{"id":540743,"date":"2026-09-17T15:48:19","date_gmt":"2026-09-17T10:18:19","guid":{"rendered":"https:\/\/www.spinny.com\/blog\/?p=540743"},"modified":"2026-09-17T15:48:19","modified_gmt":"2026-09-17T10:18:19","slug":"instant-payments-explained-how-spinny-pays-you-when-you-sell-your-car","status":"publish","type":"post","link":"https:\/\/www.spinny.com\/blog\/instant-payments-explained-how-spinny-pays-you-when-you-sell-your-car\/","title":{"rendered":"Instant Payments Explained: How Spinny Pays You When You Sell Your Car"},"content":{"rendered":"\n<p>Selling a car involves one moment that matters more than almost anything else: getting paid.<\/p>\n\n\n\n<p>Although you may have come to a consensus on the price, performed the inspection, and finalised the sale of your vehicle, the deal does not seem complete until you have received the payment.<\/p>\n\n\n\n<p>That uncertainty is one of the frustrating parts of traditional used-car selling. With a private buyer, you may have to wait for them to arrange funds. A cheque may need to be cleared. A promised transfer may be delayed. And handing over a car before confirming payment can create an unnecessary risk.<\/p>\n\n\n\n<p>In Spinny&#8217;s payment system, the uncertainty is eliminated. After your car has been evaluated and you&#8217;ve accepted the final purchase offer, your payment will be processed immediately through your preferred supported method of payment after completion of the related sales formalities.<\/p>\n\n\n\n<p>Our current support guidance says payment is transferred within 48 hours, depending on the payment method selected. Bank-transfer options include IMPS, RTGS and NEFT. Demand draft and cheque are also available, while cash payments are not offered to used-car sellers.<\/p>\n\n\n\n<p>More importantly, when you choose a bank transfer, we transfer the payment before your car is picked up.<\/p>\n\n\n\n<p>But what does \u201cinstant payment\u201d mean in the case of Spinny? When does the process commence? What to expect from the moment of selling your car? Here is full clarification.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-does-instant-payment-mean-at-spinny\">What Does Instant Payment Mean at Spinny?<\/a><\/li><li><a href=\"#how-the-spinny-payment-process-works\">How the Spinny Payment Process Works<\/a><\/li><li><a href=\"#step-1-get-your-car-evaluated-and-receive-a-final-offer\">Step 1: Get Your Car Evaluated and Receive a Final Offer<\/a><\/li><li><a href=\"#step-2-you-decide-when-to-accept-the-offer\">Step 2: You Decide When to Accept the Offer<\/a><\/li><li><a href=\"#step-3-choose-how-you-want-to-be-paid\">Step 3: Choose How You Want to Be Paid<\/a><\/li><li><a href=\"#do-you-get-paid-before-spinny-picks-up-the-car\">Do You Get Paid Before Spinny Picks Up the Car?<\/a><\/li><li><a href=\"#why-does-fast-payment-matter-when-selling-a-used-car\">Why Does Fast Payment Matter When Selling a Used Car?<\/a><\/li><li><a href=\"#payment-is-separate-from-the-rc-transfer-timeline\">Payment Is Separate From the RC Transfer Timeline<\/a><\/li><li><a href=\"#what-is-spinnys-seller-protection-policy\">What Is Spinny&#8217;s Seller Protection Policy?<\/a><\/li><li><a href=\"#is-any-amount-ever-held-back\">Is Any Amount Ever Held Back?<\/a><\/li><li><a href=\"#what-should-you-keep-ready-before-selling\">What Should You Keep Ready Before Selling?<\/a><\/li><li><a href=\"#what-happens-after-the-payment-reaches-you\">What Happens After the Payment Reaches You?<\/a><\/li><li><a href=\"#spinny-instant-payment-vs-a-traditional-private-sale\">Spinny Instant Payment vs a Traditional Private Sale<\/a><\/li><li><a href=\"#instant-payment-without-rushing-your-decision\">Instant Payment Without Rushing Your Decision<\/a><\/li><li><a href=\"#instant-payments-at-spinny-the-bottom-line\">Instant Payments at Spinny: The Bottom Line<\/a><\/li><li><a href=\"#fa-qs-about-spinny-instant-payments\">FAQs About Spinny Instant Payments<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-does-instant-payment-mean-at-spinny\">What Does Instant Payment Mean at Spinny?<\/h2>\n\n\n\n<p>\u201cInstant payment\u201d does not mean that money is transferred the moment you enter your registration number on the Spinny website.<\/p>\n\n\n\n<p>There are a few important steps before a sale can be completed.<\/p>\n\n\n\n<p>First, you tell us about your car and receive an online valuation. Then the vehicle is evaluated so that we can understand its actual condition and determine a final purchase offer. Once you accept that offer and decide to sell, the payment process begins.<\/p>\n\n\n\n<p>Spinny&#8217;s selling pages describe this as instant or same-day payment, and payment can be processed quickly once you confirm the sale. However, our current detailed support guidance gives the broader payment timeline within 48 hours depending on your preferred payment method.<\/p>\n\n\n\n<p>That distinction is useful because different payment methods work differently.<\/p>\n\n\n\n<p>For instance, a bank transfer is much quicker than writing a cheque. Thus, instead of treating the word \u201cinstant\u201d as a guarantee that transactions can reach the seller in a few minutes, it should be better understood as a sale that immediately begins the payment process after you agree to the terms of sale and does not wait until some further buyer, familiar with the seller, provides the funds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-the-spinny-payment-process-works\">How the Spinny Payment Process Works<\/h2>\n\n\n\n<p>The payment itself is only one stage of selling your car. Here is how the complete journey leads up to it.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Stage<\/strong><\/td><td><strong>What Happens<\/strong><\/td><\/tr><tr><td><strong>1. Online valuation<\/strong><\/td><td>Tell us about your car and receive an initial estimated value<\/td><\/tr><tr><td><strong>2. Car evaluation<\/strong><\/td><td>A Spinny expert evaluates the vehicle to determine its actual condition<\/td><\/tr><tr><td><strong>3. Final offer<\/strong><\/td><td>You receive a final purchase offer based on the evaluation<\/td><\/tr><tr><td><strong>4. Accept the offer<\/strong><\/td><td>If the price works for you, you confirm that you want to sella<\/td><\/tr><tr><td><strong>5. Choose payment method<\/strong><\/td><td>Select from supported bank-transfer options, demand draft or cheque<\/td><\/tr><tr><td><strong>6. Payment is processed<\/strong><\/td><td>Payment is transferred within the applicable timeline for your chosen method<\/td><\/tr><tr><td><strong>7. Vehicle pickup<\/strong><\/td><td>For bank-transfer transactions, your car is picked up after the payment has been transferred<\/td><\/tr><tr><td><strong>8. RC transfer process<\/strong><\/td><td>Spinny handles the subsequent ownership-transfer process<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The important point is that payment is not dependent on Spinny first finding another retail buyer for your car.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-1-get-your-car-evaluated-and-receive-a-final-offer\">Step 1: Get Your Car Evaluated and Receive a Final Offer<\/h2>\n\n\n\n<p>Before payment can happen, we first need to know what we are buying.<\/p>\n\n\n\n<p>You start this process by providing some details about your car to Spinny for an <a href=\"https:\/\/www.spinny.com\/car-valuation\/?utm_source=InstantPayment&amp;utm_medium=BlogLink\">online valuation<\/a>, after which you can schedule an evaluation at your home or at any Spinny office.<\/p>\n\n\n\n<p>The physical evaluation looks at the actual condition of the vehicle. Spinny&#8217;s inspection covers a 200-point checklist involving areas such as the exterior, interior, engine, underbody and road performance.<\/p>\n\n\n\n<p>Spinny\u2019s current guideline states that after the evaluation is completed, you are to receive the final purchase offer within 24 hours from the time of evaluation completion. The offer will be available to you for some time so that you can make a decision.<\/p>\n\n\n\n<p>You do not have to sell simply because you had the car inspected.<\/p>\n\n\n\n<p>The evaluation is conducted in order to define the actual price of your vehicle. The doorstep evaluation offered by Spinny is free and does not impose an obligation on the customer to accept the offer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-2-you-decide-when-to-accept-the-offer\">Step 2: You Decide When to Accept the Offer<\/h2>\n\n\n\n<p>Once you receive the final purchase offer, the decision is yours.<\/p>\n\n\n\n<p>You can review the price and choose whether you want to sell during the offer&#8217;s validity period.<\/p>\n\n\n\n<p>This is an important part of understanding instant payment.<\/p>\n\n\n\n<p>As you hesitate to determine if you want to sell the vehicle, the timing doesn\u2019t start. The transaction actually begins when you agree to the terms of the deal.&nbsp;<\/p>\n\n\n\n<p>That means you do not need to hand over your car simply to secure the quoted price or wait indefinitely while a buyer is found.<\/p>\n\n\n\n<p>In this process, you have to first know the offer and then make a decision to either accept or reject it. And only when you accept the deal will payment be processed.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-3-choose-how-you-want-to-be-paid\">Step 3: Choose How You Want to Be Paid<\/h2>\n\n\n\n<p>Spinny currently supports several payment methods for car sellers.<\/p>\n\n\n\n<p>You can choose:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank transfer through IMPS, RTGS or NEFT<\/li>\n\n\n\n<li>Demand draft<\/li>\n\n\n\n<li>Cheque<\/li>\n<\/ul>\n\n\n\n<p>Spinny does not facilitate cash payment when purchasing a used car from a seller.<\/p>\n\n\n\n<p>For the majority of sellers, bank transfers appear to be the most practical solution, and the reason is that payments are received directly in the bank account without the need to cash a cheque or deposit it physically.&nbsp;<\/p>\n\n\n\n<p>The exact payment timeline can depend on the option you select. Spinny&#8217;s current support page states that payment is transferred within 48 hours, depending on the preferred payment method.<\/p>\n\n\n\n<p>The information on the sales page also suggests that payments can be processed at the moment you make a decision to sell and, depending on the method selected, the seller may receive the funds within a few hours.<\/p>\n\n\n\n<p>So same-day payment is possible, particularly through digital transfer, but the current formal timeline you should plan around is up to 48 hours,s depending on the method chosen.<\/p>\n\n\n\n<p>Also Read: <a href=\"https:\/\/www.spinny.com\/blog\/how-spinny-offers-the-best-price-for-your-used-car\/\">How Spinny Offers the Best Price for Your Used Car<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"do-you-get-paid-before-spinny-picks-up-the-car\">Do You Get Paid Before Spinny Picks Up the Car?<\/h2>\n\n\n\n<p>For a bank-transfer transaction, yes.<\/p>\n\n\n\n<p>The payment is done by bank transfer to your account within 48 hours after accepting the offer. The pickup of the vehicle takes place after the money is transferred.&nbsp;<\/p>\n\n\n\n<p>That sequence is important.<\/p>\n\n\n\n<p>You are not expected to hand over the vehicle and then simply hope the money appears later.<\/p>\n\n\n\n<p>In this case, receiving payment before pickup helps because you have a point in time when the transaction is complete before your vehicle is taken away.&nbsp;<\/p>\n\n\n\n<p>For alternative payment methods such as cheque or demand draft, the exact mechanics naturally depend on the selected method, which is also why payment timelines can vary.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-does-fast-payment-matter-when-selling-a-used-car\">Why Does Fast Payment Matter When Selling a Used Car?<\/h2>\n\n\n\n<p>Speed is useful, but certainty is arguably even more important.<\/p>\n\n\n\n<p>Imagine selling privately.<\/p>\n\n\n\n<p>Suppose you are negotiating with a buyer for a vehicle you have listed for over \u20b96 lakh, and the buyer says they need one day to come up with the money. The next day may turn into the day after, or even result in the buyer being unable to secure a bank loan. Instead, they may propose paying part of the money now and the rest after you give them the vehicle.&nbsp;<\/p>\n\n\n\n<p>Even when everything eventually works out, you spend that period wondering whether the deal will actually close.<\/p>\n\n\n\n<p>There is also the practical problem of what to do with the car while you wait.<\/p>\n\n\n\n<p>Should you contact other potential buyers of your vehicle? Is there any need to take the listing down? Is the first buyer serious? Are you in a safe position to make plans, being 100 per cent sure about getting paid in the end?&nbsp;<\/p>\n\n\n\n<p>A structured payment process removes much of that uncertainty.<\/p>\n\n\n\n<p>In case of acceptance of Spinny&#8217;s offer, the process becomes straightforward since, in this case, payment will not depend on another buyer arranging financing or transferring money to get the vehicle.&nbsp;<\/p>\n\n\n\n<p>This can be especially useful if you are selling your current car to fund another purchase, repay an outstanding expense or simply want the transaction completed without an open-ended wait.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"payment-is-separate-from-the-rc-transfer-timeline\">Payment Is Separate From the RC Transfer Timeline<\/h2>\n\n\n\n<p>Another point sellers sometimes misunderstand is the relationship between getting paid and transferring the Registration Certificate.<\/p>\n\n\n\n<p>These do not happen at the same time.<\/p>\n\n\n\n<p>You can carry out the payment procedure and make the vehicle transfer before the ownership of your vehicle has been transferred from you to the new owner.&nbsp;<\/p>\n\n\n\n<p>RC transfer involves RTO procedures and takes longer. Spinny initiates the required transfer process and submits the necessary documents to the RTO. Depending on RTO requirements, your cooperation may also be needed for certain formalities.<\/p>\n\n\n\n<p>According to our current information on seller support, the vehicle registration transfer may take several months (up to 180 days) based on further sales of the vehicle, and delays are possible since the process requires involvement of the RTO authorities.<\/p>\n\n\n\n<p>That does not mean you wait until the RC is transferred before getting paid.<\/p>\n\n\n\n<p>Payment and vehicle pickup happen earlier in the selling journey.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-spinnys-seller-protection-policy\">What Is Spinny&#8217;s Seller Protection Policy?<\/h2>\n\n\n\n<p>Because the RC may have your name for some period of time even after the vehicle is physically handed over, there is definitely a question of responsibility during that time frame.<\/p>\n\n\n\n<p>This is where Spinny&#8217;s Seller Protection Policy comes in.<\/p>\n\n\n\n<p>When you sell your car and transfer it physically along with all the necessary original documents and other accessories to Spinny, you are automatically protected by the policy until RC ownership is transferred to the end buyer.<\/p>\n\n\n\n<p>The policy is designed to protect the registered owner against issues including misuse of the vehicle, challans generated after delivery and cases arising from an accident or mishap after the vehicle has been delivered to Spinny but before the RC transfer is complete. Where required under the policy, Spinny can also arrange legal representation at its own cost.<\/p>\n\n\n\n<p>So receiving payment is not the point at which we simply disappear from the transaction.<\/p>\n\n\n\n<p>The RC transfer process and post-sale follow-up continue after the payment has been made.<\/p>\n\n\n\n<p>Also Read: <a href=\"https:\/\/www.spinny.com\/blog\/exchange-your-used-car-at-spinny-complete-exchange-guide-for-every-brand\/\">Exchange Your Used Car at Spinny: Complete Exchange Guide for Every Brand<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"is-any-amount-ever-held-back\">Is Any Amount Ever Held Back?<\/h2>\n\n\n\n<p>There is one payment-related detail worth understanding upfront.<\/p>\n\n\n\n<p>As part of completing the RC transfer to the final buyer, it is stated in the documentation from Spinny\u2019s support staff that the seller may not receive the money for completing the RC transfer process.<\/p>\n\n\n\n<p>The held amount is released after the seller completes the OTP or Party Peshi process when requested by the RTO, or after 180 days from procurement, whichever occurs first. Release is subject to the seller cooperating with the required OTP or Party Peshi formalities.<\/p>\n\n\n\n<p>This is additional to the standard payment-processing timeframe and refers exclusively to making sure that the necessary RC-transfer procedures are performed.<\/p>\n\n\n\n<p>The exact requirements can vary because RTO processes are not identical in every case.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-should-you-keep-ready-before-selling\">What Should You Keep Ready Before Selling?<\/h2>\n\n\n\n<p>It is essential to have relevant car documents ready in order to avoid unnecessary delays in carrying out the assessment and selling the vehicle afterwards.<\/p>\n\n\n\n<p>For the evaluation, Spinny currently asks sellers to keep the following available: the Registration Certificate, original insurance, service booklet, a valid photo ID and the original and duplicate car keys.<\/p>\n\n\n\n<p>Possessing complete and accurate documents is of utmost importance beyond just the evaluation itself, since the ownership change depends on the documents being correct.<\/p>\n\n\n\n<p>Depending on the specific RTO process, additional cooperation or documentation may later be required during the ownership transfer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-happens-after-the-payment-reaches-you\">What Happens After the Payment Reaches You?<\/h2>\n\n\n\n<p>Once the required payment has been transferred and the transaction proceeds, the car can be picked up from you.<\/p>\n\n\n\n<p>Spinny then takes responsibility for the vehicle while it moves through the next stage of its journey.<\/p>\n\n\n\n<p>A vehicle bought from a seller might undergo some changes and be sold through Spinny to another buyer. According to Spinny, some of the vehicles purchased can be sold through a network of partners. Paperwork is done by the relevant parties in order to allow the seller to conduct the transaction without being involved in the process.<\/p>\n\n\n\n<p>At the same time, the RC-transfer process moves ahead, and your Seller Protection coverage continues until ownership is transferred to the end buyer, subject to the applicable policy terms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"spinny-instant-payment-vs-a-traditional-private-sale\">Spinny Instant Payment vs a Traditional Private Sale<\/h2>\n\n\n\n<p>The difference is easiest to see when the two journeys are placed side by side.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Private Sale<\/strong><\/td><td><strong>Selling to Spinny<\/strong><\/td><\/tr><tr><td>Buyer must arrange the money personally<\/td><td>Spinny processes payment after you accept the final offer<\/td><\/tr><tr><td>Payment timing depends on the buyer<\/td><td>Current formal guidance is within 48 hours, depending on the payment method<\/td><\/tr><tr><td>You may need to verify whether funds have actually cleared<\/td><td>Supported bank transfer goes directly to your account<\/td><\/tr><tr><td>Handover and payment have to be coordinated between you and the buyer<\/td><td>For bank transfer, vehicle pickup follows payment transfer<\/td><\/tr><tr><td>Buyer may prefer cash or a mixture of payment methods<\/td><td>Seller payments are through supported banking methods, cheque or DD; no cash<\/td><\/tr><tr><td>You handle subsequent transfer coordination<\/td><td>Spinny manages the RC-transfer process<\/td><\/tr><tr><td>You deal with post-sale issues yourself<\/td><td>Eligible sellers are covered by Spinny&#8217;s Seller Protection Policy<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The value of instant payment is therefore not simply speed.<\/p>\n\n\n\n<p>You need to understand who is paying, how much has been agreed upon, what payment method will be used, and when your car will be picked up.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"instant-payment-without-rushing-your-decision\">Instant Payment Without Rushing Your Decision<\/h2>\n\n\n\n<p>There is an important difference between making payment fast and forcing someone to decide fast.<\/p>\n\n\n\n<p>We want the transaction to happen as soon as you agree to sell your car. However, there is no obligation to sell just because your car has been evaluated.<\/p>\n\n\n\n<p>After the evaluation, you receive a final offer that remains valid for a specified period. You can decide whether you want to accept it during that period.<\/p>\n\n\n\n<p>That means you can separate the two decisions:<\/p>\n\n\n\n<p>First: Is this the right price for my car?<\/p>\n\n\n\n<p>Then: Once I accept it, how quickly can the sale be completed?<\/p>\n\n\n\n<p>The first deserves consideration.<\/p>\n\n\n\n<p>The second should not create unnecessary waiting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"instant-payments-at-spinny-the-bottom-line\">Instant Payments at Spinny: The Bottom Line<\/h2>\n\n\n\n<p>When we talk about instant payment at Spinny, the important part is not simply using the word \u201cinstant\u201d.<\/p>\n\n\n\n<p>It is how the process is structured.<\/p>\n\n\n\n<p>First, the car needs to be valued and evaluated. You are then presented with the final offer. You can either choose to accept or decline it. Payment will be completed through your preferred payment method once you confirm the sale.<\/p>\n\n\n\n<p>Spinny&#8217;s current detailed support guidance states that payment is transferred within 48 hours, depending on the payment method. Bank transfers are available through IMPS, RTGS and NEFT, while demand drafts and cheques are also supported. We do not pay car sellers in cash.<\/p>\n\n\n\n<p>For bank transfers, your car is picked up after the payment has been transferred to your account.<\/p>\n\n\n\n<p>Therefore, rather than deciding on the sale of your automobile and going into a period of unknowing waiting, you are able to go from accepting an offer to the payment and pickup of the automobile in a straightforward process.<\/p>\n\n\n\n<p>Because when the price is agreed, getting paid should be the simple part.<\/p>\n\n\n\n<p>Also Read: <a href=\"https:\/\/www.spinny.com\/blog\/how-to-buy-a-used-car-in-india\/\">Buying A Used Car In India: A Complete Guide<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs-about-spinny-instant-payments\">FAQs About Spinny Instant Payments<\/h2>\n\n\n<div class=\"saswp-faq-block-section\"><ol style=\"list-style-type:none\"><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. Does Spinny really provide instant payment when I sell my car?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">Yes, the payment is transferred within 48 hours depending on the payment method selected after our quote has been approved by you. In some cases, payment can be processed within hours after you confirm the sale.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. When does Spinny initiate payment?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">Payment follows acceptance of the final purchase offer. First, your vehicle is evaluated, and Spinny shares a final offer. Once you accept that offer and proceed with the sale, the payment process can begin.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. What payment methods can I choose when selling my car to Spinny?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">You can receive payment through a bank transfer using IMPS, RTGS or NEFT, or choose a demand draft or cheque.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. Can Spinny pay me in cash for my used car?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">No. Spinny does not facilitate cash payments to sellers of used cars.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. Will Spinny pick up my car before paying me?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">For a bank-transfer transaction, Spinny&#8217;s current support guidance says the amount is transferred to your bank account first, and the car is picked up afterwards.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. How long does Spinny take to transfer my payment?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">Seller payment is usually transferred within 48 hours, depending on the payment method you choose. Digital bank transfers can be faster and can reach the seller within a few hours of confirmation in some cases.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. Do I have to wait for the RC transfer before getting paid?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">No. Payment and vehicle pickup happen before the final RC transfer is completed. Spinny manages the subsequent RC transfer process with the relevant RTO.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. Is any part of the payment held for RC transfer?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">Some amount can be held from the seller to support timely completion of the RC transfer process. It is released after the required OTP\/Party Peshi process is completed when requested by the RTO, or after 180 days from procurement, whichever occurs first, subject to seller cooperation.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. Am I protected after I receive payment but before the RC is transferred?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">Eligible sellers are automatically covered by Spinny&#8217;s Seller Protection Policy from physical delivery of the vehicle with the required documents and accessories until RC ownership is transferred to the end buyer. The policy covers specified post-delivery issues subject to its terms and conditions.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \"><strong>Q. What documents should I keep ready before selling my car?<\/strong><\/h5><p class=\"saswp-faq-answer-text\">For your Spinny evaluation, keep your Registration Certificate, original insurance, service booklet, a valid photo ID, and the original and duplicate car keys available. Further documents or cooperation may be required depending on RTO formalities.<\/p><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>Selling a car involves one moment that matters more than almost anything else: getting paid. 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