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Luxury Cars Under 20 Lakh

A list of the best used luxury cars you can buy for under Rs 20 lakhs today:
Audi Q3 Front Profile
By - Team Spinny
March 10, 2023

Let’s say you’re searching for a new car with a budget of roughly Rs 20 lakh – a considerable amount of money. For that kind of money, there are endless options from hatchbacks to full-size SUVs in the Indian automotive landscape. To make things worse, all major brands in India have a model around the Rs 20 lakh price bracket, ranging from the Hyundai i20 N-Line to the Volkswagen Taigun. However, these cars are anything but luxury cars by any yardstick as these are mainstream offerings that lack the snob value of an actual luxury car. 

So what if you want a proper luxury car for a budget of Rs 20 lakh? The used car market is your best bet if you’re looking for a premium experience rather than a mainstream model. India has never had any shortage of luxury cars and that translates to a plethora of luxury options in the used car space. Finding the right used luxury car within a budget can be a tiring process, but that is where we come in. Here’s a list of the best used luxury cars under the Rs 20 lakh mark that you should seriously consider:

List of Luxury Cars Under 20 Lakh in India

Model 

Model Year

Fuel Type

Price 

Jeep Compass

2017- 2021

Petrol/Diesel

Rs 13.50 to Rs 17.90 lakh

Audi A3

2015 - 2016

Petrol/Diesel

Rs 16 to Rs 19 lakh

Audi Q3

2016 - 2019

Petrol/Diesel

Rs 18.90 to 19.90 lakh

Mercedes-Benz E-Class

2015

Diesel

Rs 17.90 lakh

Volvo S60

2016

Diesel

Rs 18.95 lakh

Mercedes-Benz GLA

2015

Petrol

Rs 19.25

Jeep Compass

Jeep Compass

Jeep set its foot in India with the Compass and has never looked back since. This luxury compact is one capable SUV that has tasted success even with dense competition from its close rivals. Despite the model year, the Compass has been powered by a 2.0-litre Fiat-sourced diesel and a 1.4-litre turbo petrol engine. The transmission options include a 6-speed manual and a 9-speed automatic. The diesel is rated to deliver 168bhp and 350Nm while the petrol engine is good for 160bhp and 250Nm of twist. Both these engines are also offered in a 4×4 in true Jeep fashion.

The Jeep Compass is a no-nonsense used luxury car option as it is also one of the most affordable pre-owned luxury cars in India. The fact that it is a robust and well-engineered SUV is yet another reason to consider buying this baby Jeep on a reliable used car platform.

Jeep Compass Specifications

  • Engine:  2.0-litre diesel/ 1.4-litre turbo petrol
  • Transmission: 9 speed AT/6-speed MT
  • Fuel Economy: 13-17 Kmpl
  • Airbags: 6
  • Fuel Type: Diesel/petrol
  • Seating Capacity: 5
  • Body Type: SUV

Jeep Compass Key Features

  • Ventilated front seats
  • 360-degree camera
  • 10.2-inch instrument cluster
  • Power tailgate
  • Panoramic sunroof
  • 8-way powered front seats

Audi A3

Audi A3

Audi’s most affordable model for India came in the form of the A3, which is currently a great pre-owned buy with most cars coming in at a bargain price. Despite being the most affordable model, the A3 does not skimp on the luxury car essentials as it features a plush cabin like any other Audi with a clean design and top-notch materials. The A3 is also sorted on the mechanical side of things as it shares the powertrain setup with the Q3 SUV. The A3 is available in two engine options, a 2.0-litre diesel, and a 1.4-litre petrol. The former is the more popular option and its output figures are 141bhp and 320Nm mated to a 6-speed dual-clutch gearbox. 

The limited rear seat space is the only downside to the A3 which makes it the ideal choice for small families. But as a used luxury buy, the Audi does come with all the frills you need.

Audi A3 Specifications

  • Engine:  2.0-litre diesel/1.4-litre petrol
  • Transmission: 6-speed DCT
  • Fuel Economy: 20.3kmpl
  • Airbags: 6
  • Fuel Type: Diesel/petrol
  • Seating Capacity: 5
  • Body Type: Sedan

Audi A3 Key Features

  • 180 W 10 speaker Audi sound system
  • 7-inch retractable MMI infotainment system
  • Powered front seat

Audi Q3

Audi Q3 Side Profile
Audi Q3

If the Audi A3 doesn’t cut it for you in terms of space and richness, there’s always the bigger Q3 which is also a pre-owned luxury buy under Rs. 20 lakh. There are numerous options available at Spinny Max ranging from 2016 to even the 2019 models, with both petrol and diesel engines. Similar to the A3, there’s a 1.4-litre petrol and a 2.0-litre diesel engine for the Q3. Both these engines are really competent and combined with Audi’s Quattro system. The Q3 drives exceptionally well and is the right pick if you like to get behind the wheel. It is a faultless SUV with a nice cabin and enough space for a medium-sized family. The added ground clearance and rough road ability is a strong reason to consider the Q3.

You will be spoilt for choice with a good number of Q3s for sale in various trim and engine combinations. The best thing about it is that you will find them on sale at prices as low as Rs. 18 lakh.

Audi Q3 Specifications

  • Engine:  2.0-litre diesel/1.4-litre petrol
  • Transmission: 6-speed DCT
  • Fuel Economy: 15.7kmpl
  • Airbags: 6
  • Fuel Type: Diesel
  • Seating Capacity: 5
  • Body Type: SUV

Audi Q3 Key Features

  • Audi MMI system
  • TPMS
  • Panoramic sunroof
  • Rain sensing wiper

Mercedes-Benz E-Class

Mercedes-Benz E-Class

A Mercedes-Benz E 250 CDI for under Rs 20 lakh? Hard to believe, right? Well, it doesn’t get better than this as the E-Class is the quintessential luxury car out there and one of the best luxury sedans you can buy. An ideal choice for back-seat connoisseurs, the E-Class is a mature sedan that gets everything right as far as sedans go. You get a beautiful cabin, the best rear-seat comfort and a ride as comfortable as any sedan in its class. Under the hood is a 2.2-litre diesel engine putting out 204bhp and 500Nm of peak torque to the rear wheels with the help of a 7-speed automatic gearbox. The E-Class is also available with other engine options including petrol engines.

If you want a big luxury barge with no compromises whatsoever when it comes to luxury, the E-Class is for you. It is also the most luxurious car on this list by a good margin.

Mercedes-Benz E-Class Specifications

  • Engine:  2.0-litre diesel
  • Transmission: 7-speed AT
  • Fuel Economy: 15.7kmpl
  • Airbags: 6
  • Fuel Type: Diesel
  • Seating Capacity: 5
  • Body Type: Sedan

Mercedes-Benz E-Class Key Features

  • Agility control
  • Mercedes COMAND interface 
  • Idle start/stop
  • Cruise control

Volvo S60

Volvo S60

If you consider the usual luxury car brands such as BMW, Audi, and Mercedes-Benz to be a bit mainstream, you should seriously take a look at Volvo, and specifically the S60 for under Rs. 20 lakh. The Swedish sedan is not just known for its safety features; it also packs a 2.0-litre, 5-cylinder diesel engine good for 163 bhp and a healthy 400 Nm mated to a 6-speed automatic gearbox. Power is sent to the front wheels if you’re wondering, and what works for the Volvo sedan is the styling that looks fresh even today. 

The Volvo is not everyone’s cup of tea, but if you prefer some rarity and like to stand out from the normal crop of luxury cars, the S60 is the best car in this price bracket for that task. 

Volvo S60 Specifications

  • Engine:  2.0-litre diesel
  • Transmission: 6-speed AT
  • Fuel Economy: 
  • Airbags: 6
  • Fuel Type: Diesel
  • Seating Capacity: 5
  • Body Type: Sedan

Volvo S60 Key Features

  • Rain sensing wipers
  • Cornering lamps
  • Sunroof
  • Hill descent control
  • Cruise control

Mercedes-Benz GLA

Mercedes-Benz GLA

Last but not the least, we have a compact SUV from none other than Mercedes-Benz. The GLA is one of the more affordable cars from Mercedes-Benz. It comes with two engine options, a 2.0-litre diesel, and a 2.0-litre petrol engine. The former develops 134 bhp and 300 Nm or 168 bhp and 350 Nm, depending on the variant, while the petrol engine is good for 181 bhp and 300 Nm. These engines come mated to Mercedes’ 7-speed automatic gearbox. The GLA’s styling can be a hit or a miss among buyers owing to its crossover-ish stance. However, the GLA is a well-built SUV with all the bells and whistles to keep you happy. 

Mercedes-Benz GLA Specifications

  • Engine:  2.0-litre diesel/2.0-litre petrol
  • Transmission: 7-speed AT
  • Fuel Economy: 15.7kmpl
  • Airbags: 6
  • Fuel Type: Diesel/petrol
  • Seating Capacity: 5
  • Body Type: SUV

Mercedes-Benz GLA Key Features

  • Adjustable lumbar support
  • Sunroof
  • Rain sensing wipers
  • Cruise control

Luxury Cars Under 20 Lakh Summary

The six models that found their way into this list are all capable luxury cars. Since they are closely priced, it comes down to individual use cases to pick one for your own use. If you want the most affordable luxury car, the Jeep Compass is unbeatable. However, if you want the most premium car on this list, the Mercedes-Benz E-Class sedan is the way to go. The Volvo S60 is for that niche buyer who prefers something different. And the Audi A3, Q3, and Mercedes-Benz GLA are textbook luxury cars that you cannot go wrong with. 

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