Buying an expensive car is one of the most significant decisions you will make in your life and it is good to be informed of all the options available in the market. The Indian automotive market has blossomed over the past decade and given a budget of around Rs.20 lakh, you are spoilt for choice in choosing a car right from premium hatchbacks, sedans to SUVs.
The used car market is also available for users who are looking for a premium experience rather than a mainstream model. India is not in shortage of luxury cars and that translates to a plethora of options in the used car space. In this article, we take a look and help you find the right luxury car under 20 lakhs that you should seriously consider as your next purchase.
List Of Luxury Cars Under 20 Lakh In India
| Model | Engine/Variant | Mileage | Price |
| Jeep Compass (2017-2021) | 2.0L Diesel | 17 kmpl | Rs. 13.50 – 19.50 lakh |
| BMW 3 Series (2018) | 2-litre petrol/diesel | 15.39 kmpl to 19.61 kmpl | Just above 20 lakhs |
| Audi A3 (2015-2016) | 2.0 L Diesel | 20.3 kmpl | Rs. 16 – 19 lakh |
| BMW X1 (2019) | 1.5-litre petrol/2-litre diesel | 16.35 kmpl to 20.37 kmpl | Just above 20 lakhs |
| Audi A6 (2015) | 2-litre turbo petrol | 14.11 kmpl | Just above 20 lakhs |
| Mercedes Benz CLA 200 (2017) | 2L turbocharged diesel | 17.9 kmpl | 19.50 lakhs |
| Audi A4 30 (2016) | 1.4L turbocharged Petrol | 17.4 kmpl | Just above 20 lakhs |
| Volkswagen Tiguan (2019) | 2.0L Turbo Petrol | 17.06 kmpl | Just above 19.5 lakhs |
| Volvo S60 (2016) | 2.0L Turbo Petrol | 19.6 kmpl | Rs. 18.95 lakh |
| Audi A3 35 (2019) | 1.4L Turbo petrol | 19.2 kmpl | Just above 20 lakhs |
Jeep Compass (2017-2021)
The iconic brand landed on our shores with the Compass and has never looked back since. The Compass is one capable SUV and has tasted success even with fierce competition from its rivals, by ensuring that they constantly upgrade their model. Jeep offers a couple of powerful petrol and diesel engines, offered in 4×4 in typical fashion.
The 2.0 litre Fiat sourced diesel produces 168 bhp and 350 Nm, providing a healthy mileage of 17 kmpl. At the right price, the Jeep Compass turns out to be a no-nonsense used luxury car option and is available at a price bracket of Rs. 13.50 – 17.90 lakhs. It is a robust and well engineered SUV and makes a great option for a used luxury car.
Jeep Compass specifications:
- Engine: 2.0L diesel engine
- Transmission: 6-speed Manual
- Mileage: 17 kmpl
- Airbags: Upto 6
- Fuel Type: Petrol
- Seating Capacity: 5
- Body Type: SUV
BMW 3 Series (2018)
The 3 Series is BMW India’s best-selling premium sedan on offer. It’s a driver’s car more than a luxury car. It’s large and imposing on the outside, bigger on the inside and gets even more power and performance under the hood. It not only offers driving pleasure, but great back seat comfort as well. It is a benchmark for comparing other luxury sedans in India.
As far as its design goes, it gets the classic BMW kidney grille. Pick the 3 Series if you want to be driven around on weekdays but want to take the wheel on the weekends. The diesel engine can be bought for just above 20 lakhs. The 3-series is one luxurious package you should look at in this price bracket.
BMW 3 Series specifications:
- Engine: 2-litre turbo petrol engine & 2.0-litre diesel engine
- Transmission: 8-speed torque converter automatic
- Mileage: 15.39 km/l (petrol) & 19.61 km/l (diesel)
- Airbags: Up to six airbags
- Fuel Type: Petrol/Diesel
- Seating Capacity: 5
- Body Type: Sedan
Audi A3 (2015-2016)
Audi’s most affordable model for the Indian market came in the form of the A3, which is currently a great pre-owned buy with most cars coming in at a bargain price. Despite that, the luxury sedan doesn’t skip out on the essentials as it features a plush cabin like most Audis coupled with a clean design and top-notch materials.
It shares the powertrain with the Q3 SUV which is fitted with a 2.0-litre diesel. The former is the more popular option with output figures of 141 bhp and 320 Nm mated to a 6-speed dual-clutch gearbox. Available at a price of Rs.16-19 lakhs, the A3 is a wonderful choice for Audi enthusiasts looking for an affordable option.
Audi A3 specifications:
- Engine: 2.0L diesel engine
- Transmission: 6-speed DCT
- Mileage: 20.3 kmpl
- Airbags: Upto 6
- Fuel Type: Diesel
- Seating Capacity: 5
- Body Type: Sedan
BMW X1 (2019)
The X1 is the BMW’s take on an entry level SUV. But don’t be fooled – when bought new, it costs upwards of 40 lakhs. However, if you’re buying a pre-worshipped car, you can drive home the X1 at just above 20 lakhs. If you want a small luxury SUV that offers powerful performance, stylish looks and plush interiors housed under a single roof, then the BMW X1 should be your natural choice. The higher ground clearance makes it more forgiving over broken roads, making it practical for the family as well.
BMW X1 specifications:
- Engine: 1.5-litre petrol engine & 2.0-litre diesel engine
- Transmission: 7-speed DCT automatic
- Mileage: 16.35 km/l (petrol) & 20.37 km/l (diesel)
- Airbags: Up to six airbags
- Fuel Type: Petrol/Diesel
- Seating Capacity: 5
- Body Type: SUV
Audi A6
The Audi A6 is the perfect choice if you’re looking for a higher end Audi at a fair price. Just like other Audi cars, the A6 is a mix of luxury interiors with a powerful yet smooth engine. The ride quality too is excellent and the suspension socks up all the potholes that Indian roads throw at you. With the extensive focus on comfort, its a no-brainer that this vehicle is meant to be enjoyed from the back-seat. Make this your de-facto choice if you’re looking to be chauffeured around! It is a no-brainer considering the premium quality, feature list and performance levels, all at a reasonable price of just over Rs. 20 lakhs.
Audi A6 specifications:
- Engine: 2L turbocharged Petrol
- Transmission: Automatic (7-speed)
- Mileage: 14.11 kmpl
- Airbags: 8
- Fuel Type: Petrol
- Seating Capacity: 5
- Body type: Sedan
Mercedes Benz CLA 200
Mercedes-Benz is the best-selling luxury car brand in India, and has a long line of cars that it sold. One of these is the CLA 200. While now discontinued, the CLA 200 was once the entry to climb the Mercedes coupe ladder. If bought used, you can find a great model under Rs 20 lakh. The Mercedes-Benz GLA makes sense for any and every person who wants to enter the world of luxury cars, and coupes in particular.
Mercedes Benz CLA 200 specifications:
- Engine: 2L turbocharged diesel
- Transmission: 7-speed DCT
- Mileage: 17.9 kmpl
- Airbags: upto 6
- Fuel Type: Diesel
- Seating Capacity: 5
- Body type: SUV
Audi A4
Audi rolled out the first A4 on the Indian roads in 2008 and it hasn’t looked back since then, taking the throne for the best selling Audi car. One of the main reasons why consumers love the A4 is because Audi has striked the perfect balance between performance, design and comfort. Looks-wise, it’s sleek, sporty, and downright attractive. Performance wise, the 2016 Audi A4 can zoom from 0 to 100 kmph in just 8.5 seconds. Tech-wise, it’s got all the goodies you could want: a well-integrated self-standing infotainment screen, plus leather upholstery, rich wooden inserts on the dashboard, wireless charger, and Audi’s sweet signature virtual cockpit with navigation. This A4 isn’t just a car; it’s a lifestyle upgrade. It’s the right all-round sedan that you can be chauffeured around on weekdays, and drive around on weekends!
Audi A4 specifications:
- Engine: 1.4L turbocharged Petrol
- Transmission: 7-speed DCT
- Mileage: 17.4 kmpl
- Airbags: upto 8
- Fuel Type: Petrol
- Seating Capacity: 5
- Body type: Sedan
Volkswagen Tiguan
Priced at approximately 20 lakhs when bought used, the 2019 Volkswagen Tiguan stands tall as the flagship SUV (or SUVW, per Volkswagen’s terminology) in the German automaker’s lineup. When it was launched in 2019, critics often deemed the Volkswagen Tiguan overpriced. Nevertheless, a pre-worshipped model proves to be a smart investment. With its timeless design, robust build quality, ahead-of-time features, and durable yet luxurious interior, a used Tiguan outshines many present-day cars on road. You can drive home a 2019 model under 20 lakhs today!
VW Tiguan specifications:
- Engine: 2.0L turbo diesel engine
- Transmission: 7-speed DSG
- Mileage: 17.06 kmpl
- Airbags: Upto 6
- Fuel Type: Diesel
- Seating Capacity: 5
- Body Type: SUV
Volvo S60 (2016)
Staying away from mainstream luxury brands such as Mercedes-Benz, BMW and Audi, you should seriously consider the Volvo S60, with the sedan available for under Rs. 20 lakhs. The Swede doesn’t just represent safety, it packs a punch with the 2.0-litre, 5-cylinder diesel engine producing 163 hp and 400 Nm mated to a 6-speed automatic gearbox.
There’s plenty of room in the cabin, comfort levels are very high with top-notch material quality all around. It is identical to the larger S90 sedan which works in its favour, and if you’re in the market for a sharply styled luxury car that’s relaxing to drive and comfortable to sit in, look no further than the Volvo S60.
Volvo S60 specifications:
- Engine: 2.0L turbo petrol engine
- Transmission: 6-speed AT
- Mileage: 19.6 kmpl
- Airbags: Upto 6
- Fuel Type: Diesel
- Seating Capacity: 5
- Body Type: Sedan
Audi A3
The Audi A3 has been one of the most recognisable and most seen Audi cars on Indian roads. And it’s for a good reason – it’s got the right driving dynamics, opulence on the inside, sportiness on the outside sprinkled with the right amount of practicality. While it’s now discontinued, Audi A3 can still be bought used. One can’t go wrong with it as it proves to be best-in-class in so many areas.
Audi A3 specifications:
- Engine: 1.4L turbo petrol engine
- Transmission: 6-speed Automatic
- Mileage: 19.2 kmpl
- Airbags: Upto 6
- Seating Capacity: 5
- Body Type: Sedan
Summary
The luxury car segment is hot and happening, and under a 20 lakh budget, you should find a plethora of options which could cater to your specific needs. You have a wide range of cars to choose from, starting from compact SUVs all the way to high luxury sedans, from new models to pre-owned luxury models.
Most of these cars are competitively priced, so it all boils down to personal preference. If you are looking for an affordable, plush SUV, look at options like the XUV700 or the Compass. For ones who want the most premium car on the list, the Mercedes-Benz E-Class is the way to go. The Volvo S60 is for the niche buyer who prefers something different yet reliable. In conclusion, this article covers all these vehicles you could buy with a 20 lakhs budget in detail, which would end up making a great addition to your garage.
