-end amenities, greater performance, and lesser depreciation all within your budget because there are so many well-maintained cars on the market. Just make sure to do your research, have the car checked up, and choose wisely based on how you live and use it.

There are a lot of choices, from family favorites like the Innova and City to sophisticated SUVs like the Creta, Seltos, and Harrier. You’re one step closer to getting the secondhand car of your dreams with our guidance.

FAQs About Used Cars

  1. What is the best used SUV that costs less than Rs. 10 lakh?

    The Hyundai Creta and Kia Seltos are two of the best used SUVs around Rs.10 lakh that are reliable and have a lot of features.

  2. Is it possible to get a secondhand automatic car in this price range?

    Yes, you can purchase automobiles like the Honda City CVT, Creta AT, Polo GT TSI, and Maruti Ciaz AT at this price range.

  3. Is it permissible to acquire an automobile that is 7 or 8 years old?

    Yes, as long as the automobile has a complete service history, no history of accidents, and passes a mechanical check.

  4. Are old diesel cars still a good deal?

    Diesel automobiles are still a terrific deal and work well if you drive a lot on the highway or do long journeys.

  5. What should I put first: mileage, features, or condition?

    Condition should always come first. An automobile that is well taken care of, even if it is simple, will work better than a car that is full of problems that you can’t see.

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