The Maruti Suzuki Alto K10 has long been a star among Indian automobile buyers. It is a tiny, bubbly, and economical vehicle that enters the fabric of your daily life in a humble yet noticeable manner. If you are buying your first vehicle, replacing a vintage hatch, or providing the kids with a second set of wheels, the Alto K10 ticks a whole plethora of practical boxes.
But the question is: do you invest in the new Alto K10, which has just been updated with upgraded technology and features? Or buy a decent second-hand Maruti Suzuki Alto K10 for a fraction of the cost?
This post examines every nook and every cranny of that decision—price, features, financing, insurance, and the big question of what you get. By the end, you’ll know for sure, in a no-nonsense sort of way, which Alto K10 is right for your life and your budget.
New Alto K10: Quick Overview
A new Alto K10 arrived in August 2022, introducing a new design and a platform upgrade. It has a lightweight, safer HEARTECT platform. More refined, fuel-efficient, and feature-rich than its predecessors, the new Alto K10 represents a significant upgrade over previous models.
It features the 1.0-litre K10C engine, which produces a power output of 67 hp and a torque rating of 89 Nm. It can be equipped with either a 5-speed manual gearbox or an Automatic Gear Shift (AGS). In 2025, the Alto K10 series also received a safety upgrade, featuring six airbags, an electronic stability program (ESP), and 3-point seatbelts as standard in every variant.
Although the Alto K10 is still an entry-level car, the latest incarnation has made a huge step forward in terms of safety, driving, and in-cabin features, making the new Alto K10 more relevant than ever.
Key Updates of New Alto K10
- Safer platform (HEARTECT) with better crash protection
- Six airbags and ESP standard across variants (as of 2025)
- Modern dashboard layout with 7-inch touchscreen infotainment
- Dual-tone interiors and improved seat cushioning
- Enhanced fuel efficiency, now 24.4 km/l (Petrol), 33.8 km/kg (CNG)
- Both 5-speed Manual and AGS available
- Larger grille, refreshed headlamps, and modern bumpers
- More interior space and a 214-litre boot
New Alto K10 Ex-Showroom Price
| Variant | Transmission | Price (₹ Lakhs) |
| STD | Manual | ₹4.23 |
| LXI | Manual | ₹4.99 |
| VXI | Manual | ₹5.30 |
| VXI+ | Manual | ₹5.59 |
| VXI AT | AMT | ₹5.80 |
| LXI S CNG | Manual | ₹5.89 |
| VXI S CNG | Manual | ₹6.21 |
Prices are ex-showroom and may vary by location.
Used Alto K10: Quick Overview
The used Alto K10 is in good supply in the Indian market, with versions available from 2010 to 2023. Throughout the years, the vehicle has seen refinements in styling, interior, and powertrain. Older versions relied on a plain yet robust feature set powered by the K10B engine. From 2014 versions onwards, AMT, power steering, dual airbags, and ABS were standard, making for a good choice even now.
A 2020 or 2021 pre-owned Alto K10 still has everything you’d want in a subcompact hatchback—small size, good mileage, low maintenance, and good resale. And, since you go for something just a year or a few years old, you can guarantee it still has part of the factory warranty.
Used Alto K10 Price Overview
| Production Year | Transmission | Approx. Price (₹ Lakhs) |
| 2023 | MT / AMT | 4.8 – 5.5 |
| 2022 | MT / AMT | 4.2 – 5.0 |
| 2021 | MT / AMT | 3.8 – 4.5 |
| 2020 | MT / AMT | 3.5 – 4.2 |
| 2019 | MT / AMT | 3.0 – 3.8 |
| 2015–2018 | MT | 2.0 – 3.0 |
Prices vary by location, condition, and variant.
New Alto K10 vs Used Alto K10: Financing Comparison
Let’s assume you’re choosing between a 2025 new Alto K10 VXI AT priced at ₹6.10 lakh (on-road approx. ₹6.8 lakh) and a 2022 used Alto K10 VXI AGS priced at ₹4.8 lakh (on-road approx. ₹5.2 lakh).
| Details | New Alto K10 VXI AT | Used Alto K10 VXI AGS (2022) |
| On-Road Price (₹) | ₹5.80 Lakhs | 5.20 Lakhs |
| Down Payment (20%) | ₹1.16 Lakhs | ₹1.04 Lakhs |
| Loan Amount (₹) | ₹4.64 Lakhs | ₹4.16 Lakhs |
| Loan Tenure | 5 years | 4 years |
| Interest Rate | 9% | 11% |
| Total Interest Paid | ₹1.07 Lakhs | ₹0.98 Lakhs |
| Total Cost via EMI | ₹6.87 Lakhs | ₹5.98 Lakhs |
| Total Savings | — | ₹0.89 Lakhs |
The used Alto K10 clearly wins on affordability, with over ₹1 lakh saved in loan repayments alone.
New Alto K10 vs Used Alto K10: Insurance Comparison
Insurance costs vary depending on the vehicle’s age and IDV. Here’s a 5-year cost breakdown:
New Alto K10 (2025)
- Initial IDV: ₹5.30 Lakhs
- First-Year Premium: ₹11,500
- 5-Year Total Premium (decreasing annually): ₹42,000–₹44,000
Used Alto K10 (2022)
- IDV: ₹4.80 Lakhs
- First-Year Premium: ₹10,500
- 5-Year Total Premium: ₹38,000–₹40,000
Even here, the used Alto K10 VXI AGS (2022) saves you around ₹3,000–₹6,000 over the years.
New Alto K10 vs Used Alto K10: Which to Choose?
Let’s be real, this decision is about priorities.
If you are someone who wants the ultimate in protection, peace, and no second-guessing, then the new Alto K10 is the right choice. You’ll enjoy six airbags, new-gen infotainment, warranty protection, and a squeaky-clean service record, all in a compact package designed with the specific needs of city living in mind.
However, if you’re looking for a low-priced vehicle without sacrificing much, a pre-owned Alto K10, especially a 2022 or 2023 model, is highly reasonable. You get everything in terms of functionality, a good-quality build, yet pay a lower upfront and regular cost. It can be an ideal option for students, daily drivers, even a second vehicle for a second household.
In short:
- Go new if you value safety, zero risk, and plan to hold the car long-term.
- Go used if you’re watching your budget and are fine with fewer bells and whistles.
Either way, the Alto K10 remains a strong choice in the entry-level hatchback space.
FAQs
Q. Is a used Alto K10 still reliable in 2025?
Yes, especially models from 2020 onwards. They’re fuel-efficient, low-maintenance, and built to handle Indian roads with ease.
Q. Is there a big difference in mileage between the new and used Alto K10?
Not really. Both the new and recently used models offer around 24–25 km/l in petrol and 33+ km/kg in CNG.
Q. Can I get an automatic in the used Alto K10?
Yes, AGS (Auto Gear Shift) was available from 2015 onwards. Look for VXI AGS or similar trims in the used market.
Q. What about maintenance costs for a used Alto K10?
Very affordable. Routine servicing is around ₹3,000–₹5,000 annually. Spare parts are cheap and widely available.
Q. Will I get resale value if I buy a used Alto K10 today?
Yes, Alto K10s hold value well thanks to strong demand. A 2–3-year-old model will still fetch a good resale price after an additional 2 years of use.
