When buyers enter the car market, one of the most common dilemmas is whether to opt for a brand-new hatchback or a reliable pre-owned sedan. In India, Tata Motors has carved a strong presence with both the Tiago and the Tigor, appealing to different sets of buyers. The Tata Tiago, with its compact design and youthful appeal, is ideal for city usage, while the Tigor sedan adds practicality with extra boot space and a premium edge.
This article compares the Tata Tiago vs Tata Tigor from the unique angle of buying a new Tiago versus a used Tigor. We’ll explore the costs, financing, insurance, and overall value to help you make a financially sound decision.
Table of Contents
New Tata Tiago Quick Overview
The Tata Tiago has been one of Tata’s most successful hatchbacks since its initial launch in 2016. The latest facelift of the Tiago arrived in 2020, which introduced sharper styling, a BS6-compliant petrol engine, and better features. Over time, Tata has consistently improved its design, safety, and in-cabin experience, making it a dependable hatchback choice for budget-conscious buyers.
For someone considering affordability, the new Tata Tiago’s on-road price makes it attractive while still offering modern safety features like dual airbags, ABS, and rear parking sensors. It’s a city-friendly car with enough versatility for occasional highway trips.
Key Updates of New Tata Tiago
- BS6-compliant 1.2L Revotron petrol engine
- Digital instrument cluster with modern UI
- Updated infotainment system with Android Auto & Apple CarPlay
- Strong safety credentials with a 4-star GNCAP rating
- Sportier exterior with projector headlamps and signature grille design
| New Tata Tiago Ex-Showroom Price | ||
| Car Variant | Transmission | Price (₹) |
| Tiago XE | Manual | 5.60 lakh |
| Tiago XM | Manual | 6.20 lakh |
| Tiago XT | Manual/AMT | 6.70 – 7.25 lakh |
| Tiago XZ+ | Manual/AMT | 7.45 – 8.10 lakh |
| Tiago NRG | Manual/AMT | 7.70 – 8.40 lakh |
Used Tata Tigor Quick Overview
The Tata Tigor, introduced in 2017, is the sedan sibling of the Tiago. It was designed for buyers who liked the Tiago’s efficiency but wanted a larger boot and more comfort. Over the years, it received facelifts, with the most significant one in 2020 that gave it a bold new grille, projector lamps, and BS6-compliant engines.
Being a sub-4m sedan, the Tigor has always been positioned as a stylish yet affordable choice. Sales figures have been steady, and in the pre-owned market, the car is often available at a reasonable price point compared to brand-new models. A Tata Tigor used car review usually highlights the car’s practicality, comfortable rear seat, and value-for-money proposition, making it appealing for small families.
| Used Tata Tigor Market Price Table | ||
| Production Year | Transmission | Price Range (₹) |
| 2018 | Manual | 4.20 – 4.80 lakh |
| 2019 | Manual/AMT | 4.50 – 5.20 lakh |
| 2020 | Manual/AMT | 5.00 – 5.80 lakh |
| 2021 | Manual/AMT | 5.40 – 6.30 lakh |
| 2022 | Manual/AMT | 6.00 – 6.80 lakh |
New Tiago vs Used Tigor: Financing Comparison
One of the biggest differences between a new Tiago vs used Tigor price consideration is the financing structure. A brand-new Tiago bought in 2025 will naturally command a higher down payment and loan amount compared to a 2022 or 2023 Tigor sedan in the used market.
To make this more concrete, let’s compare financing for a new Tata Tiago (2025 model) versus a 2022 used Tata Tigor available on Spinny.
| Financing Comparison Table | ||
| Financing Aspect | New Tata Tiago (2025) | Used Tata Tigor (2022) |
| Down Payment | ₹1,00,000 | ₹75,000 |
| Loan Tenure | 5 years | 4 years |
| Loan Amount | ₹6,50,000 | ₹5,00,000 |
| Interest Rate | 12.99% | 12.99% |
| Interest Amount | ₹2,37,170 | ₹1,43,741 |
| Total Paid | ₹8,87,170 | ₹6,43,741 |
| Difference | ₹2,43,429 saved (Used vs New) | |
This shows that although the interest rate on used cars is higher, the overall outflow is still less due to the lower principal loan amount. It also highlights the reality of new car vs used car loan interest rates, where banks usually charge more for pre-owned cars due to the higher risk factor.
New Tiago vs Used Tigor: Insurance Comparison
Insurance premiums are another factor where buyers can save with a pre-owned car. For a new 2025 Tiago, insurance is calculated based on a higher Insured Declared Value (IDV), while a 2022 Tigor will have a reduced IDV, resulting in lower annual premiums.
For instance:
- New Tiago 2025 insurance: Approx. ₹28,000 annually with full coverage
- Used Tigor 2022 insurance: Approx. ₹18,000 annually with similar coverage
Over five years, the savings on insurance alone could be close to ₹50,000 if you opt for a used sedan instead of a new hatchback.
New Tiago vs Used Tigor: Which to Choose?
Now that we’ve compared the tata tiago vs tata tigor on parameters like price, financing, and insurance, the choice ultimately depends on buyer priorities.
If you value the latest features, lower maintenance concerns, and a fresh ownership experience, the new Tiago makes a strong case. It offers updated technology, better resale prospects, and the confidence of a manufacturer’s warranty.
On the other hand, if you are focused on affordability and want sedan practicality without stretching your budget, the used Tigor is hard to ignore. Considering new tiago vs used tigor resale value, the Tiago may retain value slightly better due to higher demand, but the Tigor balances this by giving you more car for less money upfront.
In short:
- Choose New Tiago → if you prefer the latest features, new-car feel, and extended peace of mind.
- Choose Used Tigor → if you want maximum value, a bigger boot, and lower total costs of ownership.
FAQ
Q: Is the new Tiago safer than the used Tigor?
Both cars share the same platform and safety credentials, with a 4-star GNCAP rating. The Tiago, however, may come with newer safety add-ons depending on the variant.
Q: How does the mileage of Tata Tiago compare with Tata Tigor?
Both use the same 1.2L petrol engine, so real-world mileage figures are very similar. In city driving, the Tiago feels slightly more efficient thanks to its lighter build.
Q: Which car is better for family usage?
If rear seat comfort and boot space are priorities, the Tigor sedan is better suited for family trips. The Tiago works well for smaller families or individuals focused on city usage.
Q: How do service and maintenance costs compare?
Service costs are nearly identical since both share components. A new Tiago may have slightly lower expenses initially as it comes with warranty-backed maintenance.
Q: Which has better long-term ownership value?
The Tiago’s demand in the hatchback segment gives it stronger resale prospects. However, buyers of used Tigor benefit from lower depreciation since the first owner already absorbs most of the value drop.
