Practical First Cars to Own under 5 Lakhs

Sankul Nagpal BUYING GUIDE, FEATURES Leave a Comment

With the COVID-19 pandemic affecting the way we travel, many people have started to look towards owning their own car. The availability of convenient ownership programmes like Spinny Buyback, buying your first car has also become significantly more affordable.

Most people tend to buy their first car under a budget of Rs. 5 lakhs. At this price point, you would be restricted to entry level hatchbacks if you were buying a new car. These entry level hatchbacks, however, don’t offer a lot of practicality for all use cases. Used cars, on the other hand, provide great value and will also provide the practicality needed to handle any requirement you have.

The five cars in this list include hatchbacks and compact sedans that offer great mileage, space for 4-5 passengers, and compact dimensions to handle tight city spaces. What’s even better is that every car on this list can be bought for under Rs. 5 lakhs.

Maruti Suzuki Alto K10

Maruti Suzuki Alto K10

The first car for millions of Indians, the Maruti Suzuki Alto is a household name for many. A package that offers great efficiency, compact yet stylish build, and the trust of Maruti’s expansive sales and service network, the Maruti Suzuki Alto K10 is a perfect family car and a modern urban commuter.

The Maruti Suzuki Alto K10 does away with the Alto 800’s 0.8-litre engine, and instead incorporates the 1-litre K-series engine that delivers 68PS of power and 90Nm of peak torque. The Alto K10 is available with either a 5-speed manual or a 5 speed AMT transmission for hassle-free driving. In terms of performance, the Alto K10 does exceptionally well in the city thanks to its tight turning radius and compact dimensions.

Compared to the Alto 800, the Maruti Suzuki K10 offers a premium and more spacious interior. In terms of mileage, the K10 also offers 24 kmpl petrol mileage which is extraordinary for a car of this budget. And for those looking to save more, the K10 CNG delivers a mileage of 32.26 km/kg.

So, if you are a fan of Maruti’s reliability, then a used Maruti Suzuki Alto K10 is an ideal practical first car that is widely available in the pre-owned market for a price anywhere between Rs. 1.5 to 4 Lakhs.

Spinny Assured Used Maruti Suzuki Alto K10

Engine

1.0-litre K-Series Petrol

Power & Torque

68PS with 90 Nm

Transmission

5-speed Manual
5-Speed AMT Automatic

Mileage

24 kmpl

Price in Delhi-NCR

Price in Bangalore

Price in Hyderabad

Price in Pune

Maruti Suzuki Swift

Maruti Suzuki Swift

A list curating the best first cars to own cannot be complete without mentioning the Maruti Suzuki Swift. As Maruti’s hot-selling hatchback since 2005, the Swift has wooed over 25 lakh owners throughout India.

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Available in both Petrol and Diesel options, the Swift can return 83PS of max power and 113 Nm of peak torque from its 1.2-litre petrol unit while the 1.3-litre diesel engine, on the other hand, is capable of churning 75PS of max power and 190 Nm of peak torque. Both the powertrains are available with either a 5-speed manual or a 5-speed AMT gearbox. Both engine options return an impressive mileage of 21.21 kmpl and 28.4 kmpl respectively.

Even in terms of features, the Maruti Suzuki Swift has always offered the best. Through the generations, the Swift has incorporated more premium features to stay relevant. The first and second generation Maruti Suzuki Swift offered features like integrated audio systems, electronic ORVMs, and power windows. The current third generation Maruti Suzuki Swift features LED projector headlamps with LED DRLs, automatic climate control, push-button start and 7-inch touchscreen infotainment.

Pitched as India’s very first premium hatchback, the Maruti Suzuki Swift changed the way India looked at hatchbacks. With such popularity, you can expect to find used Maruti Suzuki Swift models for prices starting from Rs. 2.5 lakhs. The low price to buy a used Maruti Suzuki Swift and Maruti’s famed reliability, makes the Swift a perfect practical first car to buy from the pre-owned market.

Spinny Assured Used Maruti Suzuki Swift

Engine

1.2-litre Petrol
1.3-litre Diesel

Power & Torque

83PS with 113 Nm (Petrol)
73PS with 190 Nm (Diesel)

Transmission

5-speed Manual
5-Speed AMT Automatic

Mileage

21.21 kmpl (Petrol)
28 kmpl (Diesel)

Price in Delhi-NCR

Price in Bangalore

Price in Hyderabad

Price in Pune

Tata Tiago

Tata Tiago

If you are someone interested in new-gen vehicles, then the Tata Tiago could be the perfect first car to own. Launched back in 2016, the Tata Tiago is a hatchback that will feel like a brand new car, owing to Tata’s new design philosophy.

The Tata Tiago is powered either by a 1.0-litre Revotorq diesel engine or a 1.2-litre Revotron petrol engine. The diesel engine of the Tata Tiago can deliver 70 PS of max power and 140 Nm of peak torque while the petrol delivers 85 PS of max power and 114 Nm of peak torque. Both engines are available with 5-speed manual or AMT automatic gearbox options.

Also Read:  6 Best Upcoming 7 Seater SUVs in India

As the Tiago is one of Tata’s new hatchbacks, you can expect to find features like a 7-inch touchscreen infotainment along with an 8-speaker Harman sound system, height-adjustable driver seat, automatic climate control and a cooled glove box.

Coming to the pricing, a used Tata Tiago is available in the pre-owned vehicle market starting from 3 lakhs, even for models as new as 2017-18. The Tata Tiago has been equipped well, and as a practical first car, has a lot to offer.

Spinny Assured Used Tata Tiago

Engine

1.2-litre Petrol
1.0-litre Diesel

Power & Torque

85PS with 114 Nm (Petrol)
70PS with 140 Nm (Diesel)

Transmission

5-speed Manual
5-Speed AMT Automatic

Mileage

23.84 kmpl (Petrol)
27.28 kmpl (Diesel)

Price in Delhi-NCR

Maruti Suzuki Dzire

Maruti Suzuki Dzire

If you are looking for a sedan that delivers performance, fuel efficiency and comfort, then the Maruti Suzuki Dzire could the ideal practical first car for you. The Maruti Suzuki Dzire continues to be one of the most popular compact sedans in the Indian market.

Available with Maruti’s 1.3-litre diesel and 1.2-litre petrol engines, Maruti Suzuki Dzire can deliver 74 PS of power and 190 Nm of torque and 83 PS of power and 115 Nm of torque, respectively. Both engines are available with either a 5-speed manual or a 5-speed AMT transmission. As your practical first car, the Maruti Suzuki Dzire can also deliver an impressive mileage of up to 22 kmpl for the petrol variants and 28.4 kmpl for the diesel variants.

Currently in its 3rd generation, the Maruti Suzuki Dzire offers modern features such as a push-button start, auto climate control, electronic multi-trip meter, and much more. Over the years, the Maruti Suzuki Dzire has received more premium interiors while still offering practical value.

In terms of pricing, the popularity of the Maruti Suzuki Dzire means you will find several affordable options in the used car market. A used Maruti Suzuki Dzire can be found for prices starting from Rs. 3 lakhs, further cementing it’s great value as a first car.

Spinny Assured Used Maruti Suzuki Dzire

Engine

1.2-litre Petrol
1.3-litre Diesel

Power & Torque

83PS with 115 Nm (Petrol)
74PS with 190 Nm (Diesel)

Transmission

5-speed Manual
5-Speed AMT Automatic

Mileage

22 kmpl (Petrol)
28.4 kmpl (Diesel)

Price in Delhi-NCR

Price in Bangalore

Hyundai Xcent

Hyundai Xcent

The Hyundai Xcent needs little introduction. Launched in 2014, the Hyundai Xcent was the company’s aggressively priced compact sedan that offered Hyundai’s trusted engine capabilities along with some added features. Since then, the Hyundai Xcent has managed to become quite a popular choice in the budget sedan range and has received its due share of upgrades and facelifts.

Also Read:  Old School Indian Sedans

In its current version, the Hyundai Xcent is powered by both a petrol and diesel engine. The 1.2-litre diesel engine can produce 75PS of max power and 190 Nm of peak torque paired with a 5-speed manual transmission. The 1.2-litre petrol engine churns out 83 PS of max power and 114 Nm of peak torque. The petrol variant, however, can be had with either a 5-speed manual or a 4-speed automatic transmission. In terms of mileage, the manual petrol variant returns 20.14 kmpl. The diesel variant, on the other hand, returns a mileage of 25.4 kmpl.

Coming to the features, the Hyundai Xcent offers Hyundai’s premium interior build quality, with newer variants equipped with a touchscreen infotainment system. Like the Maruti Suzuki Dzire, the Hyundai Xcent also offers ample space for passengers, making it a comfortable and practical car to own.

As Hyundai’s veteran compact sedan, the Hyundai Xcent can be the perfect family sedan. Talking about the prices, a used Hyundai Xcent can be brought home from the pre-owned market for a price of Rs. 3 to 5 lakhs.

Spinny Assured Used Hyundai Xcent

Engine

1.2-litre Petrol
1.3-litre Diesel

Power & Torque

82PS with 114 Nm (Petrol)
74PS with 190 Nm (Diesel)

Transmission

5-speed Manual
4-Speed Automatic (Petrol)

Mileage

20.14 kmpl (Petrol)
25.4 kmpl (Diesel)

Price in Delhi-NCR

Price in Bangalore

Price in Pune


These cars are just a sample of the practical first cars you can find under Rs. 5 lakhs in the used car market. Apart from offering great value to you, these cars are perfect choices if you are looking for a car that offers good mileage and plenty of space for passengers. The compact dimensions also make these cars great for navigating congested city traffic that you would encounter. While we’ve curated these practical first cars on the basis of their spec sheet, the true practical uses for any of these cars will be in your ownership.

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