The Mahindra XUV3XO is a stylish and feature-packed compact SUV built for those who want a blend of everyday practicality, advanced technology, and powerful performance. With its sharp design, modern interiors, and both petrol and diesel engine choices, it stands out as a versatile urban SUV that’s also capable of handling occasional highway adventures. Offering competitive fuel efficiency in its class, it balances style with sensible running costs.
The petrol variants of the XUV3XO deliver an average mileage of around 18–20 kmpl, while the diesel models return close to 21 kmpl, making it a fuel-efficient option for city commuters as well as long-distance travellers. Also, Mahindra’s strong nationwide service network and affordable maintenance packages add to its value, ensuring hassle-free ownership and reliability over time.
Running costs play a key role in the XUV3XO ownership experience, as they influence long-term affordability. While the SUV is attractively priced considering its premium features, ongoing expenses such as fuel, servicing, and depreciation need to be factored into daily budgets. With dependable mileage, low-cost servicing, and good resale potential, the Mahindra XUV3XO proves to be a practical, efficient, and dependable SUV for years to come.
Mahindra XUV3XO: Fuel Type and Mileage Overview
The Mahindra XUV3XO is available in petrol and diesel engine options, catering to both city drivers and adventure enthusiasts. Both the petrol and diesel variants are available in manual and automatic transmission options.
Refer to the table below for a quick overview of the Mahindra XUV3XO mileage figures based on fuel type and transmission options:
| Fuel Type | Transmission | ARAI Mileage |
| Petrol | Automatic | 18.2 kmpl |
| Petrol | Manual | 20.1 kmpl |
| Diesel | Automatic | 20.6 kmpl |
| Diesel | Manual | 20.6 kmpl |
Real World Mileage Used for Calculations
Mahindra’s latest compact SUV, the XUV 3XO, which replaces the SsangYong Tivoli-based XUV300, is offered with three engine choices – two turbo-petrol units and a diesel – paired with either a manual or automatic gearbox. The diesel manual variant was subjected to an instrumented fuel-efficiency test to assess its real-world performance.
The Mahindra 3XO’s 1.5-litre diesel engine continues to deliver 117 hp and 300 Nm of torque, identical to that of the XUV300. It also retains the predecessor’s 6-speed manual gearbox. However, the 3XO’s motor has been upgraded with a full selective catalytic reduction system to comply with the latest emission regulations. The SUV also introduces additional modern features, including a panoramic sunroof, which results in the diesel variant being 64 kg heavier than the XUV300, tipping the scales at 1,469 kg.
During city testing, where average speeds hovered around 18 kph, the 3XO returned 13.5 kmpl in its manual variant—0.9 kmpl lower than the XUV300 managed in 2019. To control fuel use when idling, it incorporates an automatic stop-start system that functions seamlessly and responds more swiftly than earlier versions seen on older Mahindra diesel models. On the highway cycle, at an average speed of 54 kmph, the 3XO achieved 17.4 kmpl, just 0.5 kmpl short of the XUV300’s figure. Notably, at a steady 100 kmph in sixth gear, the diesel engine runs relaxed at 2,000 rpm, aiding its overall efficiency.
Annual and 5-Year Fuel Cost Estimate
| Variant | Mileage | Fuel Required (Annual) | Annual Fuel Cost | 5-year Fuel Cost | Fuel Cost / Km |
| Petrol + Manual | 20.1 kmpl | 497.5 L | ₹47,148 | ₹2,35,740 | ₹4.71/km |
| Petrol + AMT | 18.2 kmpl | 549.4 L | ₹52,066 | ₹2,60,333 | ₹5.20/km |
| Diesel + Manual | 20.6 kmpl | 485.4 L | ₹42,555 | ₹2,12,775 | ₹4.25/km |
| Diesel + Automatic | 20.6 kmpl | 485.4 L | ₹42,555 | ₹2,12,775 | ₹4.25/km |
Mahindra XUV3XO: Service and Maintenance Costs Over 5 years
Over five years, maintaining a Mahindra XUV3XO generally costs around ₹31,580 in routine servicing, which includes five scheduled visits—two complimentary services at 10,000 km, followed by three paid services. This makes it reasonably affordable for a premium compact SUV in its class.
The maintenance typically covers essentials such as engine oil and filter replacement, brake and clutch fluid checks, coolant refills, and air filter servicing. It also includes periodic inspections of the suspension, steering system, and electronic components to ensure consistent performance for both city commutes and highway runs. Regular servicing not only controls ownership costs but also enhances the long-term durability of critical parts.
With Mahindra’s wide service network and competitively priced genuine spare parts, upkeep remains simple and accessible even in smaller towns and semi-urban regions. Owners further benefit from transparent pricing and quick availability of components, minimising the chances of unexpected expenses or downtime.
Actual costs may vary slightly depending on location, workshop labour rates, or extra repair work, but these estimates give a dependable reference for long-term ownership. This helps prospective buyers plan their budget with confidence while enjoying a hassle-free ownership experience.
Mahindra XUV3XO Service Costs by Year
| Year | Routine Service | Additional Cost | Total Cost |
| 1st | Free | ₹3960 | ₹3960 |
| 2nd | Free | ₹4310 | ₹4310 |
| 3rd | ₹2220 | ₹4490 | ₹6710 |
| 4th | ₹3600 | ₹5570 | ₹9170 |
| 5th | ₹2470 | ₹4960 | ₹7430 |
Insurance and Other Recurring Expenses for Mahindra XUV3XO
Owning a Mahindra XUV3XO is not just about enjoying modern design and performance—it’s also a sensible choice when it comes to long-term ownership. Mahindra’s extensive service network and fairly priced spare parts help keep routine maintenance costs affordable.
For insurance, the Mahindra XUV3XO benefits from competitive rates compared to many SUVs in its category. Third-party insurance premiums for both petrol and diesel variants typically begin around ₹15,072 annually, varying by city, insurer, and coverage selected.
The XUV3XO stands out as a value-rich compact SUV. With budget-friendly insurance, reasonable upkeep charges, and easily available spare parts (supported by Mahindra’s widespread network), it ensures ownership costs remain practical. While fuel is the largest recurring expense, the overall running cost is attractive given its premium features, comfort, and urban-friendly performance.
Total Ownership Cost of Mahindra XUV3XO (5-Year Estimate)
The table below describes the detailed overview of the total ownership cost of the Mahindra XUV3XO Diesel over a period of five years:
| TCO Calculation | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total |
| Insurance Cost | ₹15,072 | ₹15,072 | ₹15,072 | ₹15,072 | ₹15,072 | ₹75,360 |
| Fuel Cost | ₹42,555 | ₹42,555 | ₹42,555 | ₹42,555 | ₹42,555 | ₹2,12,775 |
| Tyre Change Cost | ₹0 | ₹0 | ₹36,854 | ₹0 | ₹36,854 | ₹73,708 |
| Service Cost | ₹3,690 | ₹4,310 | ₹6,710 | ₹9,170 | ₹7,430 | ₹31,580 |
| Depreciation | ₹2,36,925 | ₹78,975 | ₹1,57,950 | ₹1,57,950 | ₹1,57,950 | ₹7,89,750 |
| TCO | ₹2,98,242 | ₹1,40,912 | ₹2,59,141 | ₹2,24,747 | ₹2,59,861 | ₹11,82,903 |
| TCO/KM | ₹298.2 | ₹140.9 | ₹259.1 | ₹224.7 | ₹259.8 | ₹1,182.9 |
How to Reduce Your Mahindra XUV3XO’s Running Cost?
Reducing the running costs of your Mahindra XUV3XO requires smart driving habits, timely maintenance, and efficient fuel usage. Here’s a complete guide to help you maximise fuel efficiency and achieve long-term savings:
Optimise Driving Habits
Fuel-conscious driving techniques can make a noticeable difference in your XUV3XO’s mileage:
- Smooth Acceleration and Braking: Avoid sudden starts and harsh braking. Gentle driving improves efficiency and reduces wear.
- Maintain Consistent Speed: Steady speeds on highways lower fuel consumption.
- Use Air Conditioning Smartly: Limit A/C use when unnecessary to reduce engine load.
- Tyre Maintenance: Keep tyres properly inflated and aligned for better mileage and smoother rides.
Choose the Right Fuel Variant
Selecting the right fuel type based on your driving patterns helps in cutting down expenses:
- Petrol Variant: The petrol-powered XUV3XO delivers around 18.2 kmpl, ideal for city users and occasional highway drives.
- Diesel Variant: The diesel version offers an impressive 20.6 kmpl, making it suitable for long-distance travellers and frequent commuters.
Adhere to Regular Maintenance Schedules
Proper upkeep ensures the XUV3XO remains reliable while avoiding costly repairs:
- Service Intervals: Follow Mahindra’s prescribed service routine for peak engine health.
- Genuine Spares: Use only Mahindra-approved parts for durability and performance.
- Fluid Checks: Regularly monitor engine oil, coolant, and brake fluid for smooth operation.
Monitor Fuel Prices and Consumption
Staying mindful of fuel expenses helps keep overall running costs low:
- Fuel Price Tracking: Keep an eye on local fuel rates and plan refuelling wisely.
- Mileage Records: Regularly track mileage to detect drops in efficiency early and resolve potential issues.
Summary
The Mahindra XUV3XO stands out as a versatile and robust option in the compact SUV segment, combining a commanding road presence with reliable performance and respectable fuel efficiency. Its petrol variant offers an ARAI-certified mileage of around 18.2 kmpl, while the diesel variant delivers approximately 20.6 kmpl under standard test conditions.
In everyday driving, owners generally report real-world mileage of 15-17 kmpl for the petrol version and 18-19 kmpl for the diesel, influenced by traffic conditions, terrain, and driving habits. With Mahindra’s extensive service network and durable build quality, maintenance costs remain reasonable, and components are designed for longevity in both urban and off-road environments.
FAQ About Mahindra XUV3XO Running Cost
Q. What is the average fuel cost for the Mahindra XUV3XO?
The XUV3XO diesel variant is more economical, averaging 20.6 kmpl, while the petrol gives around 18.2 kmpl. Fuel costs vary by driving style, traffic, and terrain, making diesel ideal for long commutes and petrol suitable for city driving.
Q. How much does maintenance of the XUV3XO cost annually?
Annual maintenance for the Mahindra XUV3XO is reasonably affordable due to Mahindra’s extensive service network. Regular servicing, oil changes, and parts designed for longevity keep yearly running costs manageable for both urban and off-road use.
Q. Are spare parts for the XUV3XO expensive?
Mahindra XUV3XO spare parts are widely available and reasonably priced. Thanks to the brand’s extensive dealership network, replacements for consumables, wear-and-tear components, and essential engine parts are accessible, reducing overall running expenses compared to premium SUVs.
Q. What is the total cost of ownership for XUV3XO?
The total cost of ownership for the Mahindra XUV3XO averages around ₹300-₹1,200 per 1,000 km, depending on variant, fuel type, driving conditions, and maintenance habits. Diesel is more cost-effective for long distances, while petrol suits short urban commutes.
Q. Which variant of XUV3XO has lower running costs?
The diesel XUV3XO typically offers lower running costs due to higher fuel efficiency and better mileage on highways. Petrol variants are slightly more expensive to run but provide smooth city performance and lower upfront costs, ideal for urban driving conditions.



