Tata Harrier

10 Best Cars under 20 Lakh

With a wide variety in the Indian automotive market, it isn’t easy anymore to determine the best cars among the options available. Now, if you want to buy one of the best cars under 20 lakh, then one thing’s out of the way: you’ve kind of locked the most crucial aspect i.e., the budget. However, this takes the number of models available to 30, most of them SUVs and MUVs, with a few sedan options. It’s still not an easy choice, so we have compiled a list of the best cars under 20 lakh. In this list, we’ve kept out cars whose base variants are below Rs 10 Lakh and sorted them according to their popularity in the market.

List of cars under 20 Lakh

Name

Segment

Price (Starting from)

Hyundai Verna

Sedan

Rs 11.08 Lakh

Skoda Slavia

Sedan

Rs 13.02 Lakh

Maruti Suzuki XL6

MUV

Rs 13.34 Lakh

Volkswagen Virtus

Sedan

Rs 13.41 Lakh

Sedan

Rs 13.53 Lakh

Electric compact-SUV

Rs 15.92 Lakh

Mahindra XUV700

SUV

Rs 16.16 Lakh

MG Hector

SUV

Rs 17.11 Lakh

Tata Harrier

SUV

Rs 17.93 Lakh

Hyundai Alcazar

SUV

Rs 19.07 Lakh

Hyundai Verna

Hyundai Verna

Launched in 2020, the latest iteration of the Verna is a new addition to the long line of midsize sedans from Hyundai. It has the usual bold design as well as the length found on most generations of the Verna. The cabin and interior feel spacious and premium, with ample legroom. With features such as an electric sunroof, cruise control, voice recognition technology, and automatic climate control, this sedan is a deserving sedan candidate and rivals the Honda City, Volkswagen Virtus, and Skoda Slavia. This car is best for small families who are looking for cars under 20 lakh rupees.

  • Car Specifications
  • Engine: 1L petrol, 1.5L petrol, 1.5L diesel
  • Transmission: automatic, manual 
  • Mileage: 17 to 25 km/l
  • Airbags: up to 6
  • Fuel Type: Petrol, Diesel
  • Seating Capacity: 5

Skoda Slavia

Skoda Slavia

As mentioned above, the Slavia and Virtus are jointly produced and were introduced in 2022. While the Virtus goes for a much more sophisticated look, the Slavia aims to be sportier. Skoda has used the experience that went into building the Octavia and Superb to design a car that looks good and drives just as well. The second car to be built under Skoda’s ‘India 2.0’ program, the Slavia saw high expectations and has done quite well in the market. Both its engine options are a success. Good for small families, Slavia gets petrol-only powertrain options. The Skoda Slavia finds rivals in the Honda City, Hyundai Verna, and the Volkswagen Virtus. Overall, it is a well-balanced option for consumers who are looking for cars under 20 lakh rupees, with a mix of features, fun and sharp design, and great performance.

  • Car Specifications
  • Engine: 1L petrol, 1.5L petrol
  • Transmission: automatic, manual 
  • Mileage: 18.47 km/l to 19.72 km/l (claimed)
  • Airbags: 4
  • Fuel Type: Petrol
  • Seating Capacity: 5

Maruti Suzuki XL6

Maruti Suzuki XL6

The XL6 is the premium version of the standard Ertiga, sold exclusively in NEXA showrooms. The only MUV in this list of cars under 20 lakh rupees, it has all the reasons to be here. While there are some more competitors in this price range (the Marazzo and the Carens, the XL6 is the most popular MUV. While it won’t undercut the Innova Crysta, it more than deserves this spot in the list. Feature-packed and the best value-for-money offering in its segment, the XL6 won the market in this price range. While not as tech-loaded as some of its competitors, it more than makes up with its engine performance and ride quality. The XL6 does not feature any diesel options ever since the BS6 norms were introduced, though you do get a CNG option.  The XL6 rivals the Mahindra Marazzo and the Kia Carens, and is the best fit for large families.

  • Car Specifications
  • Engine: 1.5L petrol, 1.5L CNG
  • Transmission: automatic, manual 
  • Mileage: 20.27 km/l to 20.97 km/l, 26.32 km/kg
  • Airbags: 4
  • Fuel Type: Petrol, CNG
  • Seating Capacity: 6/7

Volkswagen Virtus

Introduced to India in 2022, produced jointly with Skoda, the Virtus can be called Skoda Slavia’s sister car, sharing many of the design features. This car can easily be called one of the most fun to drive cars under 20 lakh with a 0-100 km/h time of under 9 seconds!Replacing the Vento, is an upgrade in all aspects over its predecessor. Both the interior and exterior have been increased in size, which means it gets more legroom and provides more comfort. Going in different directions in terms of design, the Virtus feels more sophisticated. The interior can be a hit or miss, with a few nitpicks here and there, but the ride quality for the passengers and the performance of the vehicle for the driver can make up for it. The Virtus also gets petrol-only options. It rivals the Hyundai Verna, Honda City, and Skoda Slavia and is an amazing car for small families. 

  • Car Specifications
  • Engine: 1L petrol, 1.5L petrol
  • Transmission: automatic, manual 
  • Mileage: 18.67 km/l to 19.4 km/l (claimed)
  • Airbags: 4
  • Fuel Type: Petrol
  • Seating Capacity: 5

Honda City

The 5th generation of the iconic model, the Honda City builds upon the last generation. It has a spacious cabin which feels comfortable. The ride quality feels tailored for Indian roads. The tuning for the CVT is very smooth for this generation. With a premium interior and space, it is a perfect option for people looking for chauffeur-driven cars under 20 lakh. At the same time, the engine and transmission options make it a dream for the driver as well. The Honda City rivals the Hyundai Verna, Volkswagen Virtus, and Skoda Slavia.

  • Car Specifications
  • Engine: 1.5L petrol, 1.5L diesel
  • Transmission: automatic, manual 
  • Mileage: 15.3 km/l
  • Airbags: up to 6
  • Fuel Type: Petrol, Diesel
  • Seating Capacity: 5

Tata Nexon EV

Tata Nexon EV MAX

The only EV offering in this list, the Nexon EV is the best-selling EV under 20 lakh. Praised for its smooth performance and nimble handling, the Nexon EV had, at a point, 74% of all EV sales in India. It has a commendable interior and superior ride and handling quality. The car is constantly being evolved, by tweaking certain aspects of the car after analyzing the vehicle, as well as incorporating customer feedback in its latest software update. Its rivals are the Hyundai Kona electric, and the MG ZS EV.

  • Car Specifications
  • Battery pack: 30.2 kWh
  • Transmission: automatic 
  • Range: 312 km (company claimed)
  • Airbags: 2
  • Seating Capacity: 5

Mahindra XUV700

Mahindra XUV700

Introduced in 2021, currently one of the cheapest luxury SUVs in this list of cars under 20 lakh. The XUV700 is the best of both worlds: Sophistication and adventure. Slightly larger than the XUV500, the XUV700 beats all of its competition with its performance, looks, and features. The ride quality is unmatched and the car feels solidly attached to the road thanks to the suspension. Mahindra’s stellar petrol and diesel engines deliver a refined and responsive performance on the XUV700. It also fits with top-of-the-line features, like a large display for the driver and a large infotainment touchscreen, ADAS, and many more. The third row of the car feels a little cramped at times, so it’s best for shorter passengers to sit there. It is a true off-roader and a great family car due to its seating capacity. Its direct rivals are the Tata Harrier, the MG Hector, and the Hyundai Alcazar.

  • Car Specifications
  • Engine: 2L turbo petrol, 2.2L turbo diesel
  • Transmission: automatic, manual 
  • Mileage: 15 km/l
  • Airbags: 6
  • Fuel Type: petrol and diesel
  • Seating Capacity: up to 7 people
  • Body Type: SUV

MG Hector

Launched in 2019, the Hector is a huge car with comfort being one of the key areas of focus and it shows. The flat floor and the sliding rear seats emphasise passenger comfort. It gets a huge infotainment screen which controls almost all the functions of the car. The interior, while featuring plastic, is made of top-quality materials which doesn’t feel cheap to touch. Considering its big stature, it is relatively light to steer and handles very nimbly. Meant for middle-sized families, with a seating capacity of 5, its rivals are the Mahindra XUV700, Tata Harrier, and Hyundai Alcazar.

  • Car Specifications
  • Engine: 1.4L turbo petrol, 2L turbo diesel
  • Transmission: automatic, manual 
  • Mileage: 13 to 17 km/l
  • Airbags: 6
  • Fuel Type: Petrol, Diesel
  • Seating Capacity: 5

Tata Harrier

Spinny Assured Tata Harrier

Launched in 2019 and further receiving a BS6 update, it is one of Tata’s most popular models and is a very capable SUV under 20 lakh. a. Receiving a completely enhanced turbo diesel engine after the update, the Harrier packs more punch than ever. However, this gets no petrol options. Ever since the BS6 update, the Harrier feels much better to drive in the cities. The 6-speed automatic, its 3 driving modes, and Tata’s partnership with Jaguar and Land Rover have created a capable package. While there is a slight lag until the turbo kicks in, once the Harrier gets up to pace, there is more than enough power on hand. Overall, the Harrier is a no-nonsense buy for any prospective customer. Rivals include the Mahindra XUV700, MG Hector, and Hyundai Alcazar

  • Car Specifications
  • Engine: 2L turbo diesel
  • Transmission: automatic, manual 
  • Mileage: 14 to 16 km/l
  • Airbags: 6
  • Fuel Type: Diesel
  • Seating Capacity: 5 people
  • Body Type: SUV

Hyundai Alcazar

Hyundai Alcazar

The Alcazar is a 3-row SUV offering from Hyundai introduced in2021. The bigger brother of the Creta, the Alcazar is available in 6 and 7-seater options. Featuring a dual instrument cluster and infotainment unit, a panoramic sunroof, and a plethora of features, the Alcazar aims to provide the best riding experience possible. The interior is top notch and the ride quality is very smooth. It is best for long drives over good roads, though it can handle a few rough patches. It rivals the Mahindra XUV700, Tata Harrier, and MG Hector. It is a fairly comfortable car for a large sized family with the ability to seat 7 people comfortably.

  • Car Specifications
  • Engine: 2L petrol, 1.5L diesel
  • Transmission: automatic, manual 
  • Mileage: 14 km/l
  • Airbags: 6
  • Fuel Type: Petrol, Diesel
    Seating Capacity: 6/7 people

Summary

These were the best cars under 20 lakh segment in the Indian market. While mainly dominated by the SUV segment, there are a few sedan options, as well as a few MUV options as well. If you are looking to buy a car, please keep in mind the seating capacity that you require. MUVs provide you with the most space of all the vehicles and are most suited for families having 6-7 members. Though anything under that, you can consider the SUV options which house 5 family members quite comfortably and provide some off-roading capability as well. The sedans are best suited for small families but have some of the best engines available in the market.

Q. What is the best car under 20 lakh for a family?

Either Mahindra XUV700 or the Maruti Suzuki XL6 are ideal and optimal family cars under 20 lakh INR that are sold in India.

Q. Which car under 20 lakh has the best mileage?

Maruti Suzuki XL6 is the best car under 20 lakh which offers promising mileage

Q. Which is the safest car under 20 lakh?

A.  The Mahindra XUV700 is the safest car under 20 lakh INR, which offers a perfect 5-star NCAP rating

Q. What are the SUV cars under 20 lakh?

A. Mahindra XUV700, Tata Harrier, MG Hector, Tata Nexon EV, and Hyundai Alcazar are SUV cars under 20 lakh INR sold in India.

Q. What are the sedan cars under 20 lakh?

A. Hyundai Verna, Honda City, Skoda Slavia, and Volkswagen Virtus are sedan cars under 20 lakh INR sold in India

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