Maruti Suzuki Ertiga Running Cost Breakdown: 5-Year Service Cost, Fuel Cost

Spinny Assured Maruti Suzuki Ertiga
Last updated 3 months ago

The Maruti Suzuki Ertiga is currently India’s best bet for an MPV for those who want space, comfort, and mileage without burning a hole in their pockets. The Ertiga comes equipped with a 1.5L K15C petrol engine enhanced with an outstanding Smart Hybrid Technology that provides wonderful performance and, at the same time, at a cheap rate. Its fuel rating is an impressive 20.51 km/l (manual petrol), 20.3 km/l (automatic petrol), and 26.11 km/kg in its CNG variant, thus making it one of the most fuel-efficient 7-seater cars on the market in its class.

The extensive service network of Maruti, low-cost spare parts, and efficient hybrid system also enhance the Ertiga’s value proposition as a cost-effective option in the MPV segment. However, running costs are critical here since families prefer low long-term ownership costs. With its fuel-efficient engine, low-service costs, and strong resale demand, the Ertiga makes ownership predictable and affordable.

In this guide, we will analyse the fuel and service costs of the Maruti Suzuki Ertiga over a 5-year period to assist you in making a more informed decision. Let’s begin!

Maruti Suzuki Ertiga: Fuel Type and Mileage Overview

There are two fuel trims in Ertiga—Petrol and factory-installed S-CNG. The petrol trim is offered with both 5-speed manual and 6-speed automatic transmissions, but the CNG trim comes with a manual transmission.

Refer to this table for a quick overview of the mileage of the Maruti Suzuki Ertiga by transmission and fuel type:

Fuel TypeTransmissionARAI Mileage
Petrol Manual20.51 kmpl
Petrol Automatic 20.3 kmpl
CNGManual26.11 km/kg

Real-World Mileage Used for Calculations

The current-generation Maruti Suzuki Ertiga, launched in 2018 and updated in 2022, builds on Maruti’s Heartect platform. Together with Smart Hybrid technology, this lightweight car contributes to providing the competitive fuel economy of a 7-seater car. On paper, the manual version of the car, which uses petrol, has a claimed fuel efficiency of 20.51 kmpl, whereas the automatic is a little behind it with 20.3 kmpl. However, it is the factory-fitted CNG variant that steals the show by returning an impressive 26.11 km/kg.

With mixed city driving, the urban fuel efficiency would be 14–18 kmpl for petrol and 22–24 km/kg for CNG, and the highways can take these figures close to the ARAI-certified marks. With the 45-litre petrol tank (approximately 36 L usable) and the 60-litre cylinder (water equivalent) for CNG, the users can enjoy good driving ranges before needing a refill.

For families, this translates into fewer fuel stops during long road trips, which adds to overall convenience. Moreover, the hybrid system’s idle start-stop function helps improve city mileage, especially in traffic-prone areas. When paired with Maruti’s vast fuel availability network, the Ertiga ensures peace of mind for both city users and highway travellers. This money room balance makes the Ertiga a daily commuter as well as a long-distance highway partner for family road trips.

Annual and 5-Year Fuel Cost Estimate

For the calculations below, we assume 12,000 km annual running and use average real-world efficiency numbers. Petrol price is assumed at ₹95/litre and CNG at ₹60/kg (prices vary by state).

VariantMileageFuel Required (Annual)Annual Fuel Cost5-year Fuel CostFuel Cost / Km
Petrol + Manual20.51 kmpl585 L₹55,575₹2,77,875₹4.63/km
Petrol + AT20.3 kmpl591 L₹56,145₹2,80,725₹4.67/km
CNG + Manual26.11 km/kg460 kg₹27,600₹1,38,000₹2.30/km

Maruti Suzuki Ertiga: Service and Maintenance Costs Over 5 years

Owning a Maruti Suzuki Ertiga, one of India’s most popular MPVs, involves predictable and relatively affordable upkeep thanks to Maruti’s strong service network and reliable hybrid technology. Over a span of five years, the routine service cost for the Ertiga is approximately ₹27,453, spread across five scheduled services, including the first free service at 10,000 km and subsequent paid ones.

The maintenance schedule includes changing the engine oil and filter, coolant, spark plugs, brake check, and other preventive checks. Genuine Maruti spares are economical and widely available, making Ertiga ownership hassle-free. Prices can vary slightly according to region, but this estimate provides families with a sure benchmark for long-term planning.

Estimated Maruti Suzuki Ertiga Service Costs by Year

YearRoutine ServiceAdditional CostTotal Cost
1st₹0₹2,459₹2,459
2nd₹2,900₹3,148₹6,048
3rd₹2,960₹2,459₹5,419
4th₹3,020₹5,218₹8,238
5th₹2,830₹2,459₹5,289

Insurance and Other Recurring Expenses for Maruti Suzuki Ertiga

As a 7-seater MPV, the Ertiga costs slightly more to insure than hatchbacks but less than bigger SUVs. Comprehensive annual insurance for the Ertiga is approximately ₹25,000 – ₹35,000, depending on the model variant and add-ons. You can also go for low-cost third-party plans; however, they have limited coverage. 

Tyres also form a periodic cost. Ertiga has 185/65 R15 tyres, which cost from ₹5,000 to ₹7,000 per piece when replaced. A tyre set lasts 40,000–50,000 km; therefore, it would require one replacement over 5 years at a cost of an estimated ₹40,000 to ₹50,000.

Fuel remains the highest recurring expense for Ertiga owners. In city driving conditions, the petrol variant typically delivers 14–18 km/l, while the CNG version offers a much higher 22–24 km/kg. This significant difference translates into nearly half the fuel cost when opting for CNG over petrol. 

Total Ownership Cost of Maruti Suzuki Ertiga (5-Year Estimate)

The table below describes the detailed overview of the total ownership cost of the Maruti Suzuki Ertiga petrol version over a period of five years:

TCO CalculationYear 1Year 2Year 3Year 4Year 5Total
Insurance Cost₹25,000–₹35,000₹25,000–₹35,000₹25,000–₹35,000₹25,000–₹35,000₹25,000–₹35,000₹1,25,000–₹1,75,000
Fuel Cost₹55,575₹55,575₹55,575₹55,575₹55,575₹2,77,875
Tyre Change₹0₹0₹0₹50,000₹0₹50,000
Service Cost₹2,459₹6,048₹5,419₹8,238₹5,289₹27,453
Depreciation₹1,32,600₹88,400₹1,32,600₹1,32,600₹1,32,600₹6,62,750
TCO₹2,15,634–₹2,25,634₹1,75,023–₹1,85,023₹2,18,594–₹2,28,594₹2,71,413–₹2,81,413₹2,79,189–₹2,89,189₹11,59,853 (approx.)
TCO/KM₹215₹175₹218₹271₹279₹1159

How to Reduce Your Maruti Suzuki Ertiga’s Running Cost?

Although the Ertiga itself is one of the cheapest 7-seater MPVs in India, some good habits will save long-term expenses and maximise ownership value even further. The following are some sensible ways of making your Ertiga cost-effective:

Follow the Service Schedule

Regular servicing, oil change, filter replacement, and periodic check-ups all prevent expensive breakdowns. Adhering to Maruti-approved service schedules keeps the engine in top condition and allows for predictable owners’ expenses. Regular servicing also maintains resale value, making the Ertiga cost-effective in the long term.

Drive Smoothly

Gentle acceleration and steady braking improve fuel efficiency while reducing wear on the brakes, suspension, and tyres. Smooth cruising on highways and gentle throttle control also maximise mileage. Over the long term, this gentle driving habit results in real savings on fuel and maintenance.

Check Tyre Pressure

Proper tyre pressure is essential for mileage, tyre longevity, and road safety. Tyres lose up to 2–3% of their mileage due to under-inflation, resulting in uneven tread wear. Follow a simple routine of checking the tyre pressure every fortnight to make roads safer and save money in the long run.

Choose the Right Fuel Type

The petrol models of the Ertiga deliver approximately 20.3–20.51 kmpl, making them ideal for regular users. For families with high daily running, the CNG variant (26.11 km/kg) offers significant fuel savings, often cutting costs nearly in half compared to petrol. Having the right fuel variant is one of the most significant factors that leads to reducing the cost of ownership.

Opt for Zero-Depreciation Insurance

A zero-depreciation cover lowers out-of-pocket costs in case of accidental repairs by covering the depreciation value of replaced components. In the case of an MPV such as the Ertiga, this add-on provides peace of mind while tempering you against expensive repairs.

Keep Battery & Fluids in Check

Regular checks of the battery, oil, coolant, and brake fluid avoid unexpected breakdowns and costly repairs. Failure to inspect fluid levels may result in overheating, a malfunctioning brake system, or poor engine performance. Properly maintained fluids and batteries guarantee stress-free travel.

Summary

The Maruti Suzuki Ertiga is available as a budget-friendly 7-seater MPV with excellent fuel economy, low service costs, and affordable insurance prices. With petrol models averaging more than 20 kmpl and the CNG model delivering 26.11 km/kg, the Ertiga makes family trips on a day-to-day basis as well as long journeys economical. Its ample cabin space and adjustable seating make it even more practical, and thus it can be a trustworthy partner for both daily use and long journeys. 

Routine service costs remain manageable at around ₹27,453 over five years, while fuel and insurance are the highest recurring expenses. Add in Maruti’s trusted reliability, wide service network, and substantial resale value, and the Ertiga emerges as one of the smartest investments in the MPV market.

FAQ About Maruti Suzuki Ertiga Running Cost

  1. Q. Is the Maruti Suzuki Ertiga affordable to maintain?

    Yes, the maintenance of Ertiga amounts to around ₹27,453 in five years, and therefore, it is very affordable for a 7-seater MPV. This low upkeep cost makes it a wise choice for families seeking value without compromising on comfort.

  2. Q. What is the Ertiga insurance cost per annum?

    The comprehensive insurance typically costs between ₹25,000 and ₹35,000 annually based on variant, city, and add-ons. The premium can also be stretched by taking long-term policies or extra add-ons.

  3. Q. What is the fuel expense for the Ertiga?

    With an average usage of 12,000 km/year, petrol purchasers shell out around ₹55,575 annually, while CNG consumers save as much as almost 50% of the fuel expense. The CNG variant is particularly suitable for high-usage vehicles that cover large distances in the city.

  4. Q. When can tyres be replaced in the Ertiga?

    Tyres last about 40,000–50,000 km. Ertiga owners need to change every 5 years for ₹40,000–₹50,000. Rotation and alignment of tyres will make tyre life and efficiency better overall.

  5. Q. How can I lower the running cost of the Ertiga?

    Drive steadily, service often, keep tyres inflated, and opt for the CNG model if you travel extensively. Small things, such as turning off the engine when stuck in traffic and avoiding rapid acceleration and harsh braking, also pay off in the long term.

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