Comparison: New Maruti Suzuki Dzire vs Used Maruti Suzuki Dzire

Torn between a new Dzire and a used Dzire? This complete guide compares pricing, features, financing, insurance, and ownership value to help you find the Dzire that best fits your life and budget.
Maruti-Suzuki-Dzire
Last updated 4 months ago

The Maruti Suzuki Dzire has been India’s top-selling compact sedan for years, thanks to its fuel efficiency, low maintenance costs, and comfortable ride. It boasts the versatility of a hatchback, the styling of a sedan, with a spacious boot, a decent ride, and very good fuel economy. But when you are pitted against a choice between a new Dzire, fresh from the showroom with warranty, features, and a tabula rasa, versus a pre-owned Maruti Suzuki Dzire, one that has already taken the hit for the largest dip in value?

This article covers everything, from showroom and second-hand rates, financing costs, insurance variations, real-world driving experiences, and long-term ownership. After reading, you’ll know for sure if a brand new Dzire or a pre-owned one fits your priorities and pocket best in 2025.

New Dzire: Quick Overview

The latest Maruti Suzuki Dzire, available in the market today, was launched in March 2023. Assembled on Maruti’s HEARTECT platform, it is the lightest and stiffest ever, ensuring improved ride, handling, and protection. It is powered by a new 1.2-litre DualJet petrol engine, producing 88 horsepower and 113 Nm of torque. Transmission varies with trim levels, including a 5-speed manual, a 5-speed AGS, and a 5-speed AMT.

The interior has also been mildly updated with a new layout, a 7-inch infotainment touchscreen, auto climate control (in top variants), split-fold rear seats, and upgraded seat cushioning. It’s also a very safe vehicle, equipped with dual airbags, ABS with EBD, rear park sensors, and a rearview camera. Top variants also come with six airbags and electronic stability control.

When viewed externally, the new Dzire retains its compact body, but with an aggressive styling, LED projector headlamps, new wheels, and a powerful grille, among other enhancements. It’s a face-lift, but a nicely designed car meant for comfortable, convenient, efficient usage. Fuel efficiency is about 22 kmpl in real-world conditions, and the ride is good for cities as well as for highways.

Key Updates of New Dzire

  • HEARTECT platform with improved stiffness and lighter weight
  • DualJet 1.2-litre petrol engine; 88 hp / 113 Nm
  • Transmissions: 5MT, AGS, AMT
  • 7-inch touchscreen, cruise control, steering-mounted audio, auto A/C
  • Split-fold rear seat, enhanced cushioning
  • Dual front airbags, ABS, EBD, rear camera/sensors; six airbags and ESC in top trims
  • LED projector headlamps, new front grille, updated alloy wheels
  • Electric ORVMs, smartplay infotainment, connected car tech

New Dzire Ex‑Showroom Price

VariantTransmissionPrice (₹ Lakhs, Ex‑Showroom)
LXiManual (5MT)₹6.84
VXiManual₹7.84
VXi AMTAutomatic₹8.34
ZXiManual₹8.94
ZXi AMTAutomatic₹9.44
ZXi+AMTAutomatic₹10.19

Ex-showroom pricing may vary slightly based on city and dealer deals.

Used Dzire: Quick Overview

The used Maruti Suzuki Dzire market is extensive, with available cars for sale ranging from 2012 to 2023. Older Dzires, pre-2017, had an older chassis and a different engine. With the 2017 upgrade, they received the new K12B 1.2-litre engine, dual airbags, ABS, a new interior, and features such as rear parking sensors and a touchscreen in the top variants. In 2020, a new facelift refined the looks. From 2020 to 2022, these Dzires were very good in terms of comfort, featured good petrol engines, and had decent safety.

A pre-owned 2019–2021 with good service history, low miles, and a high variant can still be almost new—but for a fraction of the cost of a new one. The pre-owned Maruti Suzuki Dzire remains robust in the resale market, with ready availability of parts and service.

Used Dzire Price Overview

Production YearTransmissionApprox. Price (₹ Lakhs)
2022–2021MT / AMT / AGS6.0 – 7.5
2020–2019MT / AMT / AGS5.0 – 6.5
2018–2017MT / AMT4.0 – 5.5
2016–2015MT3.0 – 4.0
2014–2012MT2.0 – 3.0

Prices depend on the condition, variant, location, and maintenance history.

New Dzire vs Used Dzire: Financing Comparison

Let’s compare financing a new Dzire ZXi AMT (₹8.95 lac ex-showroom; ~₹10.00 lac on-road) vs a used 2021 Dzire ZXi MT (₹7.00 lac ex-showroom; ~₹7.70 lac on-road).

DetailsNew Dzire ZXi AGSUsed Dzire ZXi MT (2021)
On-Road Price (₹)₹9.44 lakh₹7.70 lakh
Down Payment (20%)₹1.89 lakh₹1.54 lakh
Loan Amount (₹)₹7.55 lakh₹6.16 lakh
Loan Tenure5 years4 years
Interest Rate9% p.a.11% p.a.
Total Interest Paid₹1.65 lakh₹1.11 lakh
Total Repayment (EMI)₹11.09 lakh₹8.81 lakh
Total Net Savings₹2.28 lakh

Financing the used Dzire saves nearly ₹2.30 lakh in overall cost.

New Dzire vs Used Dzire: Insurance Comparison

Insurance costs often get overlooked, but they add up. Here’s a 5-year breakdown:

New Dzire ZXi AGS (2023)

  • Initial IDV: ₹9.00 lakh
  • First-year premium: ₹14,000-₹14,500
  • 5-year total (with annual IDV reduction): ₹52,000–₹56,000

Used Dzire ZXi MT (2021)

  • IDV: ₹7.00 lakh
  • First-year premium: ₹13,500
  • 5-year total: ₹47,000–₹50,000

That means around ₹5,000–₹9,000 saved over five years with the used Dzire.

New Dzire vs Used Dzire: Which to Choose?

Let’s break it down:

  • The new Maruti Suzuki Dzire offers a brand-new vehicle with current enhancements: smoother, safer, improved interior, factory warranty, and connected technology. It’s for you if you want absolute certainty, warranty calm, current features—and are willing to pay for it.
  • The used Maruti Suzuki Dzire, specifically a 2020–2021 model, offers nearly identical comfort, driveability, and fuel efficiency for a fraction of the cost. You pay lakhs less in EMI and insurance, skip the highest depreciation, yet end up with a good, well-rounded sedan.

If a clean title, newest features, and a hassle-free mind are worth something, then the new Dzire is the answer. However, for prudent buyers who demand maximum value for every dollar in a solid sedan, the pre-owned Dzire is hands down the winner.

Conclusion

There isn’t a one-size-fits-all answer. Maruti’s new Dzire stands out when you’re purchasing a new vehicle, offering complete warranty coverage and current technology. It’s ideal for long-term trouble-free usage. On the other hand, pre-owned Dzire stands out for value buyers, offering a ₹3–4 lakh cost advantage considering EMIs, down payment, and insurance—though with minimal tradeoff on comfort and quality.

Thus, if you wish for a best-in-class experience and don’t mind paying a premium, opt for the new Dzire. However, if you value frugality, practicality, and cost-effective ownership, then the pre-owned Dzire is the sweet spot in 2025.

FAQs

  1. Q. Is a used Dzire reliable in 2025?

    A. Yes—models from 2020 onwards are reliable, fuel-efficient, and easy to maintain. Confirm the service record and have a trusted mechanic inspect it.

  2. Q. How much mileage difference is there between new and used?

    A. Negligible. Both versions deliver approximately 20–22 kmpl in a city/highway mix and maintain good fuel economy with proper service.

  3. Q. Is the AGS gearbox worth it?

    A. Absolutely. Whether new or used, AGS offers smooth city driving convenience. Avoid vehicles with rough shifting if you plan to use them.

  4. Q. Who is the Dzire best suited for?

    A. Ideal for small families, business commuters, or those who need occasional highway comfort without the cost of an SUV.

  5. Q. What’s the resale outlook?

    A. Dzires hold value well, expect 50–60% resale value after 3 years if well-maintained, with used models offering continued demand.

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