Hyundai Creta and Kia Seltos are the two most popular cars in the SUV segment in India. Both are known for their stylish yet bold looks and modern features. Also, due to their similar specifications and price, the car buyers often debate which car among new Hyundai Creta vs Kia Seltos used is better. To give a detailed perspective to the car enthusiasts and provide them with useful insights, we have brought this detailed blog. Go through the below sections to find which among these cars is suitable according to your preferences.
New Hyundai Creta: A Quick Overview
Hyundai Creta has completed 10 years in the Indian market. As per the official website, over 1.2 million units have been sold till date. Its facelift version was released in 2024 which also became a huge hit. Creta mainly caters to the audiences who prefer mid-size SUV. It has also been among the best selling cars in India for many years. Some of the key specifications of Hyundai Creta are given below.
Key Specifications of New Hyundai Creta Facelift
The sporty design of Creta and its modern looks make it one of the most desirable cars in India. Voice-enabled panoramic sunroof, rear wireless charger, ventilated seats, and driver rear-view monitor are some of its prominent features.
It has been upgraded with the level 2 ADAS that includes lane keep assist, forward collision vehicle/passenger assist, lane follow assist, lane departure warning, and other smart security features.
The standard 6 airbags, tyre pressure monitoring system, blind-spot view mirror, and other advanced security features are also integrated in the all new Hyundai Creta.
It also offers three drive modes viz. Normal, Sport, and Eco that enables drivers to choose their preferred driving preferences in different road conditions. The traction control modes like snow, mud, and sand are also available for proper road control.
An innovative infotainment system with modern connectivity features are available. The features like wireless charging and C-type USB ports are also provided in the all new Hyundai Creta Facelift 2024.
| Car Variant | Transmission | Ex-Showroom Price (In Rs.) |
| 1.5 NA Petrol | Both Manual and Automatic | Rs. 10,99,000 to Rs. 18,84,800 |
| 1.5 Turbo Petrol | Automatic | Rs. 19,99,000 to Rs. 20,14,900 |
| 1.5 Diesel | Both Manual and Automatic | Rs. 12,44,900 to Rs. 20,14,900 |
Note: The on-road price of Hyundai Creta may vary as per the state and city you purchase it from.
Used Kia Seltos: A Quick Overview
The latest Kia Seltos Facelift was released in 2023. The second-generation of this car is most likely to be launched in 2026 in the Indian market. So, when it comes to used cars, any model released from 2019 to 2022 is easily available in the used car markets.
Kia Seltos is the most sold car of Kia in India. Till date, over 5 lakh units of Kia Seltos have been sold in India. In the mid-size SUV segment, its greatest rivals are Hyundai Creta and Maruti Grand Vitara.
Used Kia Seltos: Price Range
The variant and year-wise price range of Kia Seltos is given in the below table:
| Production Year & Variant | Transmission | Estimated Price Range (In Rs.) |
| 2021 | Automatic | Rs. 9,50,000 to Rs. 10,50,000 |
| 2020 | Manual or Automatic | Rs. 10,00,000 to Rs. 12,00,000 |
| 2022 | Automatic | Rs. 12,00,000 to Rs. 14,00,000 |
Note: Kia Seltos used car price may vary in different used markets. So, compare the price at local car dealers and reputed car garages once before making a decision.
New Hyundai Creta vs Seltos Comparison: Financing Options
It’s important to consider the financing options while comparing a new Hyundai Creta vs Kia Seltos used car. As each car has several variants and versions, we are considering the new Creta 1.5L SX(O) Turbo Petrol variant and GTX Plus DCT Petrol model of used Kia Seltos for the sake of comparison.
| Financing Details | New Hyundai Creta | Used Kia Seltos |
| Downpayment | Rs. 4,00,000 | Rs. 2,80,000 |
| Loan Tenure | 5 years | 5 years |
| Principal Loan Amount | Rs. 15,99,900 | Rs. 11,22,000 |
| Rate of Interest | 9% | 9% |
| Interest Amount | Rs. 3,92,778 | Rs. 2,75,452 |
| Total Payable Amount | Rs 19,92,678 | Rs. 13,97,452 |
| Difference | Rs. 5,95,226 |
It is clear that the used Kia Seltos will save approximately Rs. 6 lakhs if you choose it over the new Hyundai Creta. This much savings is enough to take care of your entire fuel expenses and maintenance costs for the period of 5 years. However, Hyundai Creta is still preferable if you want to experience how a brand new car feels.
New Hyundai Creta vs Kia Seltos Used: Insurance Comparison
We must also consider the insurance costs while comparing both these SUVs. Here’s a comparison table showing the insurance costs for the first 5 years of ownership. For the sake of comparison we have taken the new Creta Facelift and the used Kia Seltos (2022).
| Insurance Details | New Hyundai Creta | Used Kia Seltos |
| Total Coverage or Insured Declare Value (IDV) | Rs. 19,00,000 approx | Rs. 14,00,000 |
| Yearly Premium | Rs. 45,000 | Rs. 32,000 |
| Insurance Cost for 5 Years | Rs. 2,25,000 | Rs. 1,60,000 |
| Difference | Rs. 65,000 |
Here also, the used Kia Seltos wins by a big margin. Yet, you must also be aware that the insurance coverage will be lesser for a used car. So, you have to bear some repair expenses by yourself in case of accident cover claims. Also, the resale value of a new Hyundai Creta will be much higher than the resale value of Seltos.
New Hyundai Creta vs Used Kia Seltos: Which Car To Choose?
Creta is majorly preferred for its premium looks and comfortable interiors. Kia Seltos also has a striking design and its higher trims are feature-loaded. Creta offers a much smoother and premium riding experience. Both these cars have a Global NCAP Safety Ratings of 3.0 stars. However, Creta has better safety features than Kia. Also, Creta, especially the diesel variants, offer much better resale value than Kia Seltos.
Both the cars are similar in terms of mileage too. The petrol variants of both these cars offer up to 18 km/l whereas the diesel variants may offer a decent mileage of up to 22 km/l. However, in the real scenario, the mileage will depend on the road conditions and your driving style.
The used Kia Seltos will be available at much lesser cost but its maintenance costs will also be higher in the long run. So, consider all these aspects before choosing between a new Hyundai Creta vs Kia Seltos used car.
Authorised platforms like Spinny are the best place to find used cars in good condition. Apart from verified cars, you also get good financing options and services like test drives at Spinny. Visit their official site to get more idea of the available used and new condition cars in your city.
FAQs on New Hyundai Creta vs Kia Seltos Used Car
Q. Will resale value be better for a new Creta or a used Seltos bought today?
A new Creta will hold value better in the first few years. A used Seltos bought today has already taken its biggest depreciation hit, so your percentage loss at resale could be smaller.
Q. Will I notice much difference between driving a brand-new Creta and a 2–3 year old Seltos?
If the Seltos has been taken care of, you’ll find both cars equally comfortable for everyday drives. The Creta will feel fresher, with newer interiors and updated features. Yet, in normal traffic, the gap isn’t as big as the price tag might suggest.
Q. Should I pay extra for the new Creta because of its ADAS feature as most of my driving is within the city limits?
ADAS features are a blessing on the highways but the safety features like lane keep assist and collision alerts prove to be handy in the city too. If you drive short distances and in slow traffic, you might not miss these features much.
Q. Will Seltos save more fuel than Creta?
If both have similar engines, fuel economy will be almost similar. The bigger savings with the Seltos come from smaller EMIs, cheaper insurance, and skipping the biggest chunk of depreciation.
Q. Which one will give me fewer problems with servicing and repairs?
A brand-new Creta will be trouble-free for years thanks to its warranty. But a Spinny-certified Seltos with its own warranty can also be just as reliable, as long as you stick to regular servicing and use genuine parts.
