The newest car on the market can seem like the perfect option, but is it actually the best investment for your hard-earned money?
For ₹10 lakhs, most customers will automatically think of purchasing new sedans like the Honda City. But let’s keep it straight: for an equivalent amount of money, you can treat yourself to a luxurious car providing advanced performance, sophisticated features, and an air of exclusivity. The used car market today offers stunning options among luxurious automobiles, which are better than most new mass-market vehicles and are hence an intelligent, chic, and practical choice.
In this blog, we’ll show you exactly how.
Check for the used luxury cars in India.
Honda City SV (A Brand New Car)
The Honda City is invariably one of the best options for a mid-size sedan. Smooth engine, reliable, and well-absorbed humps on the road are some of the reasons why new car buyers are fond of buying the City SV. It’s a perfect harmony between power and functionality. It’s not very flamboyant and luxurious, but it’s a great value for money.
Specs:
- On-road Price: ₹9.83 lakhs (approx.)
- Engine: 1.5L i-VTEC petrol
- Power: 119 BHP
- Mileage: ~15 km/l (real world)
- Key Features: Dual airbags, ABS with EBD, touchscreen infotainment, rear AC vents, halogen headlamps
New Luxury Cars Vs Used Luxury Cars
Let’s put things into perspective before examining specific car breakdowns.
The Honda City SV is an all-rounder for anyone considering purchasing an all-new car for ₹10 lakhs. But when you compare it against some of the used luxury vehicles available for purchase at an equivalent price range, then you are changing the value equation.
The table here gives you side-by-side comparisons of how these vehicles measure up based on price, power output, transmission, and special features:
| Car | Price (Approx.) | Power (BHP) | Transmission | Key Highlights |
| Honda City SV (New) | ₹9.83 lakhs | 119 | Manual | Dual airbags, ABS, touchscreen, rear AC vents |
| Skoda Rapid 1.0 TSI Style (2020) | ₹7.0–7.6 L | 109 bhp @ 5,000 rpm | 6‑speed Manual | Turbo‑petrol punch, European build quality, touchscreen, airbags |
| VW Vento 1.2 TSI Highline Plus AT (2019) | ₹6.2–7.0 L | 103 bhp @ 5,000 rpm | 7‑speed DSG AT w/ sport mode | Smooth DSG auto, leatherette, cruise, premium European feel |
| Hyundai Verna SX(O) (2018) | ₹6.8–8.3 L | ≈113 bhp @ 6,300 rpm | Manual or IVT (Auto) | Sunroof, ventilated seats, projector lamps, 6 airbags |
| Honda City VX CVT (2018) | ₹7.2–8.4 L | 119 bhp @ 6,600 rpm | CVT Automatic | Sunroof, 6 airbags, cruise, best resale in the segment |
| Maruti S‑Cross Alpha Petrol (2018‑19) | ₹9.0–9.5 L | 103 bhp @ 6,000 rpm | 5‑MT or 6‑AT | Crossover styling, leatherette, SmartPlay, spacious |
| Ford EcoSport Titanium Plus Petrol AT (2020) | ₹6.9–7.7 L | 121 bhp @ 6,500 rpm | 6‑speed Torque‑Converter AT | Sunroof, touchscreen, paddle‑shifts, sturdy build |
| Jeep Compass Limited 1.4 Petrol AT (2018) | ₹9.4–9.8 L | 160 bhp @ 5,500 rpm | 7‑speed DCT Automatic | Rugged SUV feel, premium interiors, LED DRLs |
| Toyota Yaris VX CVT (2019) | ₹5.5–6.9 L | 106 bhp @ 6,000 rpm | 7‑speed CVT Automatic | 7 airbags, keyless start, rear AC vents, and Toyota dependability |
On face value, buying a brand new Honda City SV would be the wise and sensible thing to do. But when you consider what’s on offer from used car sellers, you’ll appreciate that you’re not buying just another car; you’re buying an experience.
These high-end vehicles are equipped with an extra level of quality, high-performance, and comfort. You’re treated to higher-powered powerplants, high-end interiors, better-riding dynamics, and amenities that were previously reserved only for the highest-end segments—at the same price, and sometimes even lower, than you’d pay for a new mid-level sedan.
So, why choose basic when you can have a machine that’s like a class higher?
Used Luxury Cars Under ₹10 Lakhs
Skoda Rapid 1.0 TSI Style (2020)
The Skoda Rapid TSI delivers a crisp, confident driving experience with its turbocharged petrol engine and European solidity. Even though it’s a compact sedan, it feels a class above inside, offering refined interiors and a satisfying balance of comfort and handling. If you prefer understated styling paired with a lively engine and modern features, the Rapid is a smart, value-driven choice.
Specs:
- Engine: 1.0L turbo-petrol
- Power: 109 BHP
- Transmission: 6-speed Manual
- Mileage: ~17 km/l
- Key Features: Touchscreen infotainment, dual airbags, rear AC vents, alloy wheels
Volkswagen Vento Highline Plus 1.2 TSI AT (2019)
The Vento TSI blends German precision with a sophisticated feel, and the dual-clutch automatic gearbox makes daily drives effortless. Inside, you’ll find a clean, premium cabin with thoughtful touches that elevate the experience beyond typical sedans. It’s an excellent pick if you want a polished, smooth-riding car with a touch of European flair.
Specs:
- Engine: 1.2L turbo-petrol
- Power: 103 BHP
- Transmission: 7-speed DSG Automatic
- Mileage: ~16 km/l
- Key Features: Leatherette seats, touchscreen infotainment, cruise control, automatic climate control
Hyundai Verna SX(O) (2018)
The Hyundai Verna SX(O) is all about modern luxury blended with everyday practicality. A plush cabin, segment-leading features, and a punchy petrol engine make it stand out as a premium sedan. If you want ventilated seats, a sunroof, and a refined drive without stretching your budget, this Verna variant will keep you satisfied.
Specs:
- Engine: 1.6L petrol
- Power: ~113 BHP
- Transmission: Manual or IVT (Automatic)
- Mileage: ~15 km/l
- Key Features: Sunroof, ventilated seats, projector headlamps, 6 airbags
Honda City VX CVT (2018)
Few sedans have the reputation of the Honda City, and the VX CVT variant combines proven reliability with just the right dose of premium touches. Its petrol engine feels eager yet refined, while the automatic gearbox makes city driving smooth and stress-free. For those who appreciate a classic, dependable sedan with upscale features, this City is an ideal option.
Specs:
- Engine: 1.5L petrol
- Power: 119 BHP
- Transmission: CVT Automatic
- Mileage: ~17 km/l
- Key Features: Sunroof, touchscreen infotainment, cruise control, 6 airbags
Maruti Suzuki S-Cross Alpha (2018–2019)
The S-Cross Alpha brings crossover styling to your driveway without losing the easy ownership experience Maruti is known for. With its spacious interiors and refined petrol engine, it offers both practicality and a premium feel. It’s perfect if you want a higher driving position and versatile space with reliable running costs.
Specs:
- Engine: 1.5L petrol
- Power: 103 BHP
- Transmission: 5-speed Manual or 4-speed Automatic
- Mileage: ~18 km/l
- Key Features: SmartPlay infotainment, leather upholstery, alloy wheels, automatic climate control
Ford EcoSport Titanium Plus Petrol AT (2020)
The Ford EcoSport Titanium Plus is a compact SUV that punches above its weight in both features and driving fun. Its strong petrol engine and solid build make every journey enjoyable, while the premium cabin feels well put together. This is the car for those who love a commanding driving position and plenty of creature comforts.
Specs:
- Engine: 1.5L petrol
- Power: 121 BHP
- Transmission: 6-speed Torque Converter Automatic
- Mileage: ~14–15 km/l
- Key Features: Sunroof, touchscreen infotainment, 6 airbags, push-button start
Jeep Compass Limited 1.4 Petrol AT (2018)
The Compass Limited brings rugged sophistication to your garage, offering the feel of a true SUV with the finesse of a premium crossover. Its turbocharged petrol engine delivers confident performance, and the interiors reflect Jeep’s attention to detail. Ideal for those who crave both style and substance in a modern SUV.
Specs:
- Engine: 1.4L turbo-petrol
- Power: 160 BHP
- Transmission: 7-speed DCT Automatic
- Mileage: ~14 km/l
- Key Features: LED DRLs, touchscreen infotainment, leather seats, cruise control
Toyota Yaris VX CVT (2019)
The Toyota Yaris VX CVT is often called an underdog among premium sedans, but it quietly excels in comfort, safety, and dependability. With 7 airbags and a smooth CVT transmission, it delivers peace of mind and convenience in equal measure. For buyers who value reliability and subtle luxury, the Yaris deserves a closer look.
Specs:
- Engine: 1.5L petrol
- Power: 106 BHP
- Transmission: 7-speed CVT Automatic
- Mileage: ~17 km/l
- Key Features: 7 airbags, keyless entry, touchscreen infotainment, roof-mounted rear AC vents
Next Steps
If you’re leaning towards a used luxury car under ₹10 lakhs, here’s how to go about it confidently, with Spinny by your side:
- Shortlist Your Preferences: Sedan or SUV? Petrol or diesel? Manual or automatic? Choose what best aligns with your lifestyle and daily needs.
- Browse Spinny’s Verified Listings: Spinny’s 200-point inspection, full service history, and all-in costs give you ultimate peace of mind.
- Book a Home Test Drive: Spinny also lets you test drive at home, whenever you want.
- Check Ownership Details & Warranty: Spinny provides all automobiles with clear paperwork, and most of them also have Spinny’s 5-day money-back guarantee and extended warranty.
- Finance with Ease: Spinny also helps you procure quick and clear financing choices to make your premium upgrade smoother.
FAQs about Luxury Cars under ₹10 Lakhs
Q. Are used luxury cars under ₹10 lakhs reliable?
A. Yes, provided you’re buying from a reputed source such as Spinny. Each car is inspected at 200 points, and most come with an extended warranty and service history verification.
Q. Is it expensive to maintain cars like the Audi A4 or the Mercedes A-Class?
A. Certainly, luxury automobiles are costlier to maintain than average sedans, but certified inspections and proper care can be very reasonable. Spinny’s clear service history allows you to inspect this yourself before you buy.
Q. What should I prioritise when choosing between a new car and a used luxury car?
A. For high reliability and low maintenance, a new car makes sense. For more features, power, and luxury at an equivalent price, a certified used luxury car offers a much better value for money.
Q. Can I get a loan for a used luxury car from Spinny?
A. Yes. Spinny offers hassle-free financing even on old luxury cars, including quick approvals and tailored EMIs that suit your pocket.
Q. Do used luxury cars come with any return policy?
A. Spinny offers a 5-day money-back guarantee for the majority of its vehicles. If you are not satisfied, you can return the vehicle without any questions asked.
