Hyundai Creta and Kia Seltos are two most promising SUVs in the Indian market. While the new Creta is known for its upgraded style and comfort, the Seltos has always been known for its innovative features. The new Hyundai Facelift has also Advanced Driver Assistance Systems (ADAS) level 2 integrated for better safety. However, today we will be comparing the used Hyundai Creta i.e. the models that were available before the release of the facelift version with the new Kia Seltos Facelift that was released in 2023. The comparison of used Hyundai Creta vs Kia Seltos will be made on different aspects so that you can choose the SUV that fits your requirements.
New Kia Seltos Facelift 2023: A Quick Overview
The new Kia Seltos Facelift comes with refined exterior styling, upgraded interiors, and ADAS. Some new features and technological updates have also been added to make it more feature-oriented and appealing for the target audience.
Kia Seltos Facelift comes with three engine options viz. 1.5L Turbo Petrol, 1.5L Non-Turbo Petrol, and a diesel engine. Advanced transmission options such as the Intelligent Manual Transmission (IMT) and Dual Clutch Transmission (DCT) are also available. All these additions make it a great option in the compact-SUV segment.
Key Features of Kia Seltos Facelift 2023
- The grille of the facelift version is bigger and features a new design for the front fascia as well. Along with that, the DRL patterns and LED headlamps have also been upgraded. These new design changes gives the new Kia Seltos a bulkier look which eventually improves its road presence as well.
- The GT Line also gets bigger 18-inch alloy wheels and unique style elements. Leatherette upholstery and premium-style elements give the interiors a luxurious look and feel.
- The 10.25-inch infotainment system offers a dual-screen setup which makes it more user-friendly as well. The physical controls have also been provided to control the infotainment while driving the car.
- With Bose Sound System, panoramic sunroof, and dual-climate control, the new Kia Seltos Facelift offers a perfect ride in every sense. The ADAS comes with lane keep assist, emergency braking, adaptive cruise control, and many other safety upgrades.
New Kia Seltos Ex-Showroom Price
| Car Variant | Transmission | Price |
| HTK+ iMT Petrol Base Model | iMT – Intelligent Manual Transmission | Rs. 10,50,000 |
| HTX+ Turbo Petrol | DCT – Dual Clutch Transmission | Rs. 17,00,000 |
| GTX Plus Turbo Petrol | DCT and AT – Automatic Transmission | Rs. 18,00,000 to Rs. 19,00,000 |
Used Hyundai Creta: A Quick Overview
Hyundai Creta Facelift was released in 2024 but the car lovers still prefer the ultimate design and features offered by the older variant. The rugged exteriors, reliable engine, and robust performance makes the used Hyundai Creta a game changer for car buyers. Also, the 1.6L diesel engine that the first generation Creta offered is still the first preference for car buyers who prefer mileage, performance, and durability over looks and features.
Around 10 lakhs units of the older variants of Hyundai Creta were already sold before the launch of facelift. So, you can imagine the impact this compact SUV has on the Indian buyers. Check the below table to get an idea of the pricing of different Creta models over the years:
| Production Year | Transmission | Price |
| 2021 | Manual and AMT | Rs. 10,00,000 to Rs. 12,00,000 |
| 2022 | Manual and AMT | Rs. 12,00,000 to Rs. 14,00,000 |
| 2019-2020 | Manual and AMT | Rs 8,00,000 to Rs. 13,00,000 |
Note: The on road price of a used Hyundai Creta may vary as per the city and as per the prices set by different used car dealerships.
New Kia Seltos vs Hyundai Creta Used: Financing Options
Considering financing options while buying a car? The below table highlights the comparison between used Hyundai Creta vs Kia Seltos new car in terms of financing options. For the sake of comparing a used Hyundai Creta vs Kia Seltos new car, we are considering the Kia Seltos Facelift and Hyundai Creta Petrol 2022 AT cars.
| Financing Details | New Kia Seltos Financing | Used Hyundai Financing |
| Down payment | Rs. 3,40,000 | Rs. 2,40,000 |
| Loan Tenure | 5 years | 5 years |
| Loan Amount | Rs. 13,60,000 | Rs. 9,60,000 |
| Interest Rate | 9% | 10% |
| Interest Amount | Rs. 3,00,000 | Rs. 1,80,000 |
| Total Paid | Rs. 20,00,000 | Rs. 11,00,000 |
| Difference | Rs. 9,00,000 |
The loan difference is just Rs. 4 lakhs but the total difference goes up to Rs. 9 lakh due to the difference in price and interest outgo. So, even if the loan for a used Hyundai Creta will be available at a higher interest rate, you will end up saving enough money. The saved money can be used for managing fuel and maintenance expenses for at least 5 years after buying the car. However, the resale value of a new Kia Seltos will be higher and it may help to cover the difference once you sell it in the future.
New Kia Seltos vs Used Hyundai Creta: Insurance Comparison
Now that we have compared the finances of a used Hyundai Creta vs Kia Seltos new car, let’s compare their insurance costs too. For the sake of convenience, we have taken the insurance costs of a used Hyundai Creta 2022 and a new Kia Seltos Facelift 2023.
| Insurance Details | New Kia Seltos | Used Hyundai Creta |
| Total Coverage or Insured Declare Value (IDV) | Rs. 17,00,000 | Rs. 12,00,000 |
| Yearly Premium | Up to Rs. 45,000 | Up to Rs. 30,000 |
| Insurance Cost for 5 Years | Rs. 2,10,000 | Rs. 1,50,000 |
| Difference | Rs. 60,000 |
It is clear that the used Hyundai Creta will also save around Rs. 60,000 for the first 5 years when compared with the insurance costs of a new Kia Seltos. However, the coverage offered to a used car will also be lesser as compared to a new car. So, you will have to bear some expenses from your end for accident claims.
Used Hyundai Creta vs Kia Seltos New: Which Car to Choose?
If saving money is your primary motive, the used Hyundai Creta proves to be the better choice. It also offers slightly better fuel economy, especially if you choose one of the 1.6L diesel variants from the first generation Creta. Kia Seltos will give you the latest features and premium styling with plus interiors. Additionally, it will give you the pride of owning a brand new car.
The ride quality of both the cars will be similar but with the ADAS update, Kia Seltos will provide much comfort, especially while driving on highways.
Both these cars have received a Global NCAP rating of 3.0 with standard safety features such as 6 airbags, ABS, and rear parking sensors available in both of them. So, safety-wise also, they are quite similar. If you are interested in buying a used Creta, get it only from a reliable used car provider. Get the condition verified by an expert mechanic and do not forget to take a test drive before finalising the deal. Also, for transparent rates, easy financing options, and reliable after-service, contact car platforms like Spinny.
FAQs on used Hyundai Creta vs Kia Seltos New
Which among the used Hyundai Creta vs Kia Seltos will be easier to maintain for the first three years?
The new Seltos will have lower maintenance costs initially because of its warranty and free service offers. A used Creta car might need earlier tyre or brake replacements depending on mileage. So, consider that before making a decision.
If I plan to sell the car in five years, which will hold value better?
The Creta already has a reputation for strong resale in the used market. The Seltos will also do well, but its higher starting price means a bigger drop in value when you sell.
Which one offers the better ride quality, a used Creta or a new Seltos?
It all depends on your preferences. If you want a firmer and sportier ride on the highways, Seltos would be more preferable. If you are riding on a bumpier road with potholes, Creta would take the shocks more and provide a comfortable ride.
Which one is better in city traffic?
With the ADAS in Kia Seltos, your drive will get much easier in the city traffic, especially if you have opted for a full automatic transmission. The used Creta car won’t give you much stress either. Kia Seltos will make you feel better due to its premium interiors but the ride quality offered by Creta will be decent enough to not make you notice a stark difference.
Can a used Creta match a new Kia Seltos in terms of features?
Kia Seltos will certainly be feature-loaded but the Creta won’t disappoint you either. If you buy a used Creta with top specifications, you would still get automatic climate control, large infotainment system, sunroof, and other premium features. However, you will still miss out on features such as ADAS, updated safety specs, and a user-friendly and innovative infotainment system that the new Seltos offers.
