Hyundai i20 has dominated India’s premium hatchback segment for over a decade and has been admired for its sturdy frame, extensive cabin room, and stylish looks. With the new-generation facelift hitting showrooms in early 2023, the i20 upped the tech quotient with full-LED lighting, expansive digital instrument panel, and more refined turbo and petrol options.
But the million-rupee question remains: A new i20 from the showroom with the latest comforts and complete warranty or wisely stretch your money on a 2020-22 model i20—that has stood the test of time but lost the first few lakhs in depreciation?
Let us go through both options—taking into account trims, prices, complete costing comparison, insurance, real-world MPG and maintenance figures, and resale figures—so you can make the correct call that fits in with your needs and accommodates your wallet.
New i20: Quick Overview
Picked up in early 2023, the facelifted new i20 blends smart design and modern tech. Here’s what it offers:
Engine choices:
- 1.2L naturally aspirated petrol (83 PS / 114 Nm)
- 1.0L turbo-petrol (100 PS / 172 Nm)
Transmission lineup:
- 5-speed manual (NA petrol)
- 7-speed DCT (turbo petrol)
- CVT (turbo petrol)
Features highlight:
10.25” touchscreen with wireless Android Auto/Apple CarPlay, digital instrument cluster, LED everything, wireless charging pad, ambient lighting, rear disc brakes, six airbags, ESC, and rear parking sensors.
The mix of solid performance and modern tech gives the new i20 upscale appeal, making it a strong value proposition for those wanting a little luxury in a hatch.
Key Updates of The New i20
- Full LED exterior lighting
- 10.25” floating touchscreen (wireless CarPlay/AA)
- Digital cluster & ambient lighting
- All variants include six airbags & ESC
- Turbo 1.0L engine in DCT & CVT
- Wireless phone charger and rear disc brakes
- Sportier bumpers and refreshed alloy wheels
New i20 Ex‑Showroom Price (July 2025)
| Variant | Transmission | Ex‑Showroom Price (₹ lakh) |
| Magna | Manual | ₹7.79 |
| Magna Ivt | Manual | ₹8.89 |
| Sportz | Manual/Automatic | ₹8.47/ 9.47 |
| Asta | MT | ₹9.38 |
| Asta Opt IVT | Automatic | ₹11.10 |
On-road prices are typically ₹1–1.2 lakh above these figures.
Used i20: Quick Overview
The third-generation i20 hit showrooms at the end of 2020 with the 2023 facelift being the sole noteworthy update. So older models, especially 2021-2022 models, are nearly as modern as the latest version—but wiser on price.
Trims offered are Magna, Sportz, and some early builds on the Asta Turbo. Gearing can be manual, turbo DCT, or CVT. Numerous 2021-22s still have maker warranty or dealer-back certification.
Points in favour: All the features are standard, the car drives unaltered, and servicing is affordable. Used i20s hold value greatly because there is constant demand.
Used i20 Price Overview (July 2025)
| Year | Trim / Transmission | Approx. Price (₹ lakh) |
| 2022 | Magna / Magna Turbo / Sportz | 7.0 – 9.5 |
| 2021 | Sportz / Magna | 6.0 – 8.5 |
| 2020 | Era / Magna | 5.0 – 7.0 |
For example, a 2021 Sportz Turbo DCT in Pune might cost around ₹8 lakh on-road today.
New vs Used i20: Financing Comparison

Let’s compare two popular options:
- New 2025 i20 Asta Opt IVT – ₹11.95 L (ex-showroom); ~₹12.60 L on-road
- Used 2021 i20 Sportz Turbo DCT – ~₹8.00 L on-road
Assumptions: 20% down payment, interest 9% (new) vs 11% (used), 5-year vs 4-year tenure.
| Parameter | New i20 | Used i20 |
| On-road Price | ₹11.10 L | ₹8.00 L |
| Down Payment | ₹2.22 L | ₹1.60 L |
| Loan Amount | ₹8.88 L | ₹6.40 L |
| Tenure | 5 years | 4 years |
| Total Interest Paid | ₹2.20 L | ₹1.15 L |
| Total Repayment | ₹11.08 L | ₹9.55 L |
| Difference | — | ₹3.79 L saved |
By opting for a used i20, you could save over ₹5 lakh in total cost across finance and EMI.
New vs Used i20: Insurance Comparison
Tracking insurance costs over five years:
- New i20 Asta Opt IVT (IDV ~₹11 L): ₹80,000–85,000
- Used i20 Sportz Turbo DCT (IDV ~₹8.5 L): ₹55,000–60,000
That’s roughly ₹25,000-30,000 saved in premium with the used option.
Ownership & Running Costs
Fuel & Mileage
- 1.2L NA petrol: ~18 kmpl
- Turbo DCT: ~17 kmpl
- Turbo CVT: ~16 kmpl
Assuming 12,000 km/year at ₹105/L, expect annual fuel costs of ₹70,000 (NA) to ₹85,000 (CVT/DCT).
Service & Maintenance
- First 4 services covered under warranty
- Post-warranty ₹7,000–9,000/year
- Used models may need replacements like brake pads or tires around year 4
Warranty & Ownership
- New: 3 years/100,000 km (extendable)
- Used: Focus on models with remaining warranty or dealer warranty
Resale Value Outlook
- New i20 Turbo DCT: 45–50% retention in 3 years
- Used 2021 Sportz Turbo DCT: May retain 40% in 2 more years
- Value drops steeply in the first year, then stabilizes in year 2 onward
Which Should You Choose?
Buy New i20 if:
- You want full warranty, latest technology, and brand new experience
- You will own the car for 7–8 years
- You’re willing to pay a little more for peace of mind
Buy Used i20 if:
- You should save over ₹5 lakh and will not compromise on important attributes
- You may coexist with a 2-3 year-old model in good condition
- You’d prefer a lower EMI and still possess the key features including the touchscreen, turbo engine, and DCT
For many, the used i20 offers almost the same experience as new, but at a much smarter cost.
Conclusion
Both the options have clear pros, and the i20 remains a good package.
The new i20 is about new ownership, complete tech, peace of mind—a good bet if you’re stretching out your purse for a long-term car. A used i20 will give you almost the identical car—Turbo DCT, tech, comfort—you just won’t have to bear the brunt of depreciation. You still get performance, connectivity, comfort, and save ₹4-6 lakh on the whole.
Plain and simple, if emotion and experience are most valuable, go new. But if value for money and savings are most important, a reliable old i20 is a logical and practical decision.
FAQs
Is a used i20 reliable for 2025?
Absolutely—Hyundai builds theirs with longevity. Service parts are affordable and widely available.
What’s better: Turbo or 1.2L NA?
Turbo gives a sportier drive; NA is smoother and slightly cheaper to maintain.
Should I go for DCT or CVT?
DCT gives better driving dynamics; CVT is smoother in city traffic. Service record matters more than gearbox type.
What’s the real fuel economy?
Expect 16–18 kmpl depending on driving style and variant. Real-world numbers align with manufacturer claims in mixed use.
Are there any serious maintenance concerns with the used Hyundai i20 Turbo DCT?
No major issues. Just keep up with service intervals. Turbo variants may need DCT fluid and cushion replacements around year 4.



